Ufulu ndi udindo bankirapuse matrasti. Bankirapuse trasti - ndani izi?

Pa nthawi imene munthu malamulo kapena zachilengedwe imawunikidwa monga zinatha ndi wa kuweruza arbitral, ndondomeko zina mukhoza kuyamba koyenera kuti alipire za mangawa ndalamawo. Zimenezi amatchedwa mpikisano. kupanga ichi, chimene chimafuna dongosolo linalake ndi kuchita zochita zosiyanasiyana ndi anthu anasankha kuti m'kaundula ndi wopanga malamulo mu zochita malamulo. Ndipo mmodzi wa ophunzira chachikulu pa nkhani bankirapuse ndi bankirapuse trasti okutidwa ndi ufulu wapadera ndi ntchito.

receivership

Kuti timvetse amene bankirapuse trasti (Ku), muyenera kudziwa zomwe zili bankirapuse ndi zina mwa kutsegula ake.

Ambiri, zikakhala insolvency wa bungwe lalamulo ntchito kuchita zimenezi ngati polojekiti, ulamuliro zakunja konzanso, receivership kapena kuthetsa. Pankhani ya bankirapuse wa munthu payekha ntchito otsiriza awiri a magawo amenewa.

Nthawi yopanga Kuthi ndi insolvency anakhazikitsa alonda wamkulu, wotchedwa Ngopambana arbitrage.

Iwo ophunzitsidwa mwapadera ndiponso kuchita zinthu zina pa nthawi ya bankirapuse chinthu anthu amene ali mamembala a bungwe la kudziletsa malamulo a Mabwana Oyang'anira chigamulo. Malinga siteji ya Kuthi ndi insolvency, akhale kunja sukhalitsa, utsogoleri, ndi zina zotero. D. Choncho, pa nthawi ya bankirapuse Kuthi chigamulo zoikidwa ndi bankirapuse trasti, mfundo, ntchito, ufulu ndi udindo amene wotetezedwa moyenera FZ ndi zotchulidwa m'nkhani ino.

Nkosafuna Kuthi bankirapuse - njira, akubwera pambuyo wamangawa ndi dipo ndi khoti chigamulo. Pa nthawi ya mtundu uwu wa ndondomeko, kanthu anachita kupeza ndi kusonkhanitsa chuma ngongole zonse, pali malipiro lolingana angongole onse ndi lithe kampani yokha.

Malinga ndi malamulo a ku mawu a Kuthi bankirapuse ndi kwa miyezi sikisi, koma zikhoza kukhala lalikulu (kwa chaka chimodzi), ngati munthu amene choncho, akadandaule pempho.

Mu Russia, zochita za milandu bankirapuse, onse kulunjika awo ambiri enshrined m'Chilamulo Federal "Pa Insolvency (bankirapuse)", komanso makamaka Kuthi ndi bankirapuse. The bankirapuse trasti mu ndondomeko kungathandize kwambiri, monga woyang'anira yaikulu katundu wa ngongole. Choncho, lamulo la zochitika zawo, tanthauzo ndi kuphatikiza a ntchito ndi ufulu n'chofunika kwambiri.

Lingaliro la bankirapuse trasti

Izi ndi munthu amaikidwa ndi kuweruza arbitral pa nthawi ya nkhope kuzindikira insolvent (zinatha) ndi kukhazikitsidwa kwa kupanga mpikisano. Iye ndi mtsogoleri wa chinthu analephera ndi matupi ake kasamalidwe, komanso mwini chuma cha wokongolayo, ngati unitary ntchito.

Pakuti kuika bwalo azim'phimbira tanthauzo loyenera, sipangakhalenso anapempha. Action Ku itha pa kuchotsa Kuthi ndi bankirapuse.

ufulu

Mphamvu ndi ntchito za Ku enshrined mu Article 129 la Chilamulo Federal "Pa Insolvency". Malinga ndi nkhaniyi woyang'anira mpikisano bwino monga:

1. khalidwe la cholowa cha chilli wamangawa m'njira zotchulidwa m'Chilamulo Federal.
2. Kutheka kwa kuchotsedwa kwa ogwira ntchito, Ngopambana wa ngongole mogwirizana ndi mawu a Chilamulo Federal.
3. Amaloledwa ofunsira Kulipira wa mapangano kapena zinthu zina, monga chimafotokozera Article 102 la chilamulo ichi. Kupatula pa nthawi imene muli zinthu zimene kuteteza kubwezeretsa solvency wa gulu zinatha.
4. Kugonjera yofunsira m'malo mwa wokongolayo ku khoti chigamulo kuti akutipatsa mapangano ndi zoletsedwa, wooneka - zotsatira zinachitika chifukwa cha zigamulo zimenezi, chifukwa kumawononga anakhumudwitsa chifukwa cha zochita (chosalanga) wa mutu (gulu la otsogolera, ndi collegial wamkulu thupi kapena ena a m'thupi aliyense lolamulira) ya insolvent chinthu.

ntchito

Nchito za bankirapuse trasti adzakhala chitsatiridwe kuchokera tsiku anasankhidwa kuti kulepheretsanso zimene zikuchitika bankirapuse kapena kuti ticite pangano ndi kuthetsa kapena tsiku kuchotsa Ku. Zikuphatikizapo:

1. Kuvomereza ulamuliro pa chuma ngongole kufufuza pankhaniyi.
2. Powonjezera deta mu Wonse Federal Register ya bankirapuse zambiri, komanso zambiri tinasonkhanitsa pa mndandanda wa chuma cha wokongolayo, mwa masiku 3 ntchito kuchokera tsiku la kutha.
3. Kukhwimitsa kuonetsetsa chitetezo cha mtengo wa chinthu, dipo.
4. Kuphatikizidwa pa chuma ngongole appraiser, pokhapokha malamulo.
5. Zochita umalimbana kupeza ndi kubwerera katundu wa munthu zinatha amene ndi gulu lina.
6. Taonani kusiya palibe pasanafike mwezi kuchokera pa kukhazikitsidwa kwa Kuthi ndi bankirapuse.
7. Kusunga kaundula zodzinenera angongole.
   
8. Akambirane kuti achire ngongole kwa anthu amene ali ndi udindo kwa gulu zinatha.
9. Kuteteza zolembedwa pa ngongole ndi kusamutsa kwa akuluakulu ngati ndikofunika kutero.
10. mawu A cha mfundo ndi zonena angongole 'kuika patsogolo mu ndondomeko anatsimikiza mwa lamulo.
11. Kupeleka, amene adzakhala opindulitsa kwa wamangawa (okha ndi chilolezo cha msonkhano kapena komiti angongole ').

Ngati msonkhano angongole 'wasankha kutsirizitsa zochitika za wokongolayo, ndi bankirapuse trasti akuchita kwa miyezi itatu kuchokera tsiku chigamulochi. Ndiko kuti, iye afunika asiye kutuluka kwa katundu, misonkhano kapena ntchito ya ntchito ndi gulu. The chigamulo pa ntchito kampani kuchotsa sangathe ziletso pa nthawi imene ili kuti zikuphatikizapo kuwononga chilengedwe kapena zopangidwa, wolumala ntchito chisanadze sukulu, zachipatala, sukulu, boma kapena maofesi ena aliwonse koyenera kuti moyo wa anthu.

Jumping Report Manager

Pambuyo kuwerengetsera onse angongole chidzatsirizidwa, kapena bankirapuse Kuthi anasiya pa zifukwa alembedwa mu Article 57 Chilamulo Federal, Ku ali kupereka lipoti pa ntchito zotsatira za njirayi ku Khoti Loona za chigamulo.

bankirapuse trasti lipoti mndandanda wa zikalata kutsimikizira:

• kugulitsa katundu wa ngongole;
• alipire udindo Ngongole;
• makonzedwe a Fund ndi penshioni (Chigawo ake Kupititsa) mudziwe tsiku, malo ndi kubadwa ngongole, unzika ndi pasipoti wake mwatsatanetsatane, kuphatikizapo dzina lonse, jenda ndi adiresi ya kukhazikikamo wa gulu zinatha, komanso zambiri zimene ziyenera kulembedwa mu thupi monga mwa ndime yachiwiri ya Gawo 11 TH FZ "pa munthu mayina dongosolo la inshuwalansi mokakamizidwa penshioni" (snils, zokhudza malo ndi nthawi ya ntchito, ndi zina zotero. d.).

Ndi lipoti, kuwonjezera zikalata pamwamba, achipange mpikisano ulamuliro m'kaundula zodzinenera angongole, amene akuphatikizapo kukula kwa ngongoleyo analipira wa gulu zinatha.

Pambuyo Ku analemba ndi kugonjera ulamuliro woyenera wa lipoti ake, adzakhala awadziwitse angongole za mfundo imeneyi.

Ku ntchito ulamuliro

Kuwunika ntchito ya ulamuliro ikuchitika malinga ndi Art. 143 wa Chilamulo Federal "Pa bankirapuse". Malinga ndi lamulo limeneli, ndi angongole (msonkhano kapena komiti) kulandira zonse zofunika kamodzi pa miyezi itatu, kupatulapo ngati tasonyeza anakhazikitsa msonkhano angongole.

ntchito zimene ulamuliro kungakhale mu mawonekedwe a malipoti, kapena zikalata munthu kusonyeza mmene zinthu zilili pa njira ya mpikisano kapena kutha.

lipoti ayenera ali ndi mfundo Ku:

• ndi mndandanda wa katundu wa wokongolayo, kuwunika kwake, ngati chofunika;
• chiwerengero cha ndalama zimene zakhala amatamanda nkhani ya ngongole, ndi magwero a ndalama amenewa;
• za ndondomeko ya kukwaniritsidwa kwa katundu wa gulu zinatha ndi chizindikiro cha ndalama analandira;
• ndi kukula ndi kuchuluka amafuna zosonkhanitsira ngongole zimayikidwa patsogolo ndi lachitatu maphwando;
• chiwerengero cha ogwira ntchito za ngongole za anthu amene kupitiriza kugwira ntchito pambuyo kutsegula kwa mpikisano, ndi chiwerengero cha akatulutsidwa antchito (zipolopolo);
• ntchito zimene zachitidwa kuonetsetsa kuti iwowo anali kuferatu, mu zofuna za wokongolayo;
• kukafola ndi kusunga kaundula zodzinenera angongole, zambiri za zomwe kuchuluka awo okwana ndi kukula payokha aliyense ima pamzere;
• pa miyeso kuti Atengedwa kusunga cholowa cha malo zinatha apeze chuma umene uli naye, koma pazifukwa zina pali gulu lina;
• kuchuluka kwa ngongole panopa, ndi kufotokoza zifukwa mapangidwe ake;
• pa ntchito Ku pa kutseka nkhani za wokongolayo;
• za imposition wa imfa yoopsa udindo wa anthu kusenza udindo mogwirizana ndi kubweretsa wamangawa pamaso bankirapuse ya;
• zina zonse, zili limene anapereka ku, angongole kapena bwalo la chigamulo.

deta zonse zokhudza Kuthi mu nkhani bankirapuse Mwachitsanzo, kodi ndi mtengo wa bankirapuse trasti kugwira njira imeneyi, bankirapuse trasti apereka, nthawi iliyonse pa pempho la kuweruza arbitral.

wosamasula Ku

ulamuliro mpikisano akhoza kumasulidwa kapena kuchotsedwa ntchito yawo mogwirizana ndi Nkhani 144 ndi 145 FL.

Choncho, Ku adzamasulidwa ku malonda a ntchito zake ndi wa kuweruza arbitral zinachitikira:

• zilakolako mwini anapempha munthu;
• imatsogoleredwa kudziletsa malamulo gulu la Ngopambana chigamulo (umene Ku) cha pempho lolingana kwa chigamulo Court.

Ngati chachiwiri ntchito lidzawotchedwa anagonjera pamene kuyan'anila omwe munapeza mu ntchito ya bankirapuse trasti, si kugwilizana ake udindo, kulephera ndi ntchito kuponderezedwa. Pankhaniyi, chigamulo anapangidwa poyamba collegial kasamalidwe thupi la bungwe kudziletsa malamulo a Mabwana Oyang'anira chigamulo, ndiyeno kuchokera tsiku wa umwana Pempho ake anali ndi bwalo la chigamulo m'masiku 14 ntchito.

KW kuyimitsidwa

Kuchotsa mphamvu za angathe kuchitidwa ngati:

• mlanduwu pempho la msonkhano kapena komiti angongole 'm'njira imeneyi Ku ndi sankapereka kapena amakwaniritsa iwo molakwika;
• munthu aliyense nawo mlandu bankirapuse ndi amene zokonda akhala linaphwanya chifukwa cha bankirapuse trasti, komanso mogwirizana ndi ngongole kapena angongole zowawa kapena agonje, madandaulo ku Khoti Loona za chigamulo, ndi chonena ndi kukhuta;
• anawulula zinthu zimene musalole Ku kuikidwa udindo uwu;
• bankirapuse trasti waphwanya umakhala membala wa bungwe kudziletsa malamulo a Mabwana Oyang'anira chigamulo ndi kuti iye anachotsedwa, kapena mokakamiza anasiya mudzi uno kwa kuswa lamulo;
• Ku kuti chilango loyang'anira walekana ndi ufulu ntchitoyi.

Pamene kuchotsa kapena amasulidwe latsopano yoikidwiratu bankirapuse matrasti. Izi zimachitika motsatira ndondomeko anakhazikitsa lamulo feduro. Ngati zochita amenewa anapangidwa, ziyenera kuchitika nthawi yomweyo, ngakhale kuti akhoza anapempha.

Polongosola mwachidule, tisaiwale kuti bankirapuse Kuthi chinatseguka bwalo pokha pokha pamene ntchito zina za bankirapuse sanali kubweretsa zotsatira kapena solvency wa chinthu sizitheka kubwezeretsa.

Pali ambiri ngongole, choncho pamisinkhu zimenezi nthawi zambiri chinthu wa zinatha - kwambiri wa angongole wosakhutitsidwa. Ndi mu mphindi zimenezi zikuchitika Kuthi bankirapuse. Kusonyeza kuti bankirapuse trasti - munthu amene amachita ntchito yeniyeni mu ndondomeko imeneyi, kufunika kwake ndi kufunika insolvency lapansi.