Kodi kusamutsa penshioni pa khadi ndalama Bank? Penshioni pa mapu a Bank ndalama: Bank pulogalamu okalamba

A magulu onse chikhalidwe mu Russia kwambiri pensioners onse. Mwezi uliwonse, boma akutchula iwo Hadadi. Mungasankhe chopezera ndalama penapake. Inu angalankhule ndi passbook nthambi banki ndi ulesi ima pamzere wodikira malipiro. Magawo ena a nzika postman akubweretsa ndalama kunyumba. Koma onse mungachite izi si yabwino, chifukwa iwe uyenera kutaya nthawi yambiri. Ndi bwino kugwiritsa ntchito khadi banki. Zamkatimu akhoza kukhala bungwe lililonse ndalama. Kuti mudziwe zambiri zokhudza mmene kusamutsa penshioni pa khadi Sberbank werenganibe.

ubwino

Sberbank - yaikulu komanso wolimba kwambiri ngongole bungwe mu Russia, amene amathandiza ogula ndi mwayi waukulu poyerekeza ndi mabungwe ena ofanana. Pakuti pensioners mokoma zinthu zofunika:

• Sberbank - boma bungwe. Mu chochitika cha zodabwitsa zachuma Mwina liquidation osachepera.
• Sberbank amatsogolera chiwerengero cha nthambi mu Russia ndi chimodzi Intaneti padziko khumi dziko. Kuti ali kutapa ndalama khadi sitingakayikire ntchito pafupifupi m'dera lililonse la dziko.
• The bungwe ngongole amapereka ogula ndi utumiki wa utumiki kutali nkhani. Komabe, si onse pensioners okonzeka adziwe umisiri wamakono Internet. Koma alandira zidziwitso SMS za wotuluka pa khadi lawo sachiza kukhala.
• Makamaka gulu nzika wakhala anayamba "mapu chikhalidwe" wa Bank ndalama. Penshioni amatamanda popanda komishoni.

malipiro chida

"Social" - ndi madebiti khadi Maestro gulu. ndi mwayi wapadera wa ntchito wake sinabweretse kunja. Koma mkati maukonde kungakhale bungwe ngongole:

1. Basi ndipo nthawi kulandira penshioni pa khadi la Sberbank.

2. Free ntchito chipangizo malipiro.

3. mofulumira ndipo nthawi iliyonse tsiku kuwombera ndi ngongole ndalama kudzera ATMs.

4. Landirani ndalama zina za 3.5% pa annum kwa bwino nkhani.

5. nawo bonasi pulogalamu "zikomo" - kugula mankhwala Kuchotsera mu pharmacies ndi masitolo okondedwa.

ndondomeko kulembetsa

Kulandira ndalama za penshoni, pa khadi ndalama Bank, muyenera:

• Lumikizanani dipatimenti ndi ID ndi pasipoti.
• Kupempha nkhani khadi.
• Pezani printout wa tsatanetsatane wa nkhaniyi.
• Makadi akupezeka masabata awiri. Kupeza malipiro chida, m'pofunika kuti adzathe ntchito ku nthambi ya ku banki. Kuwonjezera pulasitiki, wogwira ntchito ayenera kupereka envelopu ndi Pin Code kutapa ndalama mu malo a.

Kodi kusamutsa penshioni pa khadi ndalama Bank?

Imafalikira ku dera lawo dipatimenti ya mawu PF mu chibwereza. Lili tsatanetsatane wa khadi, dzina wolandira dzina ya gombe. Kabuku chikalatacho umagwiritsidwa passbook pensioner ndi thandizo kutsegula akaunti. Baibulo limodzi kusungidwa mu PF. Pa wachiwiri ayenera stamped ndi chiwerengero ndi tsiku posts kulembetsa. Apa m'pofunika mwachindunji zikalata zonse zimene inasamutsidwa ku thumba la ndalama za penshoni. Ngati ntchito ya kulanda penshoni ndi Sberbank khadi anapereka kwa masiku ochepa kuti malipiro wotsatira, ndiye zambiri, ndalama adzakhala umasamutsidwa ku mwezi wamawa.

Pambuyo kalembera wa maturities ntchito kusintha. Ngati athandize pensioners kulandira 12-13 mwezi uliwonse, kulanda ndalama za penshoni, pa khadi la Bank ndalama akhoza anachedwa kwa masiku 5. PF ayenera wogawana kugawira ndalama nkhani.

mokoma utumiki

Commission pa kutsegula akaunti ndi 10 rubles.

The Bank amapereka makasitomala ake ndi SMS-zokhudza ndalama kutengerapo. Pakuti zopalira khadi "Social" amalipiritsa kwa miyezi itatu yoyamba mlandu. Pa yokonza wotsatira kulipira 30 rubles. / Mwezi.

Cardholders ndi mwayi osachiritsika, kupyolera mu zimene mungathe kusamutsa penshioni kwa Sberbank khadi wachibale, kulipira ngongole zofunikira, recharge foni, kutumiza ndalama zina.

Contact ndondomeko

Ngati pa zifukwa zina ndi pensioner safuna kuti operekedwa Sberbank khadi, mukhoza kuchita apatutsira. Pali zitsanzo ziwiri.

Choyamba, chopereka "penshioni Plus" sanayambebe otsekedwa ndi passbook manja ake. Pankhaniyi, muyenera kukaona PF ndi kulemba chokana kutipatsa kusamukira kubanki. Atalandira malipiro pa nkhani ya ndalama ndi zofunika kutseka nkhaniyi ndi bungwe ngongole. Chifukwa cha opareshoni zimenezi, portability a penshoni khadi ndalama Bank sati anachita.

Chachiwiri, passbook anaikidwa mu nkhokwe ya. Pankhaniyi, izo zonse zimadalira pa. Mukhoza adzikonzenso utumiki pa wina aliyense ngongole bungwe limene amagwirizana PF. Ngati njira sachiza, muyenera kulemba fomu yoti ubwino kwa positi ofesi. Mulimonsemo, ndi bwino kuthetsa vutoli mwa PF. antchito Bank chinkhoswe mu kulembetsa kutumiza sadzatero.

Mabuku

Pali chifukwa chinanso, chifukwa muli ndi chidwi ndi funso mmene kusamutsa penshioni pa khadi Sberbank. A bungwe ngongole amapereka anthu ichi kuika anapeza ndalama pa gawo ndi zinthu zabwino:

- High chiwongola dzanja;

- Insurance ndalama;

- n'zotheka kusamutsa chidwi mwezi accrued pa nkhani;

- madipoziti limabwezeretsa ndi mayina.

Mu 2015, ku Bank ndalama ija chandamale gawo akuluakulu. Koma zinthu zapadera chinanena alipo: kasitomala amalandira mlingo pazipita pulogalamu osankhidwa. Ndalama akhoza kuvala Nkhani rubles, madola kapena mumauro pa nthambi bokosi ofesi kapena kudzera "Sberbank Online".

The chiwongola dzanja mu rubles kuphatikizapo zopereka rollover ndi capitalization fluctuates malire ena:

• "Khalani": 9,7-10,29%;
• "Recharge": 10,05-9,58%;
• "Penshioni Plus": 3,5-3,55%.

Chidwi ndi otsika. Inu mukhoza anakonza ngati n'koyenera chopereka mwa wina aliyense bungwe ngongole kapena kuika ndalama pa zikalata ndalama. Only m'nkhani yoyamba kupeza banki wodalirika komanso mu chachiwiri chimene tiyenera kukumbukira kuti ndalama ngakhale pansi pa 13,25% pa annum si inshuwaransi.

Koma ngati izi ndalama omwewo kuzera Intaneti banki, zikhalidwe chidwi accrual sasintha, ndi mitengo chiyani kuonjezera:

• "Khalani SHC @ DH": 10,5-11,34%;
• "Recharge SHC @ DH": 11-10,61% (zaka zitatu).

Komanso, pensioner, processing madipoziti aliyense mu Sberbank amasangalala ngati mabonasi:

- Pezani passbook;

- accrued chidwi angathe kukonza utumiki kutengerapo pa khadi ndi ntchito kwaulere M'chaka choyamba cha utumiki;

- sapereka msonkho, chifukwa chidwi pa madipoziti m'munsimu mlingo refinancing;

- angakhale okhudza chopereka, mgwirizano si watsopano.

Pomaliza

Kamodzi pa mwezi, kusintha boma kuti nkhani ya gawo pensioner. Kuti izo, poyamba ndinali kuima mu mzere pa positi ofesi. Tsopano obwereketsa kupereka makasitomala kukonza malipiro chida kupeza phindu. Kodi kusamutsa penshioni pa khadi ndalama Bank? Ayenera kugwiritsa ntchito ku dipatimenti ya bungwe chuma ndi kalata ndi pasipoti ndi kuika lamulo. khadi adzakhala okonzeka mu masabata awiri.