Collection - opareshoni kuti kawirikawiri amagwiritsidwa ntchito midzi lonse

Kuti azipeza tikudziwa chimodzimodzi chimene izo zikutanthauza kapena kuti mawu kuchokera lotanthauzira mawu a malonda, ndi bwino kutsatira zochita malamulo. M'nkhani ino tikambirana tanthauzo la "kusonkhanitsa." Mfundo imeneyi kumaonekera ntchito Nkhani 874 wa gawo lachiwiri la Civil Code. Malinga ndi iye, pamene kuchotsa wotuluka pansi chiwembu cha bungwe zosonkhanitsira ngongole ayenera m'malo mwa kasitomala ndi ndalama wake kutulutsa ya zochita kulandira kuchokera samalipira kuti malipiro contractual kapena kulandiridwa (anasonyeza chilolezo kulipira).

Collection - opareshoni kuti kawirikawiri amagwiritsidwa ntchito wotuluka lonse. Mu nkhani iyi, amagulitsa likubweretsa yokonza ntchito banki kwa deta ndi Ufumuyo zikalata akuthandiza. Dziwani kuti si bungwe ndalama kupereka zoterozo. bungwe Mawu, nayenso, amatumiza dongosolo kuti yoperekera katundu, mu offsetting banki, umene kucheza ndi importer lapansi. The bungwe ndalama ikupereka zikalata malonda wokwanira importer, ndipo udzapatsidwa kwa iye malipiro, amene anamasuliridwa mu banki choyambirira, ndiyeno amagulitsa lapansi.

Pali mitundu ingapo ya zopereka - otchedwa woyera ndi filimuyi. Zopelekedwa pafupifupi nthawi zonse limodzi ndi kulanda zikalata malonda kapena malonda. Amaona yowopsa kwambiri, T. Kwa. Kodi nthawi kwanthawi pakati pa chiphaso cha malipiro chomaliza ndi kulanda zikalata choyambirira ku banki ndi kutumiza katundu. Komanso, pamene zikalata yopezeka kwa mtolankhani banki, ndi importer alibe njira kulipira, kapena ngakhale kupita zinatha.

Kodi ziwembu ntchito zochepetsera chiopsezo pochita zinthu ndi zopereka? Izi otchedwa ntchito preformed chitsimikizo ndi offsetting wa banki. Imafalikira ndi izi bungwe ngongole kubanki, amene amagwira ntchito ndi amagulitsa lapansi. Ndipo nayenso, imapereka chitsimikizo banki ya kampani zikugwira zogulitsa kunja.

Woyera deta ndi opareshoni pamene zikalata malonda si opatsirana. M'malomwake, pa ntchito zida ankagulitsa chuma (onani kuti deta, ngongole, etc.). Pankhaniyi, ngati munthu mwini Mwachitsanzo, cheke wa banki achilendo, kumene mukhoza kupeza ndalama zochepa munthawi, mwina akaonekere kwa Bank Russian yokwaniritsira ntchito pamwamba. The Russian bungwe ndalama Pakufunika kwa kasitomala pasipoti mudzaze angapo zikalata. Ndiye kutenga cheke ndi kutumiza makalata kwa Interbank opereka banki. Ngati chida ndalama chabwino, mabungwe ngongole yachilendo lidzasendera ndalama ku banki Russian, ndipo nayenso, adzawapatsa chofukizira loyambirira la cheke.

Komanso, magombe lina atumizidwe kwa ndalama ya chopereka. Opaleshoni imeneyi zikugwirizana ndi kuchita feduro malamulo № 173 (anatengera mu 2003, December 10) akunena kuti chiwerengero cha wotuluka zotheka anamaliza pakati pa anthu a m'dziko lathu. Makamaka, ndalama zakunja kwa msonkhamsonkha ku Russia amatenga a "Sberbank".