Kodi kuti ngongole wotetezedwa ndi malo?

Mavuto yaitali motero ndi kukakamiza anthu ambiri ntchito ngongole ndalama kuti mabanki ndi MFIs. Pa nthawi yomweyo anthu ndi zochepa kuchuluka a mabanki amene amaonedwa makasitomala zabwino ndi odalirika - ndi malipiro "woyera" ofunda ntchito ndalama yapamwamba. Izi zikutanthauza kuti ngati tikufunikira kwambiri titakhala ndi ndalama zambiri, osati chakuti banki kumachititsa kuti inu popanda vuto.

Ngati tikulankhula 10-15 zikwi rubles, pa utumiki wanu MFI kuti zigwirizane zokonda onse - pali ngakhale ngati kumene chofunika kuchuluka anasamutsa pa Intaneti mwachindunji pa khadi lanu mu mphindi 5 Mwachitsanzo, Intaneti ngongole utumiki "Zaymer Zidole." Ndi zofunika ndalama mkulu ndi ntchito pali lililonse limatisokoneza kwambiri. Chabwino, ngati vuto Akuti kukhala angapo masauzande - ambiri ayamba kuganiza za ngongole wotetezedwa ndi chuma.

Kodi ndalama wotetezedwa mwa nyumbayo?

The odziwika yankho - kubanki. Ubwino ndi bwino - mitengo m'munsi chidwi, ndalama apamwamba ngongole, ndi chidaliro mwa gombe, mtundu wa mukufuna, zambiri. Koma palinso kuipa: banki adzakhala kuwunika osati liquidity wa katundu wanu, koma inunso ngati wobwereka a. Ndipo izi akutibweretsera funso "woyera" ndalama, mgwirizano ntchito ndipo, kuwonjezera, ndi zabwino ngongole mbiri.

Sam ntchito ngongole ndondomeko pansi chikolecho kwa nyumba banki m'malo yaitali, limaphatikizapo ziyenera a chuma, inshuwalansi ndi katundu, ndipo wobwereka.

A njira chosavuta - kugwiritsa ntchito kwa MFI. Ena MFIs komanso apereke ngongole wotetezedwa mwa nyumba, kawirikawiri pazipita kuchuluka kwa ngongole ngati - 1 miliyoni rubles. Tsimikizani ndalama zawo sitikusowa mbiri ngongole zilibe kanthu, pazipita akuti - angapo zaka. Chidwi, ndithudi, adzakhala kuposa kubanki, komanso Mwina akusangalala - nayenso.

Koma ngati MFI pazifukwa zina, anakana, n'zotheka kuti ndilembe utumiki wotero munthu pa malo ukonde P2P msika chuma. Komabe, mosavuta chinyengo ndi apamwamba kuposa ku banki kapena MFI.

Kodi si kukhala pa msewu?

Iliyonse njira musankhe, tiyenera kukumbukira kuti mtundu uwu wa ngongole - chinthu yowopsa. The inattention pang'ono akhoza mudzazilipira katundu. Choncho, tiyenera kuchita chilichonse kuti si kutaya chuma:

- powerenga pangano, powasamalira imeneyo ngongole, ndi nyumba ali nazo, ndi ufulu kukhala mu izo;

- onani kukhalapo mu mgwirizano wa zinthu zenizeni, mwangozi kuphwanya zimenezi zingawachititse kuthetsedwa oyambirira wake: lamulo la pangano la, boma kulembetsa kwa aliyense, loletsa pa kukonza, komanso udindo awadziwitse wokongoza vuto la kusintha kwa ntchito yanu;

- onetsetsani kuti wokongoza sangathe unilaterally kuukitsa chiwongola dzanja cha ngongole ya;

- ndipo, ndithudi, kupewa ndi kusakhulupirika pa malipiro chifukwa wokongoza mu nkhani iyi, wakuti kutsirizitsa mgwirizano unilaterally, napempha ngongoleyo yomweyo ndipo zonse. Njira ina zoipa - nyumba adzaphedwa chifukwa yobetcherana.

Pali zina zabwino zambiri, kotero Njira adzakhala kusonyeza pamaso kusainira mgwirizanowo komanso loya naye kukambirana zonse makani a ndikupeleka.

Alina Ovsyannikov

zida https://www.zaymer.ru/