The zotsatira za lotha nyengo malire. Mitundu ya lamulo zofooka

Kodi zotsatira za lotha wa nthawi malire kwa pomenyana ophunzira ubale yapachiweniweni chiyani? Kodi chingachitike n'chiyani ngati onse anapita zotheka pamene mabanki ndi mabungwe ngongole nawo ufulu kuti achire mangawa kudzera m'makhoti? Awa ndi mafunso ena ofanana adzayesa kuti nkhani imeneyi.

maganizo

Musanayambe kunena za zotsatira za lotha nyengo malire, fotokozani mawu.

Malire a zochita - malamulo ndi ndinapatsidwa nthawi kuteteza ufulu kukhoti. Mu malamulo a mayikowo, izo m'magulu awiri: onse (zaka zitatu), wapadera (malingana ndi chikhalidwe malamulo).

Izi zikutanthauza kuti ngati inu munapita deadlines kupala amanena, ndiye kupambana mulanduwo kudzakhala kovuta kwambiri, ngakhale odandaula ali ndi ufulu atatu. Koma pali m'modzi chidwi Mbali imene osaphunzira nzika malamulo sadziwa kuti popanda chopempha chapadera ntchito makhoti paokha sasankha zochita. More mu izi yosanthula zina.

Ntchito mu mchitidwe

Ngati lamulo zofooka watha ntchito, sizitanthauza kuti "ponena" akhoza kugona mwamtendere. Palibe ntchito basi wa chilekezero palibe. Usakhale zotsatira zoipa za lotha wa nthawi malire kwa wokongoza, ngati wozengedwa, mwachitsanzo. E. The wamangawa amatithandiza ntchito ndi m'bwalo la milandu. Ichi ndi chimodzi mwa kusintha zikuluzikulu za malamulo Russian. Pamaso pa lamulo zofooka ntchito ndi makhoti basi T. E. Ngati atumiki a Themis kuwona kuti deadlines anaphonya, iwo saona mawu zonena. Lero chirichonse chasintha: ndikoyenera kuti ndifotokoze mu ntchito kuti odandaula sizotheka, malinga ndi nkhani. 196 wa Civil Code, kuti amafuna ngongole iliyonse.

Choncho mapeto: kufunika zonse bwino kulemba malamulo, chirichonse ntchito nzika mu dera lirilonse la ntchito. Makhoti, monga kale, sanalinso kutsatira lamulo popanda lolingana akumufuna.

Akulumphalumpha malamulo a zofooka

Sikuti milandu yapachiweniweni popanda lamulo zofooka, kotero muyenera kukhala ndi njira yolongosoka nthawi. Komabe, n'zotheka kuti abwezeretse ufulu amchereze zonena. Mu moyo zikhoza kuchitika, chirichonse. Pali zinthu kumene nzika za zifukwa cholinga sangathe ntchito ku khoti. Kuonetsera ufulu kutetezedwa milandu, adzakhala ndi kubwezeretsa anaphonya procedural yaitali. Khoti amaona mawu amenewa mosiyana amafuna zofunika kwambiri. Ngati iwo akhutitsidwa kuti nthawi ndi anaphonya popanda chifukwa chomveka, palibe chikaiko kuchira adzakhala adakana.

Good zifukwa kuchira

ndi odandaula ndi zoti kubwezeretsedwa kwa akuti akakumana, monga ulamuliro, pa malo awa:

• Kuwonongeka kwa matenda, matenda a achibale, ana.
• Travel, kusintha malo a ntchito.
• Kusaphunzira - kutanthauza palibe umbuli malamulo, mwachitsanzo kusadziwa malamulo a kulephera kwawo kutanthauzira ndi kulephera banal kuwerenga kapena kulemba ...
• Chifukwa china, khoti anazindikira chomveka.

Ngati nzika ayenera kugonjera bwalo, koma Mwachitsanzo, wabweretsa chigumukire njira yokhayo kunja kwa mzinda, bwalo amakumana ndi mpata kupeleka madandawulo.

Amene ali woyenera kubwezeretsa lamulo zofooka

mabungwe malamulo mulibe ufulu nthawi kuchira. Kaya chifukwa chimene: ngakhale kampaniyo ili pa chilumba, ndipo anali anasefukira kasupe m'firiji pamtunda, ndipo mu nkhani iyi, maloya adzakhala opanda mphamvu kuchita chilichonse. Ichi chikudziwika kwa mabungwe ngongole ndi mabanki, mabungwe zosonkhanitsira, koma mwadala akusocheretsa sindikumvetsa mu nzika malamulo. Choncho mapeto: ngati wadutsa nthawi yokwanira kuyambira Mwachitsanzo, kutenga ngongole, n'kutheka, nthawi itakwana, ndi obwereketsa mulibe ufulu kuti achire ngongole kudzera m'makhoti. Komabe, takambirana kale; pakuti ntchito Art. 196 wa Civil Code ayenera kunena kuti mawu lamanzere. Makhoti sanathe ali ndi ufulu kwa anthu kutero. Choncho, pa misonkhano ayenera kuonekera - osachepera mungawononge mavuto anu, musalole zinthu kutenga njira yawo. Ngati simungakwanitse nawo mlanduwo, mukhoza kutumiza pempho olembedwa.

Kodi tayamba ochuluka

A mafunso ovuta kwambiri kuti ndi yodabwitsa ngakhale ena oyamba akatswiri a zamalamulo - chiyambi cha nthawi ya malire. Kuti ndi tsiku limene kuwerenga. Nthawi zifukwa ambiri - zaka zitatu, koma wina mokoma mlandu uka akamaona nambala ochezeka. Funso amachititsa mavuto makamaka pa mapangano ngongole ndi ngongole.

Mawerengedwe a malamulo a zofooka zikachitika, kawirikawiri kwa zinthu zina malamulo. Mwachitsanzo, tinagulira galimoto, zikuchokera mchitidwe yapachiweniweni malamulo, mapeto a ngongole mgwirizano ndiponso anthu ena. Malire nyengo ndi zaka zitatu ngongole. Komabe, ambiri amanena kumasulira kucheza, poyambira, kumene mukufuna kuwerenga. Tidzayensa kuthetsa nkhani imeneyi.

pangano Loan: kodi kuwerenga nthawi malire

Tangoyeserani wobwereka anatenga ngongole ku banki kwa nthawi ya zaka 5, mu January 2010 kuchuluka kwa 100 zikwi. Rubles. Chaka chotsatira, mu January 2011, mgwirizano, ndipo zimathera kulipira udindo wake. Kodi imeneyi ndi kuchita masamu zaka zitatu malire nthawi? Popeza January 2011, kapena 2015? Mfundo yomaliza ya view pa nkhani kuika Khoti Lalikulu la Chitaganya cha Russia. Iye ananena kuti nthawi malire amayamba kuthamanga kwa mphindi pamene ngongole ankadziwa kuphwanya ufulu wawo. Ndi mabungwe alamulo Ndi yosavuta (mabanki, mabungwe microfinance, ndi ena.): Amaganiza kuti ali ndi kudziwa basi mu milandu sanali malipiro udindo ngongole ya borrowers. Iwo likukhalira kuti mu nkhani iyi nthawi malire itha January 2014.

Koma pali m'modzi chenjezo lalikulu Khoti Lalikulu la Chitaganya cha Russia Mzimuyo malipiro aliyense nyemba payekha. Izi zikutanthauza kuti mu January 2014 tsiku lomalizira pa ufulu wa January 2011, mu February 2014 kukakamiza malipiro a chaka - mu February chaka cha 2011 ndi etc. Pomaliza, wamangawa akhoza kugona mu chitsanzo chathu Wonenedwa pokhapokha January 2017 ... Ndi bwino amadziwa mabungwe ngongole, ndi zonse kutsindika Koma iwo amayiwala chinthu chimodzi: ngati upeze ayambe arrears Mwachitsanzo, mu December 2016, atawalamula likhoza kukhala kuchuluka kwa ngongole mwezi umodzi. The yaitali mabanki ndi mabungwe kukongoza adzakhala sachedwa kusumako a chonena, chindichepere kuchuluka ndiye adzalandire mapeto. Kumene, pokhapokha ngati wobwereka analengeza pempho. Court chifukwa kutero si ayi, koma, monga mchitidwe milandu, ndi sindingakhoze. Iwo ayenera kukumbukira kuti mapeto a nthawi malire kwa ufulu kusonkhanitsa ngongole kudzera m'makhoti mwalamulo sizikutanthauza mpumulo ngongole. The Bank ali ndi ufulu wokatenga ndalama zawo kudzera ena mwalamulo.

kusokoneza

Kulankhula zofooka ndi zotsatira zake, muyenera kukumbukira za lingaliro ili mu malamulo a mayikowo, monga kusokoneza ndi - ndi kuchita procedural, amene resets nthawi, anamasuliridwa manja wotchi yoyimitsa kwa malo awo oyambirira. Act limanena momveka bwino kuti kusokoneza ndi Zimatheka ngati adapangana ndi antchito nzika, iye anamupeza ena procedural kanthu: kulipira, mgwirizano chigawo, ndi Kuwonjezera olembedwa, pangano pa kukonzanso ndi ena.

zochita zimene amatha kumasulidwa molakwika kusokoneza

Nthawi zambiri mabanki ndi okhometsa atchule nzika m'chimbulimbuli kusokera: amanena kuti nkhani iliyonse telefoni, kukhudzana resets nthawi kupala zonena. Chifukwa cha zimenezi, anthu ambiri ali ndi maganizo olakwika mantha kulankhula ndi ndodo ya mabungwe a zachuma. Mwalamulo telefoni sati ntchito ngati umboni, ngakhale wamangawa akugwirizana kwathunthu ndi zofunika zonse, ndiye kuti ntchito Audio - .. M'malo zovuta ndi mtengo njira. Izo zidzakhala zofunikira kutsimikizira mabungwe ngongole, imene mapeto ena anakhala m'malo mwa wokongolayo. Ngati khoti sadzakhala otsiriza, ndiye njirayi ndi mabvuto kwambiri.

The olakwika chachiwiri - kuganizira kusokoneza pambuyo ngongole bungwe m'bwalo dziko, ndi chifukwa, dongosolo bwalo. Amangawa kulandira popanda zifukwa zogomeka aliyense kulemba chopempha kuletsa izo. Komabe, mabanki ndi okhometsa ayamba kukangana kuti izi kusokoneza njira zinachitika. Izi si choncho. The Civil Code monenetsa ananena kuti usokoneze kumachitika kokha ngati wobwereka umagwirizana zonse ndi zofunikira za wobwereketsayo. Kulipira kuti khoti monga zikutsimikizira kusagwirizana kulikonse.

Kodi mfundo mulibe lamulo zofooka

Pali zambiri mikangano yapachiweniweni popanda lamulo zofooka. Iwo akufotokoza kutetezeredwa m'makhoti zokhudzana ndi kuteteza ndiponso kulemekeza, kupereka kumawononga makhalidwe abwino zochita wrongful. mfundo yotere cholinga koposa zonse, chitetezo malamulo a nzika za Mulungu, umunthu wake, malinga ndi lamulo lalikhulu la dziko, misonkhano ya mayiko ndi mgwirizano. Zimenezi n'zomveka: Mwachitsanzo, anthu aphunzira patapita zaka zitatu kuti iye anali miseche. Kubweretsa amachirikiza milandu ndi zosatheka, kumupatsa chilango kwambiri. Komabe, zilibe kupweteka kwa funsani wozunzidwayo bwalo la kupepesa akuluakulu a ku wolakwayo. Alinso ndi ufulu wotilamula malipilo kuwonongeka abwino.

The zotsatira za lotha nyengo malire

Ife kufufuza zotsatira za atapita zofunika kupeleka mlandu. Zimene zinachitika Mwachitsanzo, pangano ngongole? Pambuyo anthu onse malamulo sakuyenerera kuchira nthawi m'mikhalidwe yonse. Izi bwino alembedwa mu Civil Code. Anthu ambiri amaganiza kuti ngati banki kapena ngongole gulu anaphonya nthawi malire apeze mwa bwalo, ndiye pali thandizo ngongole. Ndipotu zimenezi si zoona: ngakhale chikuonetseratu tsiku lomalizira kwa kugonjera kubwalo la milandu, ngongole akuzisunga ufulu mfundo zake ngongole. Izi zikutanthauza kuti wamangawa akadali akuzisunga udindo uwu. The kuphatikiza kokha - simungathe akambirane naye. Popeza ayambe amakakamizidwa pa chuma, kuphatikizapo kumangidwa ndi zotheka chifukwa cha bailiffs a khotilo - mabanki ndi okhometsa yekha mwayi chomveka "gwetsa" ngongoleyo, mu nkhani iyi - kukakamiza wamangawa kupempha chikumbumtima chake. Nzika osadziwa malamulo, "kuchenjeza" kumangidwa pa chuma, ngakhale akudziŵa bwino kuti palibe kumangidwa n'kololeka sakanakhoza kulowa, ndipo mathithi wosaloleka pansi udindo pa chigawenga.

Monga ulamuliro, pali ngongole lemba wolemera ngati onse anatsirizika ngati n'kotheka pa mapangano ngongole zapitazo. Zimenezi ndi zaufulu, iwo enshrined mu malamulo. Izi zikutanthauza kuti mabanki zikhonza kulemba ngongole, osati kuchita. Komabe kwa wachiwiri, kuchuluka kuchira ndi otsika. Analipira makamaka kapena nzika amazindikira ndi udindo amene akufuna kukwaniritsa udindo wawo, podziwa kuti palibe mavuto obwera pa amangidwe katundu sadzakhala, kapena mwalamulo nzika osaphunzira - sakudziwa kuti panalibe chilango sangakhale. Nthawi zina pali anthu amene safuna kusokonezedwa ndi mafoni, makalata ndi kumuchezera.