Zikalata zomwe ndi zofunika kwa deduction msonkho

Osati aliyense akudziwa kuti pamene kugula mwini nyumba ali ndi ufulu kuti mutengeko gawo la ndalama anatenga. Makamaka sindikudziwa m'mikhalidwe zimene ndalama kumbuyo, mu nthawi chimango ndi zikalata zomwe ndi zofunika kwa deduction msonkho. The pazipita msonkho ngongole ndi 13% wa mtengo wogulira, koma musalumphe 260 zikwi rubles. Iwo likukhalira kuti mtengo pazipita nyumba, chimene angalandire malipiro - rubles miliyoni.

Komabe, dongosolo lino zovuta zingapo kwambiri. Choyamba, deduction msonkho akhoza kuwapeza kamodzi mmoyo wa mogwirizana ndi nyumba ya. M'mawu ena, ngati anapeza odnushka $ oposa 1.5 miliyoni mayina magawo wofanana ndi mwamuna ndi mkazi, mwamuna kapena mkazi wanu adzalandira 97 zikwi ndi pang'ono.

opanda wina - Uwerenge analipira mwakamodzi, ndipo nthawi zambiri, kukula kwa potsata kuchuluka kwa misonkho analipira mu nthawi zakale. M'mawu ena, ngati mwini chuma mu 2011 analipira ndalama 30 zikwi misonkho 2012, iye akhoza kutenga 30 zikwi msonkho deduction.

The drawback lachitatu - ndi zikalata kupereka deduction msonkho zitha kukhala mu chaka chaka chotsatiracho a kusainira mgwirizanowo. Mwachidule, ngati mgwirizano lonjezolo chifukwa nyumba mu December 2012, ndiye kuti malipiro mukhoza kupita mu March-April 2013 Ndipo ngati nyumba anagula mu May 2013, zikalata kwa deduction msonkho akhoza anagonjera mu March-April 2014 ndiko kuti, pafupifupi chaka chimodzi.

Wachinayi zoipa - malipilo akhoza analandira kamodzi kokha moyo, choonadi, malinga ndi kusintha posachedwapa makolo akhoza kupeza ndalama zoti ana awo aang'ono, ngati akhala allocated mukuchita nyumba ya.

Komabe mwina mwaona kuti zimene zotsalira akhoza kuwapeza osati ndi kuchuluka operekedwa nyumba, komanso chidwi pa kubweza, ndithudi, ngati iwo anatengedwa pamodzi musalumphe 2 miliyoni.

zikalata zomwe ndi zofunika chuma msonkho deduction kwa kubweza kukongoza?

1. kugula ndi kugulitsa nyumba.

2. anasaina mgwirizano ngongole.

3. womwe umapangidwa wokha wa wobwereka unachitikira pa kulanda ufulu kwa nyumba pa kubweza lapansi.

4. Baibulo la satifiketi kubadwa kwa mwana (ana).

5. Certificate a boma kulembetsa kwa malo a Kulembetsa Komiti.

6. Malipiro malamulo ku banki kwa malipiro a nyumba anapeza (koyamba kupereka chomaliza).

7. Ndandanda wa alipire chidwi ndi umboni wa kupereka chidwi kwa nthawi msonkho.

8. Statement ya Ndalama 2-DZENJE.

9. Tsatanetsatane wa nkhani mu Bank ndalama, umene mlandu deduction.

10. mafotokope pamasamba onse pasipoti lapansi.

Ngati nyumba ali anagula m'banja, muyenera zotsatirazi zikalata zina deduction msonkho: buku A kalata yothetsera ukwati ndi chandalama kupeza deduction msonkho (ngati mkazi sangathe kapena kodi izo) kapena, Kapenanso, ofunsira chipukutamisozi cholowa. Komanso, kufunika kubweretsa kulengeza anamaliza DZENJE-3, limene likupezeka onse mu msonkho, ndi kukopera pa Intaneti. Pamene mwini akubwera ntchito kwa deduction msonkho kale mu malo olembedwa ananena zokhudza kulanda ndalama nkhani mwachindunji ndi ntchito kwa deduction. Mwa njira, malinga ndi kusintha atsopano mu malamulo a mwininyumba chatsopanochi mukhoza kupeza obwezeredwa nthawi yomweyo si ndalama zambiri, koma yaing'ono pang'onopang'ono mwezi wofanana 13% ya malipiro ake. Ndipotu, ndi nthawi chabe sadzakhala kulipira msonkho.

Musaiwale kuti deduction zili msonkho operekedwa. Ngati mwiniwake / mwini wa nyumba ya sapereka msonkho Mwachitsanzo, ntchito ku kampani ndi malipilo "mu envulopu" kapena pa umayi tchuthi, sadzabwerera ndalama. Ngati mkulu "woyera" malipiro analandira mmodzi wa akazi, kuti akapeze deduction pazipita n'zomveka kuti athe kukonza malawi pa iye.