Nkhani ya anapezazo ndi anthu mlandu

mabizinesi aliyense ndi mabungwe mu njira ya ntchito yomwe inakhazikitsidwa malonda akukumana ndi kufunikira kwake kupeza ena chogwirika chuma, misonkhano kapena ntchito osati kutengerapo banki, ndi ndalama. Nthawi zambiri mofulumira kwambiri ndi yabwino kulipira katundu "pa malopo" mu ndalama, mwachitsanzo, pamene kugula katundu ofesi, zida banja kapena mafuta a galimoto kampani. Kawirikawiri mu nkhani iyi, wantchito wa kumalo a ntchito wosindikiza ndalama chifukwa.

Nkhani ya anapezazo ndi anthu mlandu: kodi mungapereke ndalama?

Chifukwa ndalama amapatsidwa kuchita kanthu m'malo a malonda kapena bungwe. Komanso, ndalama chifukwa mwina apatsidwe kwa adziwitse ndalama kuyenda kwa ogulidwa katundu ndi malipiro a ndalama malonda zolinga chifaniziro, kwa malipiro a ntchito ananyongedwa kapena potumikira ndi lachitatu maphwando, pa zolinga zina zachuma ndi ntchito. Kulengezedwa kwa mawu a ndalama kwa ndalama ya anapereka chikalata, womwe ndi nkhani ndalama chilolezo, amene pambuyo processing ayenera yolembedwa ndi anthu udindo kapena munthu yowerengera akulu ndi mutu.

Nkhani ya anapezazo ndi anthu mlandu: amene angalandire ndalama chifukwa?

Kubwereka ndalama chifukwa, osati aliyense angathere. The ogwira ntchito ayenera kukhala ndi dongosolo ndi mndandanda wa malipoti mabungwe amene ali ufulu umenewu. anthu mlandu ndi antchito a mabungwe kapena malonda amene amalandira patsogolo ndalama pa mtengo, pa nthawi ya ndalama zachuma ndi maulendo. Anapereka ndalama mu lipoti yekha ndi munthu amene amagwira ntchito ndi gulu la opereka anthu ena kutiletsa. Popeza lipoti mwa munthu mlandu kale inalandira asanafike popereka pasadakhale latsopano ndikoletsedwa. Komanso ndikoletsedwa kusamutsa analandira ndalama iliyonse cholinga ndi munthu wina ndi mzake.

Ndondomeko ya issuance wa kuwerengetsera ndalama ndi mlandu anatsimikiza Mogwirizana anakhazikitsa dongosolo ndi wotuluka ndalama. Opereka njira angathe kuchitidwa onse pamaso ndalama, ndipo popanda izo. Mwachibadwa, ayenera kusunga zolemba za anapezazo ndi anthu mlandu. Analandira pasadakhale saloledwa ndalama zokha pa zifukwa zina kutchulidwa issuance wa ndalama.

Kopeleka malipiro kulandira ndalama kwa ogulidwa katundu zina ndi ntchito, kapena ndalama kuyenda, zimapangidwa ndi kubwera kwa lipoti pa kuchuluka anathera. Pa nthawi yake (kwa masiku 3 mpaka 30) mlandu munthu ndi malipoti ndalama apereka dipatimenti mlandu wa ogwira ntchito kapena bungwe zikalata kutsimikizira ndalama zonse, mwachitsanzo kupeza mfundo za katundu zofuna zaboma ndi malonda. Mu nkhani ya unspent ndalama mlandu munthu afunika ndalama kwa anawapatsa ndalama za kampani ndi opereka pa yomweyo malipiro-ndalama chilolezo. Zikatero, ngati pali chodzala ndi wantchito anafunika kuwonjezera ndalama zawo, kuchuluka kwa overpayment lidzawotchedwa mokakamiza kulipidwa wantchito. Nkhani ya anapezazo ndi anthu mlandu iyenela ndi nkhani yogwira-chabe.

A pakampaniyo mwina atumizidwe kwa mutu wa kukachita bizinesi, ndiye ulendo zochitika za kumalo a ntchito kwa nthawi mwasankha. Pankhaniyi, kuwonjezera ndalama achire satifiketi kwenikweni oyendayenda ayenera chikalata. Iwo ndidzadutsa pa kubwerera kwawo limodzi ndi lipoti ndalama ndi zikalata akuthandiza.

Malo ndalama lipoti ayenera kukhala bwino ndi kwathunthu chokongoletsedwa, ayenera kukhala ndi mfundo zokhudza munthu mlandu ndalama khama, komanso mndandanda wa ndalama. Komanso, ayenera zopelekedwa onse. Amaloledwa kuchita lipoti ndalama pamene kupereka ndalama zosiyanasiyana ndalama malonda ndi makumi atatu kalendala masiku. Pa chiphaso cha mlandu munthu ndalama kukachita bizinesi, atabwerera ku lipoti lake lizikhala masiku atatu otsatira.