Bank "Moscow Kuwala": ndemanga. kudalirika kwa banki "Moscow Kuwala"

Malonda Bank "Moscow Kuwala" anayamba ntchito yake pa gawo la Chitaganya cha Russia mu 1993, pamene analandira chilolezo kuchita ntchito banki, ndipo patatha zaka zisanu ndi ziwiri - kukopa miyala ya anthu. The mkulu mlingo wa Luso umboni ndi umembala wa OFULUMIRA, ndi Association of Russian Banks ndi ARBK. Kwa nthawi yaitali kosamalira ndalama kupereka osiyanasiyana ntchito mabizinezi ndi anthu. Koma mu February chaka chino, iye anayamba ndi mavuto.

Mfundo yoyamba za mavuto

Iwo analengeza kuyimitsidwa movomera madipoziti mu "Kuwala Mu April chaka chino mu Moscow." mavuto Bank anafotokoza ndi mavuto luso. Analengeza kuti anayamba gawo pulogalamu yatsopano, kotero kulandira madipoziti mongoyembekezera inaimitsidwa. Komanso bungwe ngongole sanali kugwira ndikupeleka pakati pa mabungwe ndi anthu. Ngakhale mawu boma, ngakhale panali mphekesera zoti mavuto anali pachibale ndi lamulo la Bank wa Central.

inakonzedwa anayendera Bank ku Central, zotsatira zomwe zoletsa ziletso zinachitikadi mu February 2014. 12 miliyoni rubles - pazipita analola chiwerengero cha madipoziti mu banki "Moscow Kuwala". Muyezo wa bungwe ngongole kwa mfundo imeneyi yakhala otsika kwambiri. Bank ili wachiwiri (TH 172) zana ndi chuma. Pa kotala choyamba cha 2013, analandira miliyoni 142 phindu kwa nthawi yomweyi chaka chino - miliyoni 57 zomvetsa. Dubna ndi Podolsk - - chifukwa cha chosapindulitsa Chifukwa, nthambi ziwiri anatsekedwa. Pambuyo uthenga uwu, kudalirika kwa banki "Moscow Kuwala" pamaso pa makasitomala ambiri wathetsedwa zikuchepa.

review layisensi

May 16, 2014 Bank of Russia analengeza revocation wa ziphatso awiri likulu la mabungwe ngongole. Mmodzi wa iwo - banki "Moscow Kuwala". Chiphatso wakhala lakana chifukwa mobwerezabwereza sanali kugwilizana ndi malamulo. Pa nthawi yomweyo analengeza kuti zopereka ilipiridwa palibe pasanafike May 27. chisankho uyu adagwiridwa ndi Agency Gawo Insurance Agency (okayikitsa). Mamembala a dongosolo anati kupenda chilolezo cha chochitika inshuwalansi. Mu mgwirizano wa Investor kulandira 100% reimbursement wa gawo, koma okwana malipilo sadzakhala upambana mazana asanu zikwi. amene kale ankawapatsa wa ngongole gulu akhala chidwi mwachangu kaundula kulandira malipiro inshuwalansi.

Mavuto ndi kubwerera kwa gawo pa anthu okayikitsa

Osati makasitomala onse wakale wa banki ankadziona pa mndandanda chipukuta misozi. Ambiri ankanena kuti iwo anakana kulipira chifukwa chakuti maina awo sanali mu kaundula wa madipoziti kubanki. Mwamwayi, ife transact popanda zindikirani kuti makasitomala za kutseka kwa nkhani. Udindo deta chinyengo - Bank "Moscow Kuwala". ndemanga makasitomala pa maonekedwe akutitsimikizira izi. M'manja mwa depositors ndi mfundo zosonyeza kuti iwo sanafuna ntchito zimenezi.

Pali inayenera kukhala njira

Ngakhale kuchotsa mgwirizanowo unilaterally, banki chiwongoladzanja pa madipoziti, kotero ya kobiri akhoza kuchotsedwa. zina akhala kudikira okayikitsa lapansi. bungwe lipoti kuti zikukangalika ntchito kuthetsa nkhaniyo komanso vuto ndi malipiro sayenera. Mapulogalamu kwa malipiro a inshuwalansi malipilo akathe kubweretsedwa mkati zaka ziwiri. Imeneyi ndi avareji akuti a banki liquidation.

Anthu ndalama amene poyamba mungakumane achilamulo kaundula malipilo amalangiza ndondomeko zotsatirazi. Kuyamba kulemba mawu kwa anthu okayikitsa mupezeke mu kaundula wa ndalama za inshuwalansi. Ndiye muyenera kulemba mawu kuti apolisi za nkhaniyi ndipo kugonjera amanena kukhoti. Ngati mkati 30 kalendala masiku a okayikitsa sudzapereka yankho, m'pofunika kupeleka mlandu chachiwiri - nthawi ili pa bungwe la. Ndondomeko osati kuti anunkhizanso pa. Izi zikhoza kukhala njira yokhayo kubweza ndalama padera ku banki "Moscow Kuwala". Reviews wa depositors wakale "Master-Bank", limene chiphaso lakana mu December 2013, icho akutsimikiza. makasitomala ambiri simungapeze ayankhe okayikitsa lapansi.

Bank "Moscow Kuwala": ndemanga kasitomala wochita obwezeredwa

malipiro Compensatory akhoza analandira mwa nthambi ya Bank ndalama. The bungwe ndalama akubwerera ndalama mosamalitsa pa rositala okayikitsa. The Bank komanso ndi mkhalapakati kasitomala ndi okayikitsa kuti ngati deta yanu si mu kaundula wa. Mu gulu la dipatimenti, mukhoza kulemba ntchito ndi kugonjera zikalata zonse zofunikira kuti rositala lapansi.

Ataona ndandanda "Kuwala wa Moscow" anapeza nambala ya opaleshoni samapezeka pepala bwino ndipo kwina dongosolo kubanki. chiwembu Izi zikufanana kwambiri nkhaniyi MOSOBLBANK ndi "Master-Bank". Choyamba pambuyo kusainira mgwirizanowo ndi kasitomala ndi kupanga Investor ndalama nkhani yopezeka pa usiku ndalama tsiku lomwelo ku nkhani makampani ofanana. About wotuluka ngati makasitomala ngakhale anaphunzira kunali kokha mwa mwayi. Banki chachiwiri ali ndi gulu osiyana VIP-depositors amene ndalama Sizilowana mwa chuma ambiri.

Kodi kuchita ndi kuchuluka kwa makasitomala mtsukowo rubles 700 zikwi

zofuna za makasitomala, amene anapanga banki "Moscow Kuwala" kuchuluka kwa miyala ya rubles 700 zikwi, kukhuta choyamba. Pambuyo pa achire wa Chiphatso wa Bank of Russia adzakhala anaika boma wogwirizira zimene kusamalira bungwe ngongole pamaso khotilo za chiyambi cha ndondomeko liquidation.

Pakuti kupereka zofunika angongole (a depositors wakale wa banki) Mulembe mawu olembedwa, mwachindunji kuchuluka kwa iyo ndi mfundo ya kulanda ndalama. ntchito ayenera angagwirizanitse makope kapena yoyambirira yeniyeni ya zikalata akuthandiza. Zimakhala:

• pangano ndi banki;
• amene anadza mu mphamvu zochita khothi;
• zikalata natsimikiza ndikupeleka pa nkhani bungwe Ngongole;
• mawu nkhani kusonyeza bwino, makamaka pa tsiku revocation wa Chiphatso;
• ena akuthandiza zikalata.

Masiku kuti njira obwezeredwa

The Administration wogwirizira pasanathe masiku makumi atatu kuchokera tsiku la kulandira ntchito adzakhala awadziwitse wodandaulayu likhale ake mu kaundula wa zofunika (mokwanira kapena pang'ono) kapena kukana. Yotsirizira akhoza kutseka osati kale 60 Patapita masiku buku la kulingalira za liquidation wa ngongole bungwe mu nyuzipepala "News wa Bank of Russia." Tsiku lenileni mbiri adzaphatikizidwa Giliyadi anali.

kuti, kukakomana ndi zofuna za makasitomala motere. Choyamba m'mawa kwa anthu amene amaganiza mgwirizano wa gawo gombe, ndipo anakumana ndi maudindo akuwuka kuchokera kuvulaza moyo kapena thanzi. Hereinafter - Bank la Russia amafuna, ndi kukhoma ubwino severance, malinga ndi mgwirizano pa ntchito. Gulu lirilonse wotsatira zofuna zimakwaniritsidwa pambuyo kukhazikitsa utumiki wa zitsimikizo za munthu m'mbuyomu.

chidule

Kale anauzidwa kuti okayikitsa sanathe kupeza umboni kuti makasitomala kuposa zikwi awiri madipoziti okwana rubles biliyoni mu banki "Moscow Kuwala". Kasitomala ndemanga, ndi depositors akale a mabanki kuti nawonso kudzipatula chiphatso mtumikiyo zimatsimikizira kuti ndondomeko obwezeredwa m'malo yaitali. Choyamba, muyenera kusonkhanitsa zikalata zonse kutsimikizira mfundo za kupatula. Ndi mapepala awa ayenera kulankhula ndi ndalama Bank kwa malipiro inshuwalansi. Ngati dzina lanu lotsiriza mu kaundula wa anthu okayikitsa sapezeka, mukhoza mwachindunji kupyolera banki ndalama kulemba mawu kucheza ndi choncho dikirani chifukwa chosankha chawo.