Gulu la sheya

Security ndi chida ndalama zimene amapereka ufulu kulandira ndalama kwa mwini m'tsogolo. A chikalata chotsimikizira ufulu chuma, zomwe uka yekha pa ulaliki wa chitetezo. Sheya akhale pa pepala kapena pa sing'anga maginito. Gulu la sheya adzakhalanso pa malo osiyana. Pali magulu awiri aakulu a sheya: zikuluzikulu ndi anachokera.

Zotumphukira ndi zolinga wotuluka kapena mapangano ndi njira.

sheya zazikulu m'magulu awiri: pulayimale ndi sekondale. Pa maziko a sheya aakulu chuma (m'matangadza, mgwirizano, zolemba promissory). sheya Secondary chikalata zochokera chachikulu ndi pa sheya ali okha sheya (linalamula, gawo malisiti).

Pali makhalidwe osiyanasiyana sheya kuti chimayambitsa gulu lawo. Kumbali ya kukhalapo kwa kusiyanitsa msanga komanso lopitirira sheya. Ndi mtundu wa ntchito ya ndalama allocated ndipo sanali ndalama sheya. Mawonekedwe a kumasulidwa ndi umuna ndipo sanali umuna, ndi umwini kusiyanitsa masheya a boma ndi ena. Komanso kusiyanitsa yowopsa ndi chiopsezo wopanda sheya, ndalama ndi opanda pake, chilungamo ndi ngongole, zoweta ndi achilendo.

Aliyense sheya mwalamulo zimatsimikizira ufulu substantive la mwini. Aliyense wogwira sheya amadziwa zimene mfundo ndi gulu la sheya. Akusowekapo mosamala kutetezedwa ku chinyengo, pepala ndi inki ndi madigiri angapo chitetezo.

Ambiri ntchito nsinga boma, magawo, ngongole, macheke, ndalama ndi zikalata gawo, ngongole wonyamulira katundu. The magawo ali wamba, olembetsedwa magawo, magawo zokonda ndi wonyamula. Gulu la sheya mu mawonekedwe a magawo lagawidwa m'zigawo anawawerenga, ndi gawo ndi wonyamula nsinga ndi linalamula ndi mapindu akuyandama. Magawo akhoza adzaikidwa ndi kulengeza. magawo onse ndi mtengo mwadzina ndi msika kapena mtengo msika wa. Action ndi lobar chitetezo amapereka ufulu kulandira benefiti ndi pa liquidation wa katundu wa kampani.

chomangira ndi chitetezo ngongole, amene nthawi ubale pakati pa wokongoza ndi wobwereka. Nthawi zambiri, nsinga kupelekedwa ndi States, koma angathe kunyamula ndi kumasula zosiyanasiyana malonda ndi mabungwe. Gulu la sheya - nsinga zikuphatikizapo Zikatero, zolemba, ngongole chuma, ngongole chuma kapena zikalata. Koma nsinga ndi chikalata okha amodzi akuti, ndi kuvomerezedwa kubwerera. Nsinga chikhonza kuwonjezeredwa mtsogolo mpandadenga, osanjidwa kubweza, ndi likumira thumba, ndi kukhulupirira fiduciary ina mwadzina coupon ndi ufulu funsani akagwira osiyanasiyana zochepa, ndipo chidwi wopanda. Nsinga nthawi kupanga ndalama.

The promissory cholembedwa ndi promissory cholemba wosindikiza wokongoza ndi kupereka ufulu kukakamiza ndi ndalama zafotokozeredwa bilu pambuyo nthawi.

Macheke anawerengedwa, dongosolo, wonyamula, ndalama, Pamudzi, wamba. Samalipira ndi cheke nthawizonse banki kuti anaperekeranji cheke.

Gulu la sheya, monga zikalata banki, anagawa ndi mtundu wa Investor mu depository, amene amagwiritsa ntchito bungwe lalamulo ndi ndalama ntchito ndi anthu. Onse ogulitsira zikalata akuti ali linapereka nthawi ya zaka imodzi atatu. Mitundu yonse sheya, pali zofunikira zina malingana phindu mwadzina, mawu a mankhwala ndi mitundu.