Mawu mu "Rosselkhozbank" chifukwa pensioners. Ndingafike ngongole ntchito?

"Ulimi Bank" - ndi lalikulu Russian banki ndi boma nawo likulu ovomerezeka. N'zochititsa chidwi chifukwa zimapatsa ngongole yabwino kwa pensioners, alimi ndi magulu ena onse a anthu.

Mawu mu "Rosselkhozbank" chifukwa pensioners: zikhalidwe opereka

Pensioners mukhoza kupeza zosangalatsa banki ngongole anapereka ndi penshioni "Rosselkhozbank". Mawu amene banki amapereka ndalama? Choyamba ndi chofunikira - ngongole zilipo kwa cholinga chilichonse, palibe cholinga. Kasitomala afika ndalama ndalama national - rubles Russian. Osachepera ngongole kuchuluka - 10,000 rubles. Mawu mu "Rosselkhozbank" chifukwa pensioners - 500,000 rubles. Ndipo izi zonse ngakhale kuti banki si chidwi ngongole mukupita! Bank amatanthauza wina kasitomala womvera, kotero ngongole mbiri ya "Rosselkhozbank" kuwonjezeka mofulumira. pazipita ngongole akuti n'kopindulitsa makasitomala chifukwa ngongole mu "Rosselkhozbank" chifukwa pensioners akhoza linapereka nyengo ya zaka 5 kapena 7. The sangathe izi kupereka ngongole kwa akatswiri a msika chuma amakhulupirira kuti banki sasamalira nthawi chisomo mu nthawi yoyamba ya ntchito njira. Mu mabanki ambiri, kuchotsera zimenezi zili zoyenera.

ndi zofunikira za banki kuti wobwereka chiyani - ndi pensioners?

banki amaganiza za moyo wake. N'chifukwa chake, zochokera wotsika pafupifupi moyo amayembekezeka Russia, m'badwo pazipita pamene kasitomala angathe kudzapereka ndikupeleka. Komabe, lingaliro ili anakonza pang'ono mosiyana. Malinga ndi zikhalidwe ngongole nthawi ya alipire zonse ngongole wobwereka sangakhale zaka zoposa 75. Kusankha zinthu. Mwachitsanzo, munthu ndi zaka 65. Iye adakali ndi mpata wa zaka 10. Chotero kasitomala akhoza kubwereka nthawi zambiri. Ngati mukufuna kupeza ngongole zaka 72, iye akhoza kukonza ngongole kwa zaka 3.

Komanso, munthuyo ayenera kukhala nzika ya ku Russia komanso kukalembetsa mu boma. Anapuma imfomeshoni kuchuluka kwa ndalama za penshoni kwa miyezi 6 lomaliza. Yachokera pa kafukufuku ndalama ngongole banki a dipatimenti amachita mawerengedwe a pazipita kuchuluka kwa ngongole, amene angapereke aliyense.

Apa ndi zofunikira pa momwe kupeza ngongole kuti pensioners. Chidwi kuwathandiza - ndi 16.5% pa chaka.

ngongole ndalama kwa anthu ntchito

Kodi "ulimi Bank" ndalama ngongole? Mwamtheradi! Kodi akulamulira? Ndipotu, izi ndi alipidwa ngongole ndi mzere Kukhazikika mukukonzeratu ngongole. The pazipita kuchuluka kwa ngongole kuti banki angapereke ogula ndi pulogalamu msonkhano miliyoni 1 rubles. N'zotheka ntchito ngongole popanda malipiro chidwi. The Bank waika lgotnyy nthawi kuti masiku 55.

Kodi amapezerapo mwayi mwayi umenewu ndi phindu pazipita okha? Tiyeni tinene kasitomala akufuna kuti mtundu wa kugula lalikulu. Ndalama kuchokera khadi ndi yopindulitsa kwambiri mu Chiyambi cha mwezi. Zikatero munthu chisomo nthawi, amene anapereka mpaka 25 mwezi wotsatira, kudzakhala malinga. Pankhani ya otaya ku khadi 29, 30, 31, chiwerengero cha nthawi chidwi-free lidzakhala yekha kwa masiku 26. Opanda pake? Ndipo ife tiri pafupi zofanana!

Terms of ngongole athamanga

Zabwino ngongole mawu anapereka "Rosselkhozbank". Ngongole kwa anthu, kuphatikizapo khadi, anapereka ndi ntchito kapena sukulu, kuntchito (pafupifupi chaka chimodzi mu zaka otsiriza 5), pasipoti wa nzika ya Russia. Ngongole - kwambiri kuti kasitomala chifukwa mizere zongowonjezwdwa a mlingo ndalama yekha 22,8% pa chaka. Ndi osakwana 2% pamwezi. Yopindulitsa!

Ogula ngongole mu "Rosselkhozbank"

The Bank amapereka ngongole kwa anthu Kugula khalidwe ngati belo nyumba, ndipo popanda ina iliyonse. Mfundo mlingo chidwi ndi osiyana, koma osati kwambiri.

Tiyeni tikambirane za aliyense wa mitundu ya ndalama payokha. Tiyeni tiyambe ndi dongosolo ngongole ina. Timapereka kuchuluka kwa 100 000 10 000 000 rubles. Mlingo ngongole zimadalira nthawi ya ngongole. Mwachitsanzo, ngati zotuluka pa pangano ngongole kwa miyezi 36, kasitomala overpay 16% pa chaka. Ngati munthu anapereka ngongole kwa nthawi yaitali, zidzakhala za overpayment 19% pa chaka. Ubwino pa chiwongola dzanja kupezeka kwa makasitomala amene adzalandira malipiro awo mwa maudindo a "Rosselkhozbank". Sasamala chidwi kwambiri - 0.5%.

Pankhani ya guarantors kuti ngongole mu ngongole ogula "Rosselkhozbank" kasitomala amene walandira malipiro kubanki adzalandira chiwongola dzanja cha 14.5%.

Kodi zingakhale zotheka kuchuluka kwa ngongole? Katundu (nyumba kapena nyumba) anali ayesedwa ndi akatswiri ndi kukhazikitsa msika kufunika kwake. The Bank akhonza kumupatsa ndalama ndi kuchuluka osati choposa 50% wa mtengo umenewo.

Unsecured ogula ngongole

Zarplatniki-makasitomala akhoza kugwiritsa ntchito kwa ngongole ku banki posapeleka ina. Ndi "ulimi Bank"! Ngongole kwa anthu adzadutsa mlingo yaikulu ya 15,5% pa chaka. The pazipita ngongole kuchuluka si upambana 750,000 rubles, ndi mawu a ngongole si zaka zoposa 5. nyengo ya chisomo komanso si anapereka kwa kasitomala, chifukwa overpayment ndi zina adzakhala ochepa.

An ntchito yofunika ya dongosolo ndalama (yemweyo tinganene za ngongole ya "Rosselkhozbank" chifukwa pensioners) ankaona kuti makasitomala akhoza kusankha njira alipire wa ngongole (kapena malipiro osiyana annuity). Pankhaniyi, ndi kasitomala chimasonyeza kuti iye ndi banja lake kukhala omasuka kulipira.