Kudalirika mlingo a mabanki: chimene chasintha?

Mavoti, kumene inu mukhoza kuwona mabungwe banki yodalirika, imvera watsopano miyezi itatu iliyonse. Palibe chachilendo, chifukwa muyenera kudziwa kusintha posachedwapa ku mabanki. mavoti amenewa akhoza kunena chinthu posankha makamaka bungwe ndalama.

Mavoti mabungwe banki

Ngati Tikayerekeza kotala lachitatu wachinayi, kudalilika mlingo wa magombe pafupifupi sichinasinthe. Tonga malo wotanganidwa "Ndalama Bank", "Raiffeisen", "VTB", "Rosbank", "ulimi Bank", etc. Zonse mwa mabungwe amatha osiyanasiyana zonse zofunika za mabungwe. Komanso tisaiwale kuti kasamalidwe a mabanki anayamba kumvetsera kwambiri makasitomala amene ali amapeza.

Services operekedwa ndi dongosolo banki zokhudza choyamba, nchito kwambiri wochitachita wa dera zachuma, ndicho ang'ono ndi sing'anga-kakulidwe mabizinesi. Tikumbukenso kuti chaka chilichonse chiwerengero cha umafuna zokwanira chidwi chifukwa makasitomala zimenezi zikumasonyeza kukula. Posachedwapa, mu sing'anga akavalidwe yaing'ono kukula malonda anatuluka ndipo tikhoza kunena motsimikiza kuti izi yonse ya malonda ayamba mwakhama kukulitsa.

Kusintha kuti wapita ndi kudalilika mlingo a mabanki poyerekeza ndi kotala lachitatu zokhudzana ndi zikamera wa zinthu zatsopano zabwino anapereka kwa makasitomala amapeza. Mabizinezi mu dziko, umene kugwirizana ndi mabungwe a banki adzatha kusinthana kwa tariffs ena ndi dzuwa pazipita, poyamba pa zonse, kwa malonda anu.

Pofuna kusankha banki makamaka, inu mukufuna kuwona njira zonse zilipo ndipo amayang'anitsitsa ubwino mgwirizano. Musaiwale za utumiki wopambana, ndicho mmene yabwino. M'pofunika kuganizira mwatsatanetsatane chitetezo mlingo mabanki ku Russia mu 2014.

Mabungwe waukulu banki mu Russia

Sberbank lero akuti ndi banki yaikulu ya dziko ndi mayiko CIS. Iwo anatuluka mu oyambirira 21 atumwi TH. Chibwenzi, "Sberbank" ndi bwenzi lake kudalirika si chipeneko. Iwo ali nthambi mwamtheradi mizinda yonse Russian. Komanso, bungwe ili ndalama ali mu China, Germany ndi India. maadiresi onse angapezeke pa waukulu mudziwe zipata za banki. "Sberbank" akugwira ntchito kwathunthu ndi mitundu yonse ya makasitomala. Chifukwa makasitomala makampani kupereka ndalama, ngongole, ndalama Pamudzi, kufunsira ndi ntchito ndalama.

Limodzi la mabungwe a akutsogolera limene kwa zaka zingapo sasiya wotetezedwa banki mlingo ndi VTB. Iwo unapangidwa bungwe mu 1990. Gwiritsani ntchito ya gombe kungakhale pa malire a m'mayiko 20. Pa msika Russian, VTB Gulu ndiye angathe wachiwiri kusanja. Ntchito ikuchitika makamaka ndi makasitomala amapeza. banki amathanso kupereka yankho wathunthu dziko lonse la amalonda.

Kapangidwe wapadera "Gasprombank"

Ngati ife kulankhula za mlingo wa osiyana, ndi "Gazprombank" imatengedwa kuti bungwe ndi dongosolo lapadera. Maziko a nyumba imeneyi ndi imodzi mwa mtsinje waukulu mu dziko lathu. makasitomala ikuchitika motsogoleredwa ndi akatswiri, kwambiri luso. Iwo amadziwa mokoma ntchito zonse za banki, kotero ntchito pa dzuwa pazipita. makasitomala Corporate zimaperekedwa misonkhano mungagwiritse ntchito wosalira kukhazikitsa mavuto awo a zachuma. The Bank amagwirizana ndi ntchito pafupifupi ndi zazing'ono. Komanso pali anthu amalonda kuti amatha kudzitama ndi Mipikisano biliyoni dollar mwa makasitomala wa bungwe ndalama.

Ntchito ya "Alfa-Bank"

Kutchula mu 1990, "Alfa-Bank" anatha mofulumira ku wotetezedwa banki mlingo. Iye ndi bungwe konsekonse, monga angathe kupereka ogula ndi mwamtheradi mitundu yonse ya ntchito ndalama. Koma tisaiwale kuti ntchito yaikulu ya gombe akugwira ntchito ndi makasitomala amapeza. "Alfa-Bank" amatha ndalama malonda. Iwo ayenera kukumbukira kuti banki ali yaikulu nthambi maukonde osati m'mizinda ya Russia ndi CIS mayiko. Pa chipata chachikulu cha banki mungapeze maadiresi nthambi zonse.

Kusintha Chiyukireniya kusanja

Pa nthawi imene Ukraine anasiya mabanki Western, wasintha lonse gawo ndalama. ndalama zonse anthu ali anaikira okha zoweta ndi Russian mabungwe a zachuma. Zinatha ntchito mu dziko la Britain, German, Czech, Dutch, South Korea ndi Swedish mabanki. Zonsezi akhala akuthandiza m'malo kwambiri kudalilika mlingo a mabanki Chiyukireniya. 2014 zinali zodzaza ndi kuti ena mabungwe a zachuma anasangalala pamalo kutsogolera. Mwachitsanzo, mu malo chinayi "KrediAgrikolBank" amene m'mbuyomu malo 16 okha. Malo achiwiri anavula, "Raiffeisen Bank Aval". Udindo lachitatu lili "Ukreximbank". Mu malo oyamba pali boma "Oschadbank."

Other banki mabungwe m'gulu kusanja, Kutithandizanso thandizo

Pamwamba ndi machitidwe zofunika kubanki. Iwo amakhala ambiri pa mizinda ya Russia ndi m'mayiko ena. Koma pali ambiri a mabanki osiyana, kudalirika kwa amenenso mosakayikira. Iwo amathandizanso pa mndandanda wa ntchito kwa makasitomala makampani ndi anthu. Komanso, iwo akhoza kupereka mabuku utumiki ndi kukonzanso ntchito. Ena mabanki amakhazikika kwambiri pa ntchito za chitukuko cha ulimi. Choncho, iwo nawo mapulogalamu boma zokhudza izi munda wa ntchito.

mabanki onse omwe akuimira mu masanjidwe, amatha kupereka mndandanda wa ntchito ndi onse mapulogalamu chofunika mwa ntchito zomwe angathe wosalira mgwirizano ndi mabizinesi ang'onoang'ono ndi sing'anga. Komanso, antchito Bank ali zonse ntchito kukhala ntchito yatsopano kukopa makasitomala ambiri m'magulu osiyana.