Inshuwalansi woyendayenda kunja

Kupita patchuthi, ena alendo kunyalanyaza kapena kuiwaliratu kupanga inshuwalansi. Kulungamitsidwa ambiri chifukwa kuti basi kuchita izo. Poona zimenezi, kampani ya inshuwalansi ayamba kutsatira njira yoyamba chitukuko cha danga Internet, kupereka makasitomala ake ndi nkhani inshuwalansi popanda kuchoka panyumba pathu. Tsopano inshuwalansi alendo makismalnaya angafunike.

Mu US ndi Europe, mchitidwe umenewu akhala zaka zingapo, koma msika Russian woyamba inshuwalansi kampani kukhazikitsa mfundo zopita kunja wakhala Intaneti "Kubadwa Kwatsopano Insurance". Pamodzi ndi "Tinkoff Mawu Systems" zachitika ndi zomwe zagwiridwa luso lapadera, chifukwa chimene ndondomeko ya kalembera wa inshuwalansi satenga kuposa mphindi zisanu.

kampani china, inshuwalansi woyendayenda kunja sipangakhalenso chikalata Intaneti - amadziwika Swiss inshuwalansi gulu Zurich Insurance. Mbiri ya kampani kunayamba 1872 ndipo lero lina la makampani wamkulu ndi wotchuka kwambiri inshuwalansi mu dziko. Today Zurich akutumikira makasitomala m'mayiko oposa 170 padziko lonse. Ku Ulaya, North America, Asia, Pacific ndi Latin America, kampani ali ndi maudindo. Ndi yabwino kwa makasitomala, chifukwa pafupifupi kulikonse mu dziko alendo akhoza kupeza chithandizo pa mzere ndi malangizo. antchito kampani kulankhula zinenero zambiri, kuphatikizapo Russian.

Kumene, ndi uthenga wabwino kwambiri alendo Russian. Onse makampani ndi wolemekezeka ndi kutsimikiziridwa okha inshuwalansi msika. Koma chakuti inshuwalansi akhoza inakhazikitsa mu mphindi zochepa pa nthawi yabwino kwa inu, anawonjezera okha yonena awo, ndi apaulendo - maofesi.

Tsopano, ngakhale inu mudaiwalira kuti apereke mfundo pasadakhale, pali mwayi kutero, ngakhale patchuthi. Koma sayembekezera kuti mukhoza kupanga ndondomeko pamene chochitika inshuwaransi amapezeka. Apa wotchuka Russian "Mwina!" Iwo sikungakuthandizeni. The inshuwalansi ayenera operekedwa pasadakhale.

Ndipo potsiriza, ena mwa malamulo, momwe kupeza inshuwalansi, kodi izo okoazalas zothandiza:

• Posankha ndi inshuwalansi woyendayenda kunja, kulabadira ngati pali mfundo za inshuwalansi gawo osiyana kusamalira ndalama zina kugwirizana ndi pamalo chithandizo (m'malo a matikiti kubwerera, malawi zina ndi zina - mu sluchaeneobhodimosti Mwachitsanzo , nthawi yaitali mankhwala m'chipinda).
• Dziwani zinthu m'gulu la inshuwalansi alendo. Companies zopereka njira zingapo inshuwalansi. The phukusi zofunika pazikhalanso: chisamaliro mwadzidzidzi pa zochitika za nkhani inshuwalansi, kupereka chithandizo kunja, kupereka mankhwala ndi kugwiritsa ntchito zipangizo zina zapadera, inshuwalansi moyo. More phukusi patsogolo zikuphatikizapo malipiro ngati chilema ndi reimbursement wa mtengo kwa zipangizo zina zapadera, komanso mayendedwe a wovulalayo ndi mnzake kunyumba.
• The Kupititsa ukulu wa kampani ya inshuwalansi. Posankha mfundo onetsetsani kuti mwachindunji dziko limene mukufuna kupita ndi kuonetsetsa kuti nkhaniyi adalowa mgwirizano. Ngati ulendo wanu zikuphatikizapo maulendo m'mayiko ambiri, chindunji chonse.
• Tikupeza nambala ya foni, amene ayenera kulankhula mu chochitika chochitika inshuwaransi, komanso maadiresi mabungwe zachipatala, amene Mwina mungakumane zipinda hyperbaric mafoni, ndipo ambiri Chofunika - kulipira ngati kamodzi ndalama zonse kampani, ngati inu chinachake chikuchitika mu izi malo enieni. Ndipo muyenera kudziwa pasadakhale ulendo.

Ndipo ambiri Chofunika - kumbukirani kuti pamene inu kugula inshuwalansi kwa apaulendo, inu kuchita makampani osati 'kuthandizira' inshuwalansi ndi kudziteteza ku hassles ndi ndalama zosayembekezereka, amene, monga ikusonyezera, angafikire makumi kapena mazana a madola zikwi zambiri.

Sangalalani tchuthi chanu!