Kodi kudzatunga lipoti zisanachitike? Zitsanzo ndi malamulo

lipoti Mthumba - ndi chikalata yaikulu mu kusunga mlandu umboni. cholinga chake chachikulu ndicho kutsimikiza kuchuluka ankadya mlandu munthu.

Ziwiri logwirizana mawonekedwe chiwerengero AO-1 - mtundu umodzi uliwonse bungwe lalamulo la umwini iliyonse. The kuchotserapo wokha ndiwo antchito boma ntchito kuyambira 2002 ndi letterhead "0504049 '.

Udindo kupanga lipoti ndalama ataya aliyense wogwira ntchito amene adalandira ndalama za malonda kapena kupeza chuma kapena mankhwala (mwachitsanzo, katundu ofesi kapena chakudya).

Mthumba lipoti mlendo

Kodi kudzatunga lipoti pasadakhale, ngati wantchito wa bungwe kutumiza kugwira ntchito iliyonse mzinda wina?

Ulendo wotchedwa ulendo wantchitoyo kuti akwaniritse udindo wawo kunja malo a malonda ili. Iye sanali kwathunthu popanda ndalama zomwe imvera wantchito malipiro molingana ndi malamulo ena ogwila ntchito.

Kwa apaulendo ntchito ndalama akhoza zimachitika:

• Kuyenda uku ndi uku, koma pokhapokha ngati wantchito ali matikiti.
• nyumba yobwereka (macheke kapena malisiti zifunika kwa ulaliki).
• ndalama zina, m'gulu la tsiku.
• Telefoni, makalata, yosinthira ndalama, ndipo ndalama pasenjala, katundu tikiti ndi chochitika china chilichonse chimene, akapanda ichi ntchito si akwaniritsa cholinga chachikulu cha ulendo.

Onse ndalama pamwamba ayenera chovomerezeka. Ngati ife kulankhula za tsiku, kukula kwa nthawi chinanena mu dongosolo kapena malo a ulendo, wosindikiza aliyense ntchito. kuchuluka siyana malingana ndi kumene wantchito anapita: mkati dera, m'madera ena a Russian Federation kapena kunja.

malamulo sikupatsa kukula pazipita ang'onoang'ono, koma ngati phindu mu dziko kuposa 700 rubles, ndi kunja - .. 2500 rubles ndiye ayenera kukhala pansi msonkho munthu. Mavuto ndi mmene kudzapereka bwino nkhani pasadakhale atabwerera ku ulendo, mulibe kulankhula. Kutsiriza tsiku kwa bukuli - zosaposa masiku atatu wa malowo. Ngati kuchuluka mlandu anali mokwanira ntchito, kusiyana ayenera anabwerera anawapatsa ndalama kudzera dongosolo ndalama, koma ngati M'malo mwake, panali mtengo kukokolola wogwira ntchito kulipidwa chifukwa onse mothandizidwa ndi expendable ndalama chilolezo.

Kodi zotsatira kudwala-anapanga kumatanthauza lipoti ndalama zimene?

Bwino kukonza lipoti katapila ntchito wogwira ntchito adzakhala, mkati mwa masiku atatu, mwinamwake ulamuliro supervisory amawaona kuti kuchuluka ndalama, zimene ziyenera adawalamulira kuti zopereka munthu msonkho ndi inshuwalansi.

Zodabwitsa ndizakuti, kukhazikitsidwa kwa Baibulo latsopano la chilamulo № 290-FZ anailemba July 3, 2016, anayambitsanso zina, monga chilango Chaukali riziki zosayenera cheke. Ena ayambitse ntchito kwa malipiro a kuyenda ndalama makadi wapadera ngongole, malinga ndi muyezo wa mayiko Visa ndi MasterCard.

malamulo General

Kodi kudzatunga lipoti zisanachitike? Inu basi kutsatira aliyense zinthu zotsatirazi:

1. lipoti The adzakhalanso palibe pasanafike masiku atatu ntchito kwa nthawi pamene:

• namwalira, antchito anati mu neno pa nkhani ya ndalama;
• kapitawo anapita kukagwira ntchito, ngati atapita nthawi imene inakhazikitsa ndalama, anali holide kapena matenda;
• wantchito ulendo bizinesi.

2. Kuti lipoti ayenera kugwiritsa ntchito wogwirizana mawonekedwe chiwerengero AO-1 kapena kupanga amawatenga tsopano.

3. wogwira ntchito pamodzi ndi yowerengera amene amadziwa akatunge malipoti pasadakhale (Chitsanzo mwapadera zikupezeka pulogalamu mapulogalamu), ayenera kulemba bukuli.

4. kukondweretsa bwino pepala likukwaniritsa mutu.

5. chikalata aliyense ayenera ndi macheke pasadakhale, ma invoice wopelekedwa, matikiti ndi mapepala ena kuti atsimikizire munthu kwenikweni ndalama mlandu.

Ndondomeko kudzaza

Kodi kudzatunga lipoti zisanachitike?

Mbali yoyamba kapena kutsogolo ayenera kudzazidwa yowerengera. N'zosatheka kuchita popanda kutchula mfundo kwa bukuli (chiwerengero ndi tsiku), zambiri za kampaniyo ndi mlandu kwa anthu, za kuchuluka kwa pasadakhale ndalama, ndi chidule: khama ndalama ndi nkhani, limene adzaweruza kayendedwe ndi lemba kwambiri. Komanso, ayenera kukhala zisonga overruns kapena vozvernut makuponi pasadakhale.

Gawo lachiwiri ndi kuichotsa wolemera chiphaso kuti ndalama lipoti amavomerezedwa review. Pambuyo nadzaza yowerengera ayenera ulidule, ndi kupereka kapitawo mlandu.

Wachitatu gawo (n'zosiyana mbali mitundu AO-1) kudzazidwa pamodzi. Ntchito podootchetnogo ntchito - kusonyeza mfundo ndi kupanga bwino anapanga malonda chiphaso kwa lipoti ndalama. Yowerengera adzakhala lembani kuchuluka ndi nkhani, umene bwanji ndalama zimene zimagwiritsidwa.

Pa chikalata ayenera yolembedwa ndi wogwila ntchito yowerengera ndi yowerengera aakulu. Pokhapokha kuti mukayese mutu.

wololera overruns mtengo

Kodi kudzatunga chodzala ndi lipoti ndalama? Choyamba muyenera kutsimikizira n'loonadi ake:

• chuma zinyalala allocated amafuna ntchito ntchito apamwamba m'malo mwa atsogoleri;
• wogwira ntchito ali ndi mapepala akuthandiza.

Ngati chikhalidwe kapena si anakumana, ndiye ndalama ndi sanali refundable.

Ndondomeko chipukutamisozi overspending pa ofesi

Mu chochitika cha mtengo overruns kuti yowerengera ndi kuwukitsa funso: lipoti pasadakhale - mmene kudzatunga. Zitsanzo achire kuti ndalama mawonekedwe № NKHA 2 mosavuta opezeka Internet lalikulu. mfundo zofunika za chikalata ichi ayenera zafotokozeredwa lipoti - chingwe "Overspending linapereka ndalama chilolezo."

Akuti ndalama malipiro wantchito overdrawn sipakhala mwa lamulo. Choncho, ngati akauntanti alibe kudziwa bwino za obligating kuti ndalama malipoti, zilibe zikuphatikizapo chilango chilichonse.

Terms of malipilo mtengo overruns pa khadi malipiro

Pakali pano, pafupifupi onse mabungwe atchule ogwira ntchito malipiro ndi khadi banki. Kodi n'zotheka overdraw kuchuluka ndalama lipoti kubwerera wantchitoyo njira yomweyo?

malamulo alibe yankho lolozeka. Chikalatachi zikusonyeza mtundu umodzi wokha wa chipukutamisozi kuchuluka overdrawn mlandu - ndalama.

Mu maganizo omwewo mu 2006 anagawana Bank ku Central la Russia mu kalata yake chiwerengero 36-3 / 2408. Pankhaniyi, ndi kalata, koma pa December 24, 2008 № 14-27 / 513 kakunena za funso lakuti: Kodi ndimagwiritsa ntchito khadi banki kuthetsa zazing'ono ndalama si yamtunduwu a Bank wa Central. The kampani maukonde ayenera paokha kuthana ndi mavuto pa nkhaniyi. Ndipo kuti ali ndi udindo azingochita Kodi osadzuka mafunso ambiri, Ndi bwino kugwiritsa ntchito Polipilira.

Kodi azilipira wantchitoyo ndalama munthu?

ntchito gulu akhoza kupita kupeza katundu zofunika (ntchito, ntchito) kwa chuma chawo. Pankhaniyi, palibe kufunika lembani ripoti pasadakhale. Kodi kukonza njira pamwamba?

Ndi zokwanira kugula ntchito ndiponso zikalata (ndalama macheke, ma invoice wopelekedwa, mitundu zochita ovuta mapasipoti, ndi zina zotero. D.).

Kukonza lipoti pasadakhale mu 1C

Lililonse yowerengera ayenera kukhala bwino ndi chikalata ichi, monga lipoti katapila. Kodi kudzatunga 1C? malo chikalata mu pulogalamuyi ndi "Bank ndi Fund Insurance."

Zenera kwaiye, muyenera kupereka mfundo za bungwe ndi mlandu kwa anthu. "Onjezani" batani adzapanga zilipo tebulo lomwe inu aulanda mfundo wosindikiza atolankhani.

The pasadakhale za mitundu itatu:

• Monetary zida. Izi amaganizira mpweya ndi matikiti sitima matikiti, masitampa ndi zambiri.
• Cash. Cholinga cha bukuli ndi kutapa ndi ndalama ndalama.
• Nkhani Current. Chikalata chofunika kuganizira sanali ndalama utalembedwa-kuchokera kwa ndalama nkhani atsopano a kampani.

Kupanga mfundo zokhudza issuance ndalama, muyenera kuyamba kupanga latsopano chifukwa ndalama chilolezo. Mutayankha chikalatacho kusindikizidwa ndi dzanja mlandu munthu kudzaza mzere womalizira chiphaso ndalama ndi kusainidwa. Pokhapokha kuti mungathe kupulumutsa ndi kugwira pepala.

Mu magome a expendable ndalama chilolezo ayenera kukhazikitsa mfundo za katundu ndi zipangizo anagulidwa ndi munthu mlandu. Ngati kugula katundu limodzi ndi issuance a inivoyisi ndi, m'pofunika kuika mbendera SF, kusankha WOPEREKA ndi kulemba mfundo zake.

Onani "Returnable Kenaka" amafuna kudzaza zambiri pa ma CD, amene akuyembekezera katundu zapitazo.

Gawo "Malipiro" likuthandiza limanena yopelekedwa kwa katundu ndi katundu kale anagula. malipiro pasadakhale anasonyeza Kulumikizana D 60,02 KUTI 71,01.

Bookmark "Other" lakonzedwa kuwerengera ndalama zina munthu mlandu (malonda ulendo, kuyenda, mafuta ndi zina zotero. D.).