Insurance mu ntchito zokopa alendo

Lero, ndi inshuwalansi, inu mukhoza kunena, wakhala gawo kuvomerezedwa phukusi la zikalata kwa anapita kudziko lina. Insurance mu zokopa alendo - ndi chitsimikizo kuti alendo, ngati n'koyenera, adzakhala anathandiza. Mndandanda wa m'mayiko sikutheka kupeza chitupa cha visa chikapezeka popanda inshuwalansi, muli m'mayiko monga USA, Canada, limati Schengen.

Monga ulamuliro, mtengo ulendo kale zikuphatikizapo inshuwalansi. Koma inshuwalansi kuyenda anapereka ntchito ulendo, kawirikawiri chimakwirira yekha kuika osachepera ntchito kuti nthawi zina pamafunika pokonza choipa kapena mu nkhani ya matenda Mwachitsanzo, mtengo wa chithandizo kapena mtengatenga mankhwala ndalama.

Ndipo chifukwa mbali chitetezo chenicheni zambiri onse, ndiye ngati mukufuna, mukhoza kugula ndondomeko ku kampani ya inshuwalansi. Ndi zokwanira kukhala kale anapereka chitsanzo zikalata chofunika kuti achoke m'dzikolo.

Ndiyenera kuvomereza kuti azitenga ena nthawi yoonjezera kukaona ofesi, koma silidzachotsedwa pachabe, chifukwa inshuwalansi zokopa alendo ali subtleties kuti akufotokozereni inu kokha kampani ya inshuwalansi - akhoza Mwachitsanzo, kudziwa mwatsatanetsatane, imene milandu wowirikiza ndipo palibe mtundu uliwonse. Insurance mu zokopa alendo ali mitundu ingapo:

- Civil udindo - inshuwaransi chochitika ndi isanayambike munthu wonyada wachibadwidwe wa chisankho bwalo, pa nkhani ya ntchito m'dera zoipa wina dziko gulu lachitatu, kaya ndi chuma kapena ndi moyo;

- katundu - Monga kuba wake, imfa kapena kuwonongeka Komabe, tisaiwale kuti inshuwalansi si kutalikitsa zonse pano mu katundu, makamaka ndalama, Zosayiwalika, zodzikongoletsera;

- kulipira ulendo - izo anapereka Mwina Kulipira ulendo, ndipo mgwirizano masiku osachepera 15 asanayambe inakonzedwa kunyamuka, koma dziwani kuti kukana kwa chitupa cha visa chikapezeka si pa chochitika onse inshuwaransi;

- pa recognizance wake - izo amapereka malipiro a ndalama inshuwaransi ngati inu simungathe kuchoka chifukwa zochitika zadzidzidzi.

Kupita kudziko lina akhoza kukhala nthawi, nkuti, pa holide yaing'ono, ndipo inu mukhoza kupita kudziko lina kangapo miyezi ingapo, motero, ndipo inshuwalansi mu zokopa alendo alipo m'njira ziwiri: zing'onozing'ono yaitali (okwana kuyenda sayenera upambana masiku 60).

Kupanga inshuwalansi ayenera kulabadira:

- tsiku atapita;

- mfundo ayenera inakhazikitsa mu zilankhulo ziwiri: Russian ndi chinenero cha m'dziko limene mukupita;

- chikumbutso cha inshuwaransi a.

Inshuwalansi umafunika ku insurer chomwecho zingasiyane malingana:

- tariffs ndi ukutitsimikizira osiyana ndi kuchuluka Kuphunzira;

- nthawi ya ulendo - yaitali ndi, ndi apamwamba a tariff;

- kachulukidwe ndi zaka zikuchokera gulu alendo Mwachitsanzo, mlingo kwa apaulendo wamkulu, zaka zoposa 70, amakonda kukhala apamwamba mu theka. Insurance mu zokopa alendo imasonyeza kukhalako ya inshuwalansi, zimene ziyenera kusungidwa kwa nokha kuti likhoza zochitika mwadzidzidzi akhoza yomweyo analankhulana ndi dispatcher kuti akuthandizeni.

Koma n'zotheka kuti ngakhale pali ndondomeko, chifukwa chirichonse, inu kulipira ndalama kwa chithandizo. Pankhaniyi, muyenera kusonkhanitsa macheke onse: a chindapusa dokotala, kwa mankhwala, kayendedwe, etc., kotero kuti pobwera kuyesa kuti achire kuchuluka anathera.

Kuti tichite zimenezi, chochitika inshuwaransi kampani inshuwalansi olembedwa mawu. Ntchito thereto zotsatirazi zikalata choyambirira:

- ma invoice wopelekedwa, amene ayenera kupatsidwa dzina ndipo tsiku lobadwa ena akutichitira, nambala malamulo, matenda, chithandizo otembenuzidwa, ndalama zawo, tsiku;

- maphikidwe, imene tsiku ndi dzina la wodwalayo, ndipo pali masitampu mankhwala;

- mlandu ndalama tsiku kwa anakhala ku chipatala, zimene ziyenera mwachindunji masiku a kuchipatala chikuonetseratu ndi mafinya;

- matikiti, etc.

Documents anapereka kwa inshuwalansi kampani panokha. Anayankha mawu a lamulo ayenera kulandiridwa mwa masiku 14.