Makalata angongole - N'zovuta, koma odalirika

Tinamva kuti khola chitukuko cha dongosolo chuma kwenikweni yodziwika ndi gawo banki khola. N'chifukwa chake boma la maiko ambiri ndi chuma otukuka msika kwambiri amathandiza kuti chitukuko cha dongosolo banki ya dziko. Ndicho chifukwa onse owerengedwa mabungwe alamulo chinkhoswe mu mawonekedwe ena ntchito zachuma, zifunika kuti panopa chifukwa banki kulipira mabungwe, makampani, amalonda payekha, mabungwe ena azachuma, bajeti ndi ndalama extrabudgetary. Choncho kutchuka kwa ndalama si ndalama kudzera banki, Pakati pa Letter ngongole.

World mchitidwe wa banki malamulo ndi za m'mayiko ambiri, kuphatikizapo la Russia, pali mitundu izi zolembedwa kuti kuthetsa:

• kuwerengetsera pansi pa Mawu;
• zosonkhanitsira malamulo ;
• promissory zolemba;
• macheke;
• ndalama malamulo.

Losavuta ndi ambiri bwino maonekedwe a malipiro a mabizinezi ambiri ndi makampani ndi ambiri kuti malipiro. Ndi njira imeneyi nthawi zambiri ntchito kwambiri pochita zinthu m'gawo la boma limodzi. Komabe, mukayamba kugwira ntchito ndi makasitomala akunja, fomu iyi ikutha kuti zigwirizane inu, ndipo zikutikumbutsa Letter ngongole.

Pamene adalowa misika ya kunja monga muyezo kuphweka kale zochepa wokongola poyerekeza ndi kudalilika malamulo ndi zachuma. Ngakhale ankayendetsa malonda yachilendo (katundu-inatha) ankagwiritsa ntchito ngati kalata malipiro ngongole ndi zopereka, zabwino akukumana akwaniritsa zimenezi akadali kalata ngongole. Popular mawerengedwe ichinso chakuti kudalirika kwa Makampani yachilendo kugwira ntchito pa mawu a malipiro pansi pa Mawu.

Komabe, ambiri mabungwe alamulo sangathe kuthetsedwa mawonekedwe a malipiro, kuganizira ndi zovuta kwambiri ndi yokwera mtengo. Komabe, nthawi zonse muyenera kulipira chitetezo mavuto, koma ubwino anapereka kalata ngongole mtundu wa kupereka, monga 100% kulipira katundu anagulitsa ndi 100% kugwilizana ndi mawu onse ndi zikhalidwe za mgwirizano ndi mbali zonse, tiyenera kufufuza.

Kalata ya Mawu - ndi mtundu wa kupereka si ndalama, omwe kwathunthu ikuchitika pansi pa ulamuliro wa Bank, motere:

1. Popeza anasaina mgwirizano, wogulitsa asanayambe kutumiza katundu amafuna wogula kutsegula kalata ngongole m'dzina lake. Wogula akukwaniritsa lamulo limeneli mwa gombe wanu.
2. Banki, amene amatsatira wogula akutsegula kalata ngongole (chifukwa banki ku bankiyo, zambiri kubanki, amene anali ndi wogulitsa), ndi kusamutsa kuchuluka kwa wogulitsa, koma osati pa nkhani zatsopano ndiponso pa kalata ya ngongole. ndalama zimenezi kulibe kwa wogulitsa mpaka inu mulandira katunduyo.
3. banki amatsegula kalata ngongole. Izi inauzidwa kuti wogulitsa. Pokhapokha iye ankakhulupiriranso kuti malipiro ndi L / C kutchulidwa pa nkhaniyi, katundu ndi kwa wogula, ndi zikalata akuthandiza zimatumizidwa ku banki, amene amagwirizana ndi wogulitsa.
4. banki atumiza zikalata ku banki wogula zake kuti atsimikizire kuti kutsatira lemba la ngongole.
5. Pa panopa chifukwa mndandanda Wogulitsa zikutanthauza kuti katundu anagulitsa amagulira amatumiza chikalata cha katundu. Only ndiye n'zotheka kupeza mankhwala ndi kuutaya.

Kalata ya masuti ngongole onse wogulitsa (banki amalandira ndalama katundu pasadakhale, isanafike yobereka) ndi wogula (ndalama ndi anasamutsidwa yekha kugwilizana zonse ndi mgwirizano).

Letter ngongole ikuchitika motsatira malamulo, Pakati zofunika kwambiri zasonyezedwa, monga tsatanetsatane kuvomerezedwa ndi deadlines. Awa ndi mawu ena Buku la kalata zikalata ngongole nthawi zonse kumatanthauza ndi motsatira Bank National a boma. Mu Russia, malamulo amenewa amapezeka pofufuza Malamulo pa wotuluka si ndalama.