Yochepa ndi mfundo yaitali zachuma: ndi kufanizitsa mawunikidwe ndi chizindikiritso cha kusiyana waukulu

ndondomeko ndalama yeniyeni (chuma) mfundo, umalimbana kukwaniritsa cholinga chachikulu cha ntchito chuma kumalo a ntchito - phindu. Zing'onozing'ono yaitali ndondomeko ndalama zinthu structural wa onse mfundo ndalama za gulu bizinesi. Pa nthawi yomweyo ali ndi udindo kwa malo osiyanasiyana kampaniyo.

The yaitali mfundo zachuma makamaka kwathunthu chimakwirira lonse moyo mkombero wa malongosoledwe lathunthu la magawo ake kukula, kuchepa, kukhwima ndi achire likulu mu malo yoyenera kwambiri. mkombero yaitali lophatikizana ndi ubwamunalo linagawanika mu chiwerengero chachikulu cha kanthawi, nthawi ya umene uli wofanana chaka chimodzi ndalama. Chaka chilichonse munthu anapanga okha yochepa wake mfundo ndalama kumalo a ntchito.

Izi mitundu iwiri ya malamulo ndi awo, wosiyana ntchito mzake. Lamulo yaitali ndalama tikunena ntchito ndalama za ogwira ntchito (yaitali ndalama ndi likulu ndalama), ndi yochepa cholinga ndi ntchito panopa chilli bizinesi.

Pali kusiyana pakati pa zigawo ziwiri izi za ndondomekoyi ndalama molumikizana ndi malangizo njira ya msika. mfundo zachuma yochepa kumathandiza kuti yankho la mavuto pa maganizo kuthetsa katundu mu chaka, mfundo zachuma yaitali ayenera kupereka malo kampani mu msika, pa maziko a kusintha kwa quality, zakuchuluka ndipo zosiyanasiyana katundu chimodzimodzi ndi mautumiki.

Management wa ntchito likulu mu nthawi yayitali amachepetsa kuti kuthetsa mavuto zofunikira ziwiri:

- adziwe kapangidwe ndi optimality kuchuluka kwa chuma panopa ngongole;

- kupereka kudzera njira zosiyanasiyana ndalama kuphimba akusowa ndalama ya ku likulu ntchito.

Lamulo ndalama yaitali poyerekeza ndi yochepa ndipo ali zinthu zosiyana kulamulira. mfundo Financial kwa kanthawi kochepa kusamalira ntchito likulu ndi yaitali - chachikulu, sipangakhalenso umaimiridwa ndi mndandanda wa ntchito ndi likulu sanali panopa.

Kwa i ntchito, mfundo ziwiri izi kupikisana wina ndi mzake. Yochepa mfundo zachuma kuganizira kukwaniritsa mlingo pazipita ndalama ngati muyeso wa mphamvu ndi yaitali - phindu pazipita kwa ndalama.

akwaniritsa zimenezi sizingachititse kuti kusiyana pakati yochepa ndi mfundo yaitali zachuma kudziwa zolinga njira. Choncho, pamene ndikukhazikitsa atsopano njira yaikulu akuti ndi kukwaniritsa ntchito, kuchuluka mphamvu komanso chuma mapulani komanso likulu si umaonera udindo wa Finance ndi mawonekedwe thupi, kumene angathe kuyeza monga mphamvu kupanga.

ndondomeko yochepa m'munda wa Finance ndi udindo kukhazikitsa ntchito yopanga tingati zilipo pamene kupereka ndalama kusintha, mapangidwe ndi kudzikundikira chuma chawo ndalama ndi ntchito ndi likulu sanali panopa.

Pamodzi ndi kusiyana pamwamba pa izi malamulo awiri ndalama, pali kugwirizana pakati pawo. Yochepa tinganene kuti ndi "anamanga-" mbali ya malamulo yaitali zachuma. Ndipotu, motsogozedwa kukula kwa ntchito za mafakitale, amasulidwe ndalama kupezeka kwa ndalama zina za ndondomeko kupanga, amene ali chinthu chachikulu mapulani yaitali, anapanga m'kupita kwa gulu malonda.