Analysis wa creditworthiness wa kampani: monga za zovuta za

Aliyense kampani polimbana posapita nthawi ndi kufunika kutenga kuchuluka kwa ngongole ndi kuonetsetsa kuti ntchito panopa, kugula zipangizo zodula kapena cholinga ina. N'zoonekeratu kuti aliyense kampani ayenera kupereka ngongole - makampani amasiyana zina zizindikiro amakhala kampani ndi kuchuluka kwa chiopsezo kudalirika mu makonzedwe a ngongole. M'nkhani ino tikambirana zimene Kupenda creditworthiness wa kampani ndi mmene anathera.

Loan nthawi zonse kugwirizana ndi ena pangozi, chifukwa pali nthawizonse Mwina kulephera kubweza ndalamazo wamangawa. Pofuna kuchepetsa chiopsezo ichi, lalikulu mabungwe ena azachuma, pamaso kupereka ngongole ya kampani inayake, anachititsa otchedwa ogwira ngongole kusanthula kuti aone kuthekera kupereka ndalama mu ngongole ya kampani. cosankha pa kupereka kapena osakhala makonzedwe a ngongole imeneyi mogwirizana ndi zotsatira za kuwunika, n'zothekanso chisankho kusintha mawu ngongole - kusintha kuchuluka kwa mlingo chidwi, kukhwima ngongole ya.

Analysis ngongole angathe kuchitidwa osati kunja komanso internally. Pendani creditworthiness n'zotheka ndi zofunika, monga timatha inu kulosera pasadakhale zochita za mabanki ndipo motero kuoneratu kapena sadayembekezere kukopa chuma kunja. Ndondomeko zambiri wopereka kafukufuku wa kampani, ngati iwo kulemba maganizo awo pa zinthu zilili wa kampani.

Kuyambira mfundo za maganizo a gulu la kusanthula ngongole ndi mawerengedwe a magawo zofunika zochepa zochokera makhalidwe amene, ndipo anapanga maganizo zokhuza kuthekera kampani kupeza ngongole:

1) The chiŵerengero cha "Buku la malonda / chuma panopa" - chiŵerengero izi zikusonyeza mlingo wa zolowa ndi, chotero, dzuwa la ntchito za kufalitsidwa katundu wa kampani. The apamwamba chithunzi - ndi bwino ntchito wa kampani zachokera, chotero, ndi wodalirika kwambiri ndi monga wamangawa ndi.

2) The chiŵerengero cha "Buku la malonda / chilungamo" - amadziwika dzuwa la ntchito ya likulu ovomerezeka a kumalo a ntchito. Kachiwiri, apamwamba mtengo wa index izi, ndi apamwamba ndi creditworthiness wa kampani.
Ngati kampani kusanthula creditworthiness ikuchitika "mwachangu", nthawi zina okha awiri kanjedza tatchulawa. Komabe, izi njira - Mudzayamba njira kulephera, chifukwa kusanthula wathunthu zikuphatikizapo kulingalira akalozera ena atatu:

3) The chiŵerengero cha "yochepa ngongole / lopita" - amadziwika mlingo wa nkhani za ogwira ntchito za ngongole linali likulu. Ang'onoang'ono chiŵerengero, kosavuta zidzakhala kampani kulipira angongole ake.

4) The chiŵerengero cha "receivables / ndalama" - limakupatsani amanena mlingo wa malipiro amangawa mangawa a kampani. M'pake kuti wokongoza ingathandize chidwi chakuti chithunzi ichi inafika ngati n'kotheka, chifukwa mofulumira ngongole kampani n'kukhala ndalama, chodalirika yekha wamangawa ndi.

5) The chiŵerengero cha "chuma madzi / yochepa ngongole" - amadziwika mlingo wa nkhani za kampaniyo mu chuma kwambiri madzi a mangawa ake ambiri ofunika. The apamwamba chithunzi - bwino amamvera kotheratu mawu a creditworthiness.

Pokhapokha masamu (makamaka mu zaka zingapo zapitazi) kanjedza awa, kusanthula ogwira ngongole udzatha. Mukhoza tsopano si mantha kukwata kusankha apereke kampani ngongoleyo, chifukwa wokongoza amadziwa ins zonse ndi zakunja za izo ndalama.