Bwanji Mng'oma wa ogula ngongole pa makhadi popanda zikalata ndalama

Express ngongole zonse zakhala utumiki ambiri ankakonda mabungwe a zachuma. Ndipotu ndi - njira Onetsetsani kuti phindu yaikulu mu nthawi yochepa. Mlingo wa Kuyamikira amenewa akhoza kufika 70%, amene mabanki kufotokoza zinthu okwera chiopsezo. Ndipotu, processing ngongole khadi popanda zikalata ndalama, bungwe la ndalama akaganizira ndalama popanda chitsimikizo aliyense adzabweranso. phindu lalikulu Pankhaniyi amapereka zambiri inakhazikitsa Choncho ngongole. Komanso kumatha imfa mu chinyengo banki.

makhadi popanda maumboni ndi guarantors

Lero kuti apereke ogula Express Loan kungakhale pafupifupi banki iliyonse. Kuti ndalama pa nthawi yomweyo akhoza kukhala ndalama (mu ofesi), ndi khadi mwatsopano kusindikizidwa. Kupanga ngongole popanda zikalata ndalama, muyenera kupereka ndalama bungwe 2 chikalata, akuti:

1. Russian Federation chomveka pasipoti kulembetsa lamulo la pafupi ndi nthambi ya gombe anasankha.
2. Wina chikalata otsimikiza kuti asadziwe wobwereka lapansi.

Pezani ngongole popanda zikalata ndalama, kasitomala akulola kupereka zina wokwera mitengo - 70% pa annum, koma mawu malipiro akhoza zayamba mitigated powapatsa bungwe ndalama zambiri ndipo ukutitsimikizira. Ngati pali kokha mabuku awiri akhoza kutenga pazipita rubles 500 zikwi kwa nthawi yochepa. Ndipo ngakhale malamulo Russian Federation anachititsa, kuti ngongole izi ziti zomwe chimodzi ndi zaka theka, ambiri mabungwe a zachuma kawirikawiri upambana miyezi isanu ndi umodzi.

Mndandanda wa mapepala ndi ukutitsimikizira

Kuti kalembera wa ogula ngongole ndi zinthu bata angapereke zikalata izi ndi ukutitsimikizira kuti bungwe la ndalama, kuwonjezera pamwamba:

• Certificate ntchito pa mkulu;
• satifiketi ndalama kwa miyezi isanu ndi umodzi;
• chikole;
• Breakage chinthu - nthawi zambiri amachita ngati malo kapena magalimoto

Pankhani ya phukusi zonse zolembedwa, kuphatikizapo siginecha ya guarantor ndi ina chinthu mawonekedwe a malo, wobwereka yembekezerani kuti rubles mpaka 10 miliyoni kwa nthawi ya zaka 20. Kupanga ngongole popanda zikalata ndalama, akugwirizana ndi ambiri zikhalidwe za bungwe banki, kuphatikizapo mlingo wapamwamba chidwi ndi zambiri ndikosatheka oyambirira alipire ngongole ya. Choncho, wobwereka akuyamba kupereka oposa 50% ya mtengo wa katundu anagula misonkhano.

Lero tikhoza kunena motsimikiza kuti kutenga ngongole popanda kutchula munthu - ziri ngati kuti anthu a banki ndalama zanu movutikira. Ngati inu kale kubwereka, ndi zambiri zopindulitsa anasonkhanitsa phukusi yonse ya zikalata, kupeza guarantor ndi ina chinthu. Njira yokhayo thamo, chifukwa ndiye zinthu chiphaso yake idzakhala yopindulitsa kasitomala. chiwongola dzanja pa ngati ngongole adzakhala kawirikawiri upambana 15-20%, ndi pazipita kuchuluka kungakhale miliyoni 10 rubles.