Amene amadalira chilango ngati CTP overdue?

M'zaka zaposachedwapa, pali nthawi pamene oyendetsa magalimoto zifukwa zosiyanasiyana, ndiribe nthawi kapena kuiwala kuti alembere mfundo MTPL. Komabe, sikuti aliyense amadziwa chimene angathe kulandira chilango kwa izo, ndipo izo zonse. Pambuyo dalaivala ali inshuwalansi, koma nthawi yake chabe n'kumwalira ...

mfundo za overdue

N'chifukwa chiyani milandu kuti CTP ndi overdue?

Choyamba ndi Dziwani chimodzi chofunika kwambiri ndi zofunikira mu CTP kulembetsa ndondomeko, zomwe ndi mbali yaikulu mozungulira pa zochitika kuchuluka kwa kuchedwa kwake.

The zifukwa kwa akuchedwa amene amapezeka mfundo ndi banal kuyiwala dalaivala kapena kufuna sadziwa. Zifukwa zimenezi ndi odziwika, koma pali wina - vuto anakafika malamulo chifukwa cha queues yaikulu. Ngati pamaso dalaivala anayenera kudikira awo kwa maola atatu, koma tsopano nthawi kuyembekezera chawonjezeka nthawi zambiri, panali ngakhale chisanadze umboni kwa kutambasuka kwa inshuwalansi, nthawi zimenezi miyezi itatu. chifukwa cha queues chiyani? Ndi yosavuta: pambuyo mitengo inshuwalansi ndi reimbursement kuchuluka kwambiri, ambiri makampani inshuwalansi akuyesera kuti konza ntchito yawo ndi kupereka makasitomala awo inshuwalansi MTPL ndi katundu inshuwalansi katundu kapena matenda, mwachitsanzo.

Ndi chifukwa cha ichi anayamba kuoneka queues yaitali makampani amene inshuwalansi sindikufuna kukakamiza ogula ntchito zina. Gawo la zinthu limachititsa kupulumutsa utumiki pa kulembetsa ndondomeko pakompyuta inshuwalansi, koma kuchuluka kwa anthu amene amadalira njira zofanana mpaka ndi otsika.

nthawi yaitali bwanji mukukwera ndi chabwino inshuwalansi MTPL? Ife adzamvetsa.

lingaliro sanali sakupezeka

ziziyenda onse ayenera kudziwa kuti zimenezi kulibe lero. Mosakayikira, kugwiritsa ntchito mawu amenewa lofala yabwino ponena kuti sanali kutambasuka kwa inshuwalansi, koma mtengo malamulo chinthu choterocho sipanatenge kuyambira 2009. Mpaka nthawi imeneyo, izo opareshoni ulamuliro womwe pagalimoto mwalamulo akanachititsa pasanathe mwezi umodzi kupita kwa ndondomeko, amene namwalira. Ndi nthawi kupereka oyendetsa kusankha inshuwalansi kampani ndi zochita za kufunika kuwonjezera mfundo. Nthawi imeneyi, malamulo ndipo ankatchedwa overdue, koma adali mphamvu malamulo. DPS analibe ufulu chilango kwa CTP mochedwa.

Koma lero pali ufulu kuyambira tsiku loyamba la kuchedwa, chifukwa, malinga ndi kusinthidwa womulera pa mapeto a malamulo akuti mfundo atayika ndi n'loonadi ake malamulo ndi zikhalidwe zoonjezera ndi kwina.

Chotero ngati CTP ndi overdue, inu mukhoza kutenga chabwino pa tsiku loyamba pambuyo inatha n'loonadi ake. Tiyeni tiwone chimene zilango zimene, ndi zina iwo ingagwiritsidwe ntchito lero.

Zindapusa kwa mfundo overdue MTPL

Poyambirira, mpaka 2014, izo choikidwacho chabwino chilengedwe chonse, ndi kukula kwa zinali 500 rubles chifukwa chophwanya otere, monga pochedwetsa, kusowa mfundo kapena sanamwe pa woyendetsa galimoto dzanja ulamuliro amene sanalowe mu inshuwalansi. Komanso, chabwino angazigwiritse ntchito miyeso kwambiri - akhoza amaletsa ntchito galimoto, kuchotsa manambala, ndipo ngakhale kutumiza galimoto pa chilango magalimoto.

Mu nkhani ya achire wa manambala dalaivala ndi tsiku kuti akapereke bwino mfundo ndiponso akabweretse manambala awo.

Pakali pano, monga ife tikudziwa kale, ngati CTP ndi overdue, kuika chilango. Kutsatira chilango ngati kuti dalaivala wolakwayo athanso ku tsiku loyamba la malamulo a yomweyo. kuti ili mukuimira gawo loyamba la Article №12.37 Administrative Code, amene anali kusinthidwa posachedwapa - October 15, 2014. The kusinthidwa adalowa mphamvu pa 15 November 2015.

Mbali yoyamba ya m'nkhaniyi amapereka ziletso zina ndi dalaivala ngati galimoto ndi CTP anatsirizika. Likukhalira, malamulowo kusinthidwa lilibe mfundo "mfundo overdue", koma gawo ili la chilamulo zogwirizana ndi nkhaniyi.

ndi ziletso poyerekezera ndi dalaivala chiyani?

Ndithu chabe, malamulo amapereka kwa chabwino cha rubles 800. Kuti, ngati woyendetsa chinagwidwa anamutulutsa m'chipatala chabwino ndi kumasula - palibe zilango zina si ntchito. motere chifukwa chinanso chimene kukana dala kulembetsa za ndondomekoyi: dalaivala amene makamaka akamayendetsa m'madera kawirikawiri olondera wa apolisi magalimoto, kangapo mtengo kulipira dipo kwa CTP mochedwa, osati kuwononga ndalama zambiri kuti nkhani ya inshuwalansi. Tikumbukenso kuti zimenezi n'kopindulitsa pokhapokha ngati dalaivala nzosachita ngozi.

Tsopano ife tikhoza kumvetsa vuto chabwino ndi. Koma tiyeni kuthana ndi funso limene tingafunse zambiri: kangati patsiku DPS Woyang'anira mwina zabwino dalaivala ngati CTP ndi overdue?

Funso limeneli akhoza zimachitika kusamvana gulu - ndi choncho, kuti malinga ndi Article №4.1 amanena 5 Administrative Code DPS atha osati zimadzetsa vuto lalikulu dalaivala kangapo chokhumudwitsa chomwecho. chisokonezo ichi linawonjezeka chifukwa chakuti mwayi chinathetsedwa pa tsiku kusamukira chiwerengero kudzipatula - mu nkhani iyi, ndalama woyikidwa chiyani pa mpando.

Koma lero zinthu zasintha: chilango cha overdue inshuwalansi CTP akhoza ziletso iliyonse mfundo ya kuchedwa kwake. Izi zikutanthauza zotsatirazi: ngati kuswa kutanthauziridwa monga galimoto ulamuliro pa misewu anthu, pakalibe inshuwalansi CTP. Izi ali kamba ziwiri zofunika:

• An anatsirizika inshuwalansi ndondomeko si mtundu osiyana ndi mulandu ndipo ukugwira choti ndi chitetezo pa onse.

• Mu mfundo wapezeka kuyenda popanda MTPL amadalira chilango osiyana.

Iwo likukhalira kuti chabwino adzakhala chokhwima osati chifukwa chosowa mfundo kapena kuchedwa, ndi kayendedwe kwambiri misewu popanda malamulo. Ndiko kuti, ngati simugwiritsa ntchito misewu wamba ndi mfundo chirichonse.

Choncho, nthawi iliyonse inu amakodwa pa msewu wopanda malamulo, ndi wodziimira osiyana mfundo chokhumudwitsa ndi chilango cha nthawi iliyonse adzalekanitsa - 800 rubles aliyense nkhani ya adani. Ine ndikudabwa chimene inu mukuyigwira, kenako akhoza kulipitsidwa yemweyo MRF wogwila ntchito ngati kuti zimachitika. Ndipo kodi pali chilango kwa CTP mochedwa mabungwe alamulo?

Chilango mfundo overdue kwa mabungwe alamulo

Pa chifukwa chimenechi lamulo kwathunthu kuimaliza kukonza. vuto limakhala lakuti anthu malamulo ndi makampani awo zoyendera kusankha pa kufunika inshuwalansi galimoto (aliyense payekhapayekha).

Komabe, udindo chifukwa cha zolakwa zonse zokhudza inshuwalansi, ndi chabe dalaivala, osati bwana ndi bungwe lalamulo. Si zoona ndithu dera kumene.

Iwo likukhalira kuti ndalama za inshuwalansi overdue adzakhala oletsa anthu amene amalembedwa ntchito ndi bungwe lalamulo. Pankhaniyi, tikhoza kupereka malangizo kwa dalaivala amalipidwa:

1. M'pofunika kudzikumbutsa abwana anu kuti kupsa atapita tsiku inshuwalansi. Ndipo izo bwino pasadakhale - miyezi itatu pamaso pa akuti agwirizana.

2. Ngati inu kulipira chilango bwana kunyalanyaza, muli ndi ufulu kukakamiza malipiro oyenera. Ngati akukana kukwaniritsa izi, funso angathe kuthetsedwa kapena mwa amanena chisanadze mlandu, mwina pogwiritsa ntchito zoti kumawononga m'makhoti. Kodi n'zotheka CTP overdue ndipo sataya manambala? Pa lino.

Achire ndi kuchira zipinda pa chilango magalimoto

Nthawi zambiri funso n'lakuti kwa dongosolo: Kodi DPS ochita chipikisheni woyenera kubwereka zipinda inshuwalansi galimoto overdue kapena kuchoka pa mapaundi galimoto?

Lamulo Yankho mosapita m'mbali kuti: ayi, ochita chipikisheni mulibe ufulu amenewa.

Komanso mwapadera, ndi kale, koma zimenezi zisanachitike anali ndi ufulu amenewa. Izo zimafika kuchotsa №27.13 Nkhani ya Administrative Code, amene okhudza zimene madalaivala a chilango cha chokhumudwitsa amenewa. Sanaithetse lamulo loletsa kugwiritsa ntchito galimoto.

Posachedwapa, dalaivala akhoza kukwaniritsa mopanda malire magazini a manambala boma. Pa nkhani imeneyi, ndi muyeso kugwirizana ndi achire a manambala, zilibe tanthauzo ake othandiza. Likufanana ndi izi chinathetsedwa ndi gulu la magalimoto imene anaimitsa pa bokosi, amene poyamba ankachita ochita chipikisheni DPS. Iwo ayenera kugwirizana kuti si chilango ndendende njila chifukwa chokhala anatsirizika inshuwalansi CTP. Mwamwayi, zonsezi ndi m'mbuyomu, ndipo tsopano dalaivala kuwala zabwino basi.

Ndi kuti kusintha, kukhudza CAO, tinganene kuti positive.

Zotsatira za ngozi pa CTP overdue

yaitali Kodi mungachite ndipo zikutanthauza chiyani?

Ngati ngozi ndi kutengapo mbali yanu ndi wanu inshuwalansi watha ntchito, chakudya yabwino ya rubles 800 kulipira Mulimonsemo, ndi zolakwa zanu ndi wosalakwa kwa zilibe bwanji.

Ngati inu nokha mu ngozi wolakwiridwayo, ndi funso la kusankha kumawononga njira yonse mpaka pa inu. N'zotheka kuthetsa pa malopo, mu chisanadze mlandu kapena kukhoti.

Ngati ngozi vuto lanu, ndiye kuchuluka lonse la ndalama azilipira wolakwiridwayo adzagwa pa inu. Mwina kulipira Mulimonsemo, kuyambira file inu mu khoti akhoza ndi woberedwa, ndi kampani ya inshuwalansi wake.

Kodi n'zotheka kupewa chilango mochedwa mfundo MTPL?

Nthawi zina zimachitika kuti madalaivala mukudabwa kuti n'zotheka kupewa chilango cha mfundo overdue.

Zingaoneke zachilendo kuti mwayi wotero! Koma m'pofunika kuganizira kuti tsenga ichi ntchito pokhapokha ngati chisanadze dalaivala pokonzekera "adani" ndi Woyang'anira wa apolisi magalimoto, omwe angagwe. chikhalidwe china chofunika kwambiri ndi kukhalapo kwa dalaivala wina kumbuyo gudumu la galimoto yanu.

Kodi muyenera kuchita? Muyenera kuti aliyense mphamvu yosavuta loya kulamulira galimoto, kuika munthu kumbuyo gudumu la galimoto yanu ndi galimoto mosamala naye pa ntchito yake. Pankhaniyi, palibe kuopa chilango.

Dziwani kuti ngati inu amakodwa galimoto apolisi magalimoto, wondiyimira sadzakhala ndi udindo, ndi kulipira chindapusa. Tiyeni kumvetsa, kodi nsomba, ndipo n'chifukwa chiyani zimenezi zili zotheka.

Izi kotero kuti, malinga ndi lamulo mokakamizidwa inshuwalansi galimoto TPL, pamaso pa ulamuliro kusamalira munthu amene ndi ulamuliro m'chipatala, basi amayamba zikamera wa mwalamulo umwini galimoto. Ndipo uyu, nayenso amapereka mwayi kwa masiku 10 kulamulira galimoto popanda inshuwalansi.

Zofunika! Pankhaniyi, ngati inu kuletsa Woyang'anira magalimoto apolisi pa gudumu ayenera kukhala chimodzimodzi trasti, ndi mphamvu yovomerezedwa ndi satifiketi kulembetsa tidzakwatulidwa anapitiriza ndi matrasti ndi.

zinthu kunja

ndi chilango mochedwa mfundo MTPL Amawapatsa m'mayiko ena chiyani?

Ngati ife tikufanizira Russia ndi mayiko ena, chilango cha wabwino wa rubles 800 - ndi asatipusitsenso.

Mwachitsanzo, m'mayiko EU kwa siudzalandilidwa ngathi lamulo ofanana a dalaivala ali kulipira mumauro 300 mpaka 700, ndi zina n'zotheka ndi laisensi kuyimitsidwa.

Chotero chilango yotsatira ndi osauka kwambiri Ukraine pafupifupi 425-850 hryvnia, omwe ndi apamwamba kuposa yabwino Russian.

Deta yotere akusonyeza kuti tingayembekezere kuwonjezeka wina mu tariffs. Komabe, pamene pomwe lotsatira la zilango sanayambebe kudziwika.

Malangizo

Sikuti kuzengereza kupereka ndalama. Pamene inu kulipira dipo pasanathe masiku 20 pambuyo imposition wa kuchotsera 50%. Ngati inu dodgers, ndiye inu mukhoza ntchito njira zina zodzitetezera monga utsogoleri m'ndende kwa masiku 15 kapena kuikidwa kwa maola 50 akutumikira dera.

Sikuti kukhala wamwano ochita chipikisheni DPS, ngati inu kulemba chabwino kwa overdue udindo inshuwalansi chida. Panthawi imeneyi palibe zinthu mitigating mu chirengedwe, kotero Woyang'anira ayenera kulemba chabwino, kuti apereke chenjezo.

Pomaliza

tizindikira tsopano kuti kwenikweni amatanthauza mawu akuti "inshuwalansi overdue" ndi wavomerezedwa kukhala kuphwanya chilango ngati lero. Popeza Nkhaniyi, inu mosavuta kusankha kaya kusuntha galimoto lake pamaso pa mfundo ndi anatsirizika. Izi adzalola kuti kutenga njira zothandiza pasadakhale. Ndipo mfundo: musati skimp pa inshuwalansi mokakamizidwa. Kwenikweni zimene anthu kuthandiza kukonza chitetezo magalimoto m'misewu ndi cholinga chofuna onse.

Ndipo ngati overdue inshuwalansi MTPL tsopano chikalata Intaneti. Ndi kudya ndi zimakhalanso zotsika mtengo. Chifukwa chakuti patsogolo alibe kuima, zonse kutukula ntchito. Tsopano galimoto akhoza inshuwaransi yake, popanda kuchoka panyumba pathu.