Nkhani Bank: lingaliro ndi mfundo za ntchito nambala

Pa pano tsiku banki dongosolo ambiri. Pafupifupi zachilengedwe ndi malamulo munthu ali kubanki. Komabe, sikuti aliyense amadziwa chimene icho chiri.

Ambiri, mawu akuti "banki chifukwa" akhoza yodziwika monga ngati chikalata mwayi kuvomerezedwa mu mgwirizano. Iwo amakhala ndi kukhalapo kwa katundu zotsatirazi:

- cholinga kuwerengera kupezeka ndi ndalama utuluke mwa kasitomala;

- amasonyeza udindo zilipo za ngongole bungwe kwa mwini nkhani.

Zochita ano banki, nambala yaikulu mitundu ya nkhani. Iwo zingasiyane malingana za malamulo a mwini nyumbayo, komanso ku bwalo la ntchito ya.

Mukhoza kusankha mitundu zotsatirazi nkhani kuti akhoza anatsegula mabungwe alamulo:

1. Akuti ntchito kulanda ndalama ndi ndalama zina, komanso kusintha zolinga zosiyanasiyana.
2. Nkhani zosakhalitsa analengedwa kwa gulu latsopano, amagwiritsidwa ntchito atapereka likulu ovomerezeka mu ndalama.
3. Current amapereka mabungwe omwe si a phindu.
4. Nkhani bajeti cholinga makampani kuti mtundu wa ndalama ntchito zigwire ndi boma kuti zikhudze ntchito zawo.
5. Mtolankhani - aphenyuke m'mphepete bungwe lina ngongole, moyo wawo chifukwa chakuti dongosolo banki ndi Mipikisano mlingo m'dziko lathu.

Anthu, mosiyana ndi chilamulo, kodi akukwatira wiri zokha basi nkhani: panopa ndi gawo. Zakale anafuna zosiyanasiyana anapezazo, wachiwiri - chifukwa kudzikundikira ndalama.

Mbali chidwi kuti Tingaone mwa kuphunzira mfundo ndalama ku banki n'chakuti tichipeza angapo manambala makumi awiri. Aliyense wa iwo amasankhidwa mosintha. Lero, pamene pafupifupi aliyense loyang'anizana nthawi ndi nkhani Amawerenga (mwachitsanzo, pamene mutayankha malisiti), ambiri adzakhala zothandiza kudziwa zimene Chiwerengerochi mwachinsinsi.

Bank chifukwa chiwerengero angathe kugawidwa mmagawo ambiri. Schematically, izo zikuwoneka ngati izi: AAAAA-BBB-B-YYYY-DDDDDDD komwe:

- A - chipika a manambala osonyeza gulu limene nkhani banki wokwatibwa ndi chiwerengero dongosolo. Mwachitsanzo, chiwerengero 40702 limasonyeza kuti si a boma malonda kampani, ndipo 40802 - wazamalonda payekha. Tsatanetsatane wa nkhaniyi m'nkhani pamalo amene nthawi dongosolo mlandu wa banki (302-P).

- B - limafotokoza ndalama zimene nkhani tidutse. Nthawi zambiri amapezeka mu Russian mchitidwe rubles (810), madola (840) ndi yuro (978).

- Mu - otchedwa ofunika kapena fufuzani manambala. N'chinthu chanzeru ngati kompyuta processing mauthenga, amathandiza onani nambala yolondola analowa.

- G - chiwerengero cha nthambi banki.

- D - lililonse bungwe ngongole adzakhala nako ufulu wosankha zomwe nkhani. Nthawi zambiri manambala amenewa akusonyeza akuyambira chiwerengero cha nkhaniyo.

Kumvetsa bwino zimene ndi ndalama ku banki, komanso mfundo za manambala ake ankakonda amathandiza kuti moyo mosavuta. Ndipotu, ambiri a ife sitiri ngakhale ntchito m'munda wa zachuma, tsiku lililonse polimbana ndi lingaliro ili.