A olumala 3 magulu: mapindu otani kudalira? Zotchinjiriza moyo wa invalids

Mawu akuti "olumala" ndipo monga izo ziriri tsopano mwambo kunena, "anthu olumala" limatanthauza munthu aliyense amene, chifukwa cha matenda mukusowa ntchito iliyonse ya thupi lili matenda. A chofunika kuzindikira anthu olumala - kupezeka kwa ntchito zochepa zonse kapena tsankho. Izi zikutanthauza kuti munthuyo ndi kuyenda bwinobwino, ntchito, kulankhula, kukhalabe yekha kapena kalekale kapena nthawi kuwayang'anira khalidwe.

Malinga mmene kusokoneza ntchito ya chamoyo, anapereka wa kulemala.

Zimene i angathe kupeza gulu "Opunduka 3 gulu," madalitso otani kudalira pamene munthu ameneyu ndi udindo zimenezi?

Kubvomereza gulu lachitatu la muyezo kulumala

Dongosolo la Utumiki wa Labor pa 12/17/2015 chiwerengero 1024n limafotokoza muyezo umene mungathe anayenera kuzindikira kuti gulu lachitatu la kulumala. Iwo amakhala ndi chisokonezo zazing'ono mawu (chinenero), maganizo silikula wogwira ntchito chipangizo, ntchito za m'thupi, komanso thupi deformities.

Malinga ndi lamulo m'munsi amenewa amaonedwa zazing'ono kapena zolimbitsa kulimbikira dysfunctions zilipo za thupi la munthu, wa 40-60%, zotsatira chifukwa cha nsautso, matenda kapena kupunduka, ngati zinachititsa zofooka moyo.

Kupenda Medical-chikhalidwe mu malangizo a dokotala amachitira ali ndi ufulu wokana kuzindikira kulumala kapena udindo wa "Opunduka magulu 3." Kodi ubwino kudalira gulu limodzi kapena wina umakhala zotsatirazi malamulo ndi machitidwe a m'dera zolimbana la Chitaganya cha Russia.

Kulumala penshioni, EDV

Popeza indexing otsiriza, 02.01.2016, pa kukula kwa penshioni chikhalidwe, lomwe linaperekedwa kwa munthu anazindikira monga olumala wa gulu lachitatu 4053,75 rubles pamwezi. Komanso, kwa magulu onse a anthu olumala, pali ndalama. Gulu lachitatu la kulumala iwo amapanga 1236 rubles.

Nthawi zambiri anthu ndi udindo yoyenera chidwi: kaya suspend malipiro wa kulemala penshioni ngati kumene wolandira wapeza ntchito? Malamulo panopa mulibe malamulo otere. Penshioni accrual Mulimonsemo lekani, ngati pensioner wapeza malo abwino ntchito ndipo adzalandira malipiro. Chinthu china - mwayi kwa penshioni zaka zaka. Mungalandire penshioni ya mtundu umodzi wokha, koma pensioner ali ndi ufulu kusankha gulu.

Mitundu ya ubwino ndi magulu amene angathandize olumala

Kukhala kosavuta kumvetsa pamene munthu wolumala gulu 3 magulu, amene amadalira ubwino chilamulo Russian, akhoza kugawidwa mu mitundu zotsatirazi yokonza zinthu mokondera:

1. Kupatukana wa zifukwa chilema. Kupezeka kwa zinthu zenizeni kupeza choipa (matenda) chimene chinapangitsa ndi chilema, kulandira madalitso zina ndi malipiro Mwachitsanzo, gulu la "wolumala kuyambira ubwana" kapena "olumala munthu nkhondo." Popeza zimayambitsa ngati kapena zikalata natsimikiza zochitika zenizeni kupeza matenda enieni (choipa), munthuyo kulandira udindo "yosagwira 3 magulu a matenda wamba", mu nkhani iyi ubwino pokhapokha analipira mogwirizana ndi gulu la kulumala.

2. Kusiyanitsa pakati pa mawonekedwe a ubwino ku olumala:

• chuma (ndalama): zikuphatikizapo Mwachitsanzo, osaphatikizidwamo misonkho ndi malipiro;
• zaumoyo: lamanja kumasula mankhwala, kupereka mankhwala ndi zina;
• ubwino wotani: makonzedwe a ufulu kapena mankhwala kuwathandiza ndi (kapena) otentha chakudya, makonzedwe a atali, njinga, ndi zoyendera ena msewu;
• makhalidwe (udindo) ubwino, kupereka bwino ŵakwenera chirichonse.

3. Kupatukana wa periodicity:

• ambiri gulu - ubwino pamwezi, monga malipiro a ngongole zofunikira kapena kupeza mankhwala zoyenerazi;
• Pachaka (spa chithandizo, etc ...);
• kamodzi kapena yaitali ubwino ndi intervals: Zikuphatikizapo kukonza yaikulu thandizo kapena maziko concessional, unsembe wa landline foni, wailesi ndi zina zotero.

ubwino General kwa anthu olumala

Start, mwinamwake, n'zomveka kuti ambiri malipiro ŵakwenera chilamulo feduro kwa magulu onse a anthu olumala. Kulongosolerana: ngakhale ubwino zinafotokozedwa lamulo magulu onse a anthu olumala, zingasiyane kukula kapena kulunjika modalira digiri kulumala. M'pomveka kuti gulu 1 kumafuna malipilo lalikulu zambiri kuposa ubwino anthu olumala 2 ndi 3 gulu, kuyambira kale zambiri zochepa kwambiri m'moyo.

Kupatula ufulu kulandira phindu ndalama zafotokozedwa pamwambapa, ndiponso ufulu indexation nthaŵi zonse, pali ena ubwino wamba anasangalala ndi olumala magulu 3. Kodi ubwino kudzidalira anthu onse olumala kapena kupita mwana olumala chiyani?

Choyamba, n'zotheka kupeza (kugula) m'dziko ufulu chuma - kwa munthu yomanga nyumba kapena zofunikira (munda) chuma.

Kulandira ŵakwenera (koma kwa magulu ena ndi ufulu) kugula mwapadera okonzeka galimoto kapena ngolo. Izi zikuphatikizapo ufulu woyenera kupatsidwa chipukuta misozi ndiponso kulemala ndalama za kuyendetsa galimoto zimenezi.

Anthu olumala amene ali ndi ndalama mwezi wa zosakwana mosavomerezeka osachepera mlingo ang'onoang'ono, amagwiritsidwa yakuti kumasula ntchito za ntchito zodzitetezera pa umoyo wake (chikhalidwe. Antchito).

Dziwani kuti kuchuluka kwa ubwino ndi olumala magulu 3 ndi matenda wamba akhale zimasiyana, kunena, kwa malipiro operekedwa kwa magulu 1 ndi 2. Pachifukwa ichi, mfundo zonse madalitso zilipo boma ndi dera pa nkhani iliyonse munthu, n'zomveka kuti fufuzani ndi matupi katswiri chikhalidwe. chitetezo. Komanso, malamulo a boma kudziwa zimene maudindo olumala 3 magulu dera lililonse la Chitaganya cha Russia.

Nyumba phindu kwa olumala

lamulo Federal amapereka zotsatirazi ubwino anthu ndi olumala magulu 3: munthu wolumala ndi ofunika kulandira kudzera Fund ndi penshioni MBABWERERA 50% ya ndalama izo amathera mwezi uliwonse, kulipira nyumba ndi zofunikira ntchito. Komanso chipukuta misozi chimodzimodzi kugula mafuta magetsi.

Kukonzanso. Kodi pali phindu kwa gulu lachitatu?

Payokha tione malamulo "luso" oterowo pankhani ndalama mwezi, ndi zimakhalanso posachedwapa anaonekera malipiro kufika "kwa kukonzanso lapansi." Small lero ndi zotuluka pa ena "rasplyvchivost" mudziwe pa phunziro ili pa chuma ambiri amachita yankho la funso kukonzedwa yaikulu ya ubwino kovuta. Malinga ndi malamulo panopa lero, anthu olumala vozmodzhnostyami, kaya gulu lawo kulandira phindu - analipira theka kuchuluka kwa kukonzanso kwa nyumba katundu.

osaphatikizidwamo msonkho

Waukulu "msonkho thandizo" ku boma kuti olumala magulu 3 ndi asandilembe msonkho. Iwo osapatsidwa malipiro onse ndi phindu limene munthu wolumala amalandira boma, kuthandizidwa opindula, boma penshioni, mtengo wa zilolezo mu chitsogozo cha spa chithandizo (kupatula kuyenda).

N'chimodzimodzinso ndi thandizo abwana ngati wantchito wakhala anapuma chifukwa chilema ndi chipukuta misozi kupanga medicament bwana, koma ndi kuchuluka kwa 4,000 rubles.

Pali dongosolo ŵakwenera ndalama galimoto msonkho: mwakwera galimoto anagula othetsera olumala mu mabungwe moyo chikhalidwe, si zedi. Koma lamulo ikuti kuti ayenera kukhala monga galimoto ndi injini mpaka 100 ndiyamphamvu, zida ndi zipangizo zapadera kapena kamangidwe wapadera. Nthawi zambiri, dziko la chiyambi cha izi magalimoto "wapadera" - Russian. Ubwino wolemala magulu 3, mwatsoka, siligwira ntchito kwa misonkho pa mphatso kapena cholowa - ndi katundu msonkho ziyenera analipira zonse.

yothandiza. mankhwala ufulu

Anthu olumala akhale ndi thandizo ndithu kwa malipiro chikhalidwe mokondera. ubwino Kodi wolemala magulu 3 m'dera lino?

Gawo la malipiro mwezi wa kulemala ngati 'phukusi' a yothandiza:

1. Kuonetsetsa "ŵakwenera" mankhwala ufulu. Lembani iwo mankhwala yakuti dokotala kapena zipatala pangozi ku malo a zamalamulo: zochokera matenda, koma bukuli motsata mndandanda wa mankhwala, wotsimikiziridwa ndi Utumiki thanzi. Palinso ubwino kugula mankhwala si yopezeka pa mitengo Kuchotsera.
2. Kuchotsera pa kutenga spa chithandizo anapereka pa nkhani iliyonse munthu, kapena mfulu kapena pa mtengo yafupika - thandizo wapangidwa mankhwala. Malipiro kamodzi pachaka, wokwanira mtengo theka la ndalama zonse mayendedwe a zolankhulirana.
3. kuchepetsedwa Price mu m'matauni ndi wakunja kwatawuni zoyendera anthu.
4. Kupereka kapena thandizo kugula zipangizo zachipatala.

Ngati anakhumba, ndi kubala onse kapena mbali za ubwino "phukusi chikhalidwe" munthu wolumala angathe kukana kugonjera maulamuliro zotchinjiriza moyo zotsatirazi mawu.

Pankhaniyi, kubwezeretsa phindu, ndipo m'malo ndi malipiro ndalama, kudzakhala kotheka kokha ndi chiyambi cha chaka chotsatira wina pamene ntchito adzabwezeretse malipiro ŵakwenera kuuzenga.

ntchito Home ofotokoza chikhalidwe

Monga izo zanenedwa, kumasuka thandizo mu mawonekedwe a ntchito kunyumba ofotokoza kuti anthu olumala angagwiritse ntchito gulu lachitatu, amene ndalama ndi pansipa osachepera ang'onoang'ono anaika.

Malowa angakhale monga thandizo yobereka mankhwala ndi mankhwala, kukhalabe zinthu ukhondo mu nyumba, chithandizo ngakhale kupeza thandizo loyenerera la loya.

Inunso muli ndi mwayi wolandira chithandizo analipira wantchito yothandiza anthu, amene angatanthauze kuti gulu lirilonse la anthu olumala. Mndandanda wa ntchito analipira chikhalidwe pafupifupi kumaphatikizapo kupereka kukonza ndi dishwashing kuthandiza kamangidwe ka matupi departmental anthu.

Ubwino yopemphera kwa bungwe la maphunziro ndi kukonzekera maphunziro

magulu 3 olumala ali oyenera kulowa sanali mpikisano mu Os kokha pamene zotsatira zabwino za mayeso pakhomo, ndiponso kusapezeka kwa contraindications zachipatala kuti maphunziro. Ophunzira olumala kwenikweni stipend, kuchuluka ndi chiphaso cha zomwe zimadalira pa mlingo wa maphunziro ndi ntchito.

Madalitso kwa anthu lova olumala

ubwino Kodi olumala 3 magulu amene mwalamulo amayi lova? mndandanda uli motere:

• kugula mankhwala oyenerera 50% ŵakwenera kuchotsera;
• chipukuta misozi kamodzi pachaka, wokwanira mtengo theka la ndalama zonse mayendedwe a zolankhulirana (kwa malo ndi kumbuyo) mumzinda wa spa chithandizo;
• kuchotsera ŵakwenera pamene kugula mitundu ina ya nsapato mafupa.

Ubwino m'munda wa ntchito ndi ntchito

Poganizira chipukuta misozi yabwino kwa munthu kugwira ntchito olumala, m'pofunika kuganizira funso ili: ngati ubwino olumala magulu 3 ntchito kapena kuntchito?

Woyamba, pa chimene inu kuziganizira - gulu la kulumala si chifukwa chokana ntchito kuti ntchito kuti ndi oyenera mankhwala. Komanso, pansi pa malamulo panopa ntchito, kampani, amene amagwiritsa ntchito ogwira ntchito oposa 100, ndi kukhala mwapadera opaleshoni chipinda kwa munthu olumala ndi kutenga antchito ndi chilema pa boma.

chikhalidwe china chofunika kwambiri chimene chimawaika mabwana a Chilamulo Federal "Pa zodzitetezera pa umoyo wa invalids mu Russian Federation" - ndi inadmissible kulowa ndi olumala wantchito mgwirizano ntchito ntchito, umene kungapondereze chilichonse ufulu wake poyerekeza ndi anthu amene sali wolemala. Mwachitsanzo, ngati tikulankhula kuchepetsa malipiro pochita ntchito yomweyo.

Ngati tiyenda pachimene amapindula wolumala magulu 3, chinkhoswe mu kupanga, Taonanitu mndandanda uli mmunsiwu zinali zoona pa chiyambi cha 2016:

• tchuthi chapachaka zokulitsa nthawi - masiku 30 kalendala;
• ufulu kulandira tchuthi pachaka popanda malipiro (malipiro kuteteza) - mpaka kalendala masiku 60;
• chipukuta misozi malipiro 50% ya spa mankhwala, kuphatikizapo popita kumalo a chithandizo;
• Ndi zoletsedwa kubweretsa ntchito Loweruka ndi Lamlungu ndiponso tchuthi kapena kukagwira ntchito yowonjezera popanda chilolezo kwalembedwa za antchito ndi matenda;
• phindu nawo pa kugula mankhwala pa theka ndalama.

Ngati wantchito - olumala 3 magulu ndi matenda, ubwino kuchepetsa ntchito iye ndi Labor Code palibe. Koma pali zosiyana. Ngati kumene adzafupikitsidwa ntchito tsiku chinanena kumapeto kwa ntchito zachipatala, bwana ali ndi ntchito kuti kuchepetsa kapena kusintha nthawi, kapena sabata ntchito, koma si zokhazo chinachake.

Amene amapereka udindo wa "olumala mwana"?

Zina chipukuta misozi ŵakwenera, ngakhale kwambiri, kamakhala wolemala kuyambira ubwana 3 magulu. Ubwino anapereka kwa anthu ndi matenda izi, makamaka ndalama nkhawa msonkho:

• asandilembe msonkho chuma (koma okha pa chuma cha munthu wachibadwa);
• kwa anthu olemala mu gulu ili, kutsegula malonda, osapatsidwa amalipiritsa chonse;
• mu nkhani ya chilolezo kwa nyumba zingati kuvomerezedwa amadziwikanso osati mlandu;
• msonkho dzikolo; pa dziko wokwatibwa ndi mwana olumala (kapena zigawo zake), m'munsi msonkho ayenera kuchepetsedwa, ndi kuchuluka kwa "kuchotsera" chibwenzi - 10 000 rubles.
• msonkho deduction msonkho munthu: kuchuluka kwa rubles 500 / pamwezi, omwe ali nawo mu nthawi msonkho.

Motero, anthu ambiri olumala osaphatikizidwamo malamulo kuonetsetsa moyo zawo ndi omasuka m'dziko.