Kodi kugulitsa nyumba paokha? Tax kwa nyumba anagulitsa. Sale a malo popanda intermediaries

Kaya malo malonda mipata popanda intermediaries? Kuti tiyankhe funso limeneli, m'pofunika kumvetsa chifukwa chake eni chuma kwa iye. Kutembenukira ku misonkhano ya mabungwe, anthu ambiri molakwa kuti atengepo udindo lathunthu la nyumba adagula ndi izo. Izi mwina chifukwa ntchito pokambiranapo sizimatanthauza. Malinga ndi lamulo la mgwirizano malonda ndi anamaliza wogula ndi wogulitsa, ndi Bureau katundu - mkhalapakati. Zilibe kutenga udindo uliwonse ndi udindo. Izo zedi chinanena mu mgwirizano utumiki pakati pa kasitomala ndi bungwe la. Chabwino, izo amaimira zofuna za wogulitsa mu bwino.

Anthu ambiri amagwiritsira ntchito misonkhano ya intermediaries, kupewa zinthu zosayembekezereka kapena chinyengo. Kudziwa momwe kugulitsa nyumba paokha, ndicho chiopsezo ndi suoneka iliyonse siteji ya ndikupeleka, tingawapiririre kudziteteza ndi kuchita popanda thandizo la bungwe la.

Malonda akuchita khama, kotero chindapusa mkulu akatswiri. Koma anthu ambiri anthu okonzeka kuyesetsa kuti ndalama, komabe amagwiritsa ntchito za intermediaries. Chifukwa chimodzi - sakudziwa mmene kugulitsa nyumba popanda malonda a. Atalingaliranso magawo onse a ndondomeko ya kugula nyumba, mukhoza bwinobwino popanda pokambiranapo lapansi.

masitepe Choyamba: momwe kuunikira, kugulitsa nyumba ndi kukonza kuonera

Kodi kugulitsa nyumba paokha, ndi pati? Pamaso ndikupeleka n'kofunika ipyole pa masitepe atatu oyamba a kugulitsa malo alionse:

1. Choyamba, muyenera bwino anapereka mtengo wa nyumba ya. Kuti tichite zimenezi, kusanthula maganizo malo ofanana. Mothandizidwa ndi nyuzipepala malonda, Intaneti kupeza malonda zogulitsa a nyumba mu dera limodzi la mzinda ndi magawo za ofanana: boma, malo, malo ndi zina. Mukhoza alire mmwamba pang'ono mungachite zofanana ndi kulongosola mfundo zonse ndi kufunsa utali nyumba chogulitsidwa. Ulili mtengo ayenera n'komwe kuti wogula angathe malonda. Kawirikawiri amakambirana ndi 5% ya mitengo ankafuna.
2. Popeza anakhazikitsa pafupifupi mtengo wa nyumba, icho chiyenera tcheru anthu ambiri ogula angathe. M'pofunika ikani malonda mu mabuku otchuka malonda, manyuzipepala kuyamikira ika pa tsamba ndipo muiike pa matabwa wapadera ndi zomwe. Malonda ayenera mwachidule muli zinthu zonse za nyumba, ndipo kulankhula pafoni. Kotero kuti ogula angathe musamatchule usana ndi usiku, mukhoza mwachindunji nthawi zina kuitana. Malonda ayenera kusinthidwa kawirikawiri ngati nkotheka.
3. ogulitsa onse, makamaka azimayi, amene ali ndi chidwi mmene kugulitsa nyumba yokha, malangizo othandiza pa nthawi imeneyi. Kukaona makasitomala ayenera kusonyezedwa Chenjezo:

• chokumanako kuti asankhe masana, ndi bwino mu tsiku;
• pamsonkhanowu, ndi zofunika pamodzi ndi munthu bwino;
• kuchotsa zamtengo wapatali ndi ndalama ku malo otchuka;
• konse kusonyeza zikalata choyambirira tichite, mafotokope yekha.

chiphaso cha gawo la

Musaphwanye kuthamangira kuchotsa malonda, mwadzidzidzi munthu kusintha maganizo ake, ndipo wogulitsa adzautaya kasitomala angathe. Atagwirizana pa mtengo, m'pofunika kupereka wogula kupanga prepayment. Amene zikugwira zambiri zawo ndipo amaphunzira zimene angachite kuti kugulitsa nyumba popanda malonda, muyenera kudziwa - mwalamulo nthawi izi zikhoza m'magulu osiyanasiyana: kulemba pangano pasadakhale (chiphaso kwa pasadakhale) kapena kupanga pangano kuyambirira pa pasadakhale. Pakuti mayiko ndi chitetezo kugula ndi kugulitsa pangano m'pofunika kuti kufotokoza kwathunthu anagulitsa chinthu ndi prepayment zinthu. Ndiye ngati kulephera kwa ndikupeleka wogula adzakhala kupereka reimburse akadali ndi zilango.

Kodi mgwirizano wa kugulitsa?

A lofunika kwambiri mu ndondomeko imeneyi - n'koyenera kuti pangano la zogulitsa, amene ayenera kukhala okonzeka mu masiku 2-3 asanabadwe yokonzedweratu ya ndikupeleka. Sankhani mawonekedwe a chikalatacho: notarization kapena zophweka olembedwa (PPF). Onse mitundu ya kulembetsa chimodzimodzi malamulo mphamvu. Komabe, amene ali kuphunzira paokha kugulitsa nyumba kubweza, muyenera kudziwa kuti mu nkhani iyi, pansi pa lamulo la mawonekedwe mgwirizano ayenera kuphedwa ndi odziwitsa a.

Drafting PPF mgwirizano - kwambiri ndalama ndi ndalama mozungulira 50-70 dollars. Pamene odziwitsa notarized mawonekedwe chikalata komanso amatenga anthu ena kugulitsa kuchuluka. Inde, mtengo wa mtundu wa kapangidwe ndalama zambiri mtengo kwambiri, simuyenera tisowa kusankha lopanda notarial ya mgwirizano ndi kuthera ndalama zina zapadera.

PPD-mgwirizano angalenge anu, kapena kupempha thandizo kwa loya. Mulimonsemo, muyenera bwinobwino mgwirizano wa kugulitsa malo mosamala onani mfundo wake:

• aliyense amene amagulitsa (dzina ndi pasipoti mfundo);
• adiresi ndi kumvera ndi mtima wonse ndi magawo zikuluzikulu zotchulidwa mu mgwirizano atafunsira BTI - chiwerengero f 11a ndi piano chiwerengero 22A;
• zinthu zogulitsa, mtengo wa nyumba ndi maonekedwe a midzi mwagwirizana;
• molondola mu zolemba mgwirizano wa mutu;
• nthawi kuti amasule nyumba ndi Tingafinye kwa icho anthu ndi boma, monga ulamuliro, ndi masiku 14.

Kulembetsa mgwirizano malonda

Chophweka njira ndi chabwino kwambiri kuthetsa mwagwirizana - bokosi gawo. Iwo m'pofunika kuti atsegule izo mu banki otetezedwa, yomwe ili m'dera ndale. Gawo bokosi adzaonetsetsa kuti wogulitsa mudzalandira ndalama yomweyo pambuyo kulembetsa zolembedwa zonse zofunikira.

Kamodzi ndalama aikidwa mu banki foni, muyenera pochitika kulembetsa mu Utumiki Federal kwa State Kulembetsa (FSGRKK) ali ndi mgwirizano wa kugulitsa malo ndi anasaina ndi zolemba izi:

• mutu chikalata ku nyumba anagulitsa (mgwirizano malonda, kalata ya cholowa, komanso umboni wina uliwonse ufulu wa mwini);
• cadastral pasipoti nyumba kuwapeza akatswiri BTI;
• Baibulo la nkhani zachuma (AKC) oyambirira kapena Tingafinye ku nyumba;
• Buku choyambirira № F 22A (ngati mukufuna), ndipo F № 11a (mogwirizana) zopezera BTI;
• magazini a zitupa za magulu onse ndikupeleka;
• akazi kuphunzira mmene kugulitsa nyumba yokha, muyenera kudziwa kuti zimatengera chilolezo cha mwamuna wake, mu nyumba, ndi amuna - chilolezo cha mkazi wake;
• ngati pali ana, zina, ayenera chilolezo cha otumikira ndi;
• pamene nyumba limodzi, anansi tikusowa kalata yomasulira (ngati ali eni zipinda zina) kapena mudzi (ngati ena chipinda si privatized);
• zikalata zina pa kuchenjera kwa kapitawo woyang'anira kulembetsa (kubadwa, imfa, etc.).

Ngati kaundula kuvomereza chikalatacho, izo zikutanthauza kuti chirichonse chiri kwa wopera. Kapitawo adzakupatsani chiphaso kulandira zikalata ndi kukonza nthawi imene muyenera kunyamula. Tinganene, zikalata FSGRKK olembedwa avareji ya masabata awiri, ndiye wogula ndi wogulitsa anapereka chikalata boma la zogulitsa. mbali zonse ayenera mosamala onani mgwirizanowo omaliza typos ndi zolakwika. Ngati zonse zili bwino, wogulitsa amagulira ayenera fungulo ku bokosi chitetezo gawo.

N'chifukwa chiyani muyenera kulanda kuchita?

Kumasulidwa kwa nyumba udzachitika mogwirizana ndi dongosolo zotchulidwa mu mgwirizano wa zogulitsa. Mchitidwe wa kutengerapo - ichi ndi chikalata zofunika wasenza pa ndikupeleka kwa mtundu uliwonse. Iwo akulongosola pa boma la nyumba ya. Nthawi zina mgwirizano malonda m'malo izo, koma ndi bwino kuti akonze mapepala osiyana. Mukhoza, ndithudi, kukwaniritsa ndi mapangano m'kamwa, koma ndi wololera kuti adziteteze okha. Mfundo zofunika kwa ogulitsa amene akuphunzira momwe kugulitsa nyumba popanda malonda ndi: sizinathe anasaina chikalata cha kusintha kwa thanzi la chuma limafanana ndi wogulitsa (chigumula, moto, kuba), ndipo anapereka zofunikira.

Nthawi zina, msonkho linaperekedwa?

mavenda onse chidwi nkhani yoti kulipira msonkho kwa nyumba anagulitsa zofunika. pali nkhani zofunika mu malamulo:

• ngati munthu ali ndi nyumba ndi zaka 3 kapena kuposa, pamene anagulitsa mwini ndi osapatsidwa misonkho pansi ndime 17,1 Article 217 la Tax Code, koma amafunika kugonjera msonkho kubwerera null;
• pamene wogulitsa anali nyumba pasanathe zaka 3, ndi, malinga ndi ndime 1 Article 220 la Tax Code, ayenera kulipira msonkho 13% kuchuluka kwa mawerengedwe a chiwembu kumene mwini wasankha pa nzeru zake.

Awiri mitunduyi kwa kuwerengetsa msonkho:

• Chilinganizo 1: phindu zogulitsa a nyumba kwa deduct mtengo wa kupeza ake;
• Chilinganizo 2: kuchuluka kwa kugulitsa zatchatchatcha kudzachotsa miliyoni rubles.

Anthu onse amene akukhudzidwa ndi funso "momwe kugulitsa nyumba paokha," ndipo sadziwa chilichonse malamulo, zina zothandiza imathandiza:

1. Ngati nyumba ya utapezeka pa mtengo pamwamba kugulitsa panopa, kapena ndi bwino kuti agwiritse ntchito oyamba mawerengedwe chilinganizo, monga kuchuluka kwa msonkho adzakhala oipa, choncho kulipira kanthu. Mwachitsanzo, mwini anagula zaka ziwiri zapitazo, nyumba kwa rubles 2 miliyoni., Ndipo tsopano sizigulitsidwa rubles miliyoni 1.8. Ndiye ndi rubles miliyoni 1.8. - 2 miliyoni rubles. = Miliyoni -0,2 rubles. - kutaya misonkho salipidwa.
2. Pamene nyumba anapita pafupifupi momasuka (by cholowa donative), m'pomveka kutenga yachiwiri mawerengedwe chilinganizo.
3. Malinga ndi ndime 1 Article 229 la Tax Code kupala atchedwe msonkho pa malo a kalembera wa wogulitsa kuti m'pofunika Mulimonsemo 30 April chaka chaka chotsatiracho pambuyo zogulitsa. Pafupifupi sanali ziro msonkho uyenera kulipiridwa ndi July 15.

Sale nyumba tidzakulowereni

Ngati pali osakwanira nthawi yambiri ndondomeko zogulitsa a nyumba zambiri akatunge ndi ulamuliro. Mwachitsanzo, kungakhale yankho wololera eni angapo katundu wina. Nyumba ya malonda mu Zikatero ikuchitika motere: eni zinthu pa munthu zochepa wotanganidwa nkhani zonse zokhudza iwowo. Kaya zifukwa kukafola ndi ulamuliro ali ndi mfundo yofunika kwambiri: kupewa vuto ndi kusowa pokhala, m'pofunika bwino amaonetsera mphamvu za matrasti ndi.

kwambiri ndi kusunga kuyandikira General ulamuliro. Chimathandiza la matrasti kuchita mitundu iliyonse amachita ndi katundu ndi kutaya pa nzeru zawo, mwachitsanzo, kugulitsa ndi kupeza nokha ndalama. General ulamuliro ndi wosindikiza odziwitsa yokha pambuyo yachinsinsi mosamala chachikulu cha mmene iye amadziwa cholinga cha kusaina zoterezi mtundu zofunika chikalata.

Pali nthawi pamene kasitomala akufuna kuti akalandire ndipo amafuna kulowa mgwirizano kutsimikiza zambiri mwininyumba mfundo zogulitsa. Ndiye kugulitsa nyumba tidzakulowereni n'chotheka pambuyo mawu a chachikulu, lolembedwa ndi odziwitsa, pa zotuluka pa malonda ndikupeleka.

Pamene kufunika kogwiritsa ntchito misonkhano la trasti salinso panopa, ndi ulamuliro akhoza lakana ngakhale kuti ticite atapita ake. Data pa revocation olembedwa m'munsi mfundo za Komiti ya Notaries deta.

Lathyathyathya zogulitsa imene miyoyo mwana

Pafupifupi banja ali ana. Choncho, makolo-ogulitsa funso zogwirizana kwambiri: "Ndipo mu nkhani iyi, bwanji kugulitsa nyumba" Ndi mwana woti adawerengedwa pamodzi ndi, ndi Mulimonsemo sikuti kungapondereze zofuna zake, kapena kugulitsa katundu ndi mabvuto. Iwo akuona onse otumikira. Ndondomeko zokhudza pangano la zogulitsa ulipo magulu awiri: mwanayo m'kaundula mu nyumba kapena mwini gawo la chuma.

Mu chakudya cha Art. 26, 28 wa tiana ta Civil Code ndi ana aang'ono okha ndi chilolezo cha oimira malamulo ndi mwayi kupanga mosamalitsa mwachindunji osiyanasiyana wotuluka, kuphatikizapo kumene katundu nawo. Gulitsani nyumba imene pang'ono ndi boma, koma si mwini, n'zotheka popanda chilolezo cha matupi otumikira. The kuchotserapo ndi ana mosatsata kuleledwa mubanja kapena pansi otumikira. Imeneyi, chilolezo chapadera chofunika custodial ntchito. Mulimonsemo, patsogolo malonda a nyumbayo muyenera kupeza malo okhala mwanayo, chifukwa ana kumaliseche pa m'dera lomwelo mwakamodzi, muyenera kulembetsa ndi mzake. Nyumba iyi yatsopano akhale pa yomweyo kapena malo aakulu komanso ndi chofanana ndi moyo. Ngati ufulu Minor sanaphwanye chirichonse, palibe mavuto ndi malonda a nyumba sadzapezekapo.

Ngati mwana - mwini nyumba, ndiye yoyenera chilolezo akuluakulu otumikira ndi m'ndende n'kofunika. Izi ayenera kusamalira pasadakhale, pamaso kugulitsa katundu. Lankhulani mabungwe otumikira pa malo a kalembera wa mwana wamng'ono ndipo mukafufuze ngati izo kugulitsa nyumba, malinga ndi makhalidwe a nkhani zosiyanasiyana zotheka. Ngati iwowo amaperekedwa ndi lamulo, pamenepo muyenera tikupeza, mu nthawi chimango adzakhala okonzeka pa chilolezo malonda, ndi kusonkhanitsa zikalata zofunika. Ndiye, pamene inu kupanga kugula ndi kugulitsa chikalata, wogulitsa popanda mwana (ngati pansi zaka 14) kapena naye (pamene iye anali zaka zoposa 14 zaka) adza kwa matupi a trusteeship ndi otumikira kulemba ndi chizindikiro ntchito. The mtetezi chachiwiri (mwamuna kapena mkazi, ngakhale banjalo litatha) ayenera kupezeka kupereka chilolezo. Ndiye, pa tsiku yoikidwiratu, ndipo mukhoza kupeza yankho wokonzeka.

Nthawi yapadera:

• Ngati mukufuna kusintha malo okhala mogwirizana ndi kusamukira ku malo ena, ndiye ndikupeleka zimatheka ndi chilolezo cha bungwe custodial, ndipo ndalama zimene munalandira kwa nyumba ndi kunditumiza ku nkhani banki wamng'ono wamwamuna. Makolo apatsidwa miyezi 3 kuchokera tsiku la zogulitsa kwa ogulidwa nyumba yatsopano komanso kuphedwa kwa gawo lofanana ndi chuma cha mwanayo. Apo ayi otumikira akuluakulu malo pomwe kuletsa mgwirizano wa zogulitsa.
• Pamene muyenda ndi kukhazikikamo kunja ayenera kugonjera mndandanda Guardian ya gulu la zikalata zina kuchokera OVIR.
• Ukamanga nyumba yatsopano, ndiye kupeza chilolezo cha otumikira, iwo uyenera kukhala mu gawo lotsiriza la zomangamanga. Minor mongoyembekezera afunikira malo kulembetsa (ABWENZI, ABALE). Pamene ntchito kwa chilolezo mabungwe otumikira anabweretsa mgwirizano ndi kampani chitukuko, kumene kumasonyeza cholowa cha mwanayo.

Mungasankhe kugulitsa nyumba privatized

Chophweka njira kugulitsa nyumba privatized - kuti agulitse yonse kwa wogula wina, ndi phindu anagawa malinga ndi chiwerengero cha lililonse. Ndi zotheka kuti munthu wa eni awombole magawo onse otsala eni ena. Ndi yosavuta ndi muyezo ndikupeleka chiwembu. Koma kawirikawiri kuti munthu wa eni amakana kuchokera zogulitsa. Kodi kugulitsa privatized nyumba iyi? Izi zidalira pa mmene chuma amakhala wogawanika.

Ngati nyumba ali mbali mwa mita, muyenera kulemba zindikirani notarized anam'gulira, malangizo kukula ankafunila ndi mtengo wa malo awo anagulitsa, ndi kulitumiza ilo ndi kalata boma la chimbudzi eni. Malinga ndi Art. 250 wa Civil Code ali zimaposa ogula ena. Ngati pasanathe masiku 30 eni ena sanayankhe kuvomereza kapena kukana kugula, kuti luso. 250 wa Civil Code, inu tingalandire bwino kuti agulitse pamtengo ake mu nyumba lolumikizana kwa munthu wina aliyense.

Pamene nyumba ya lagawidwa chiwerengero, ndiye kugulitsa ena popanda chikhumbo chosatheka, koma mukhoza kupeza ndalama mwaufulu kapena involuntarily kwa cholowa, kupita kukhoti.

Ngati nyumba privatized mwana wamng'ono ali nawo, ndiye kugulitsa nyumba n'kotheka, adalandira chilolezo otumikira matupi.

Sale wa nyumba anapereka

munthu amene ali ndi satifiketi ndalama, akhoza kutaya katundu pa nzeru zake. Ngati mwiniwakeyo akufuna kugulitsa nyumba anapereka imene iye anali mwini yekha, kugulitsa udzachitika pa onse muyezo chiwembu. Atalandira ndalama ya chuma, wogulitsa ayenera kulipira msonkho. Kodi bwino ndi phindu kusankha chilinganizo msonkho, tafotokoza pamwambapa.

Pamene mphatso ndi analandira gawo la nyumba, umene wogawanika pa kuchuluka kapena mita, kugulitsidwa chiwembu ndi ofanana ndi amene takambirana mu chigawo "zogulitsa N'zotheka wa nyumba privatized."

Sale nyumba kubweza ndi

Ngakhale mavuto ena kuti ayende zambiri ndi kubweza katundu, kuti kugulitsa nyumba kubweza weniweni. Kugwira ntchito imeneyi mu njira zingapo:

1. Asanakalambe kutseka ngongole, abwezera ndi ndalama, kapena ngati wogula nazo, chifukwa patsogolo analandira kwa iye.
2. Mukhoza kugulitsa nyumba popanda alipire isanafike ngongole ngongole. Kuti tichite zimenezi, muyenera kulemba mawu ku gombe ndipo dikirani ovomerezeka. Iye safuna ngati kugulitsa zidzachitika mawu a moratorium pa kutsekedwa oyambirira ngongole ya. Ngati banki akuvomereza, koma akulimbikira nawo ake mu ndikupeleka, ndiye anatsegula mabokosi banki awiri: wogula woyamba anaika kuchuluka kwa alipire ngongole, wachiwiri - kusiyana otsala. Pambuyo kuchotsa encumbrance katundu wopangidwa kugula ndi kugulitsa. Pankhaniyi, ngakhale kugulitsa nyumba popanda malonda ayenera kulipira banki amalipiritsa kwa kutsegula maselo ndi chilimbikitso.
3. Ngati wokongoza akuvomera kugulitsa popanda alipire isanafike ngongole ndi sanagwirizane kutenga mbali ndikupeleka, m'pofunika kulowa kuyambirira kugula ndi kugulitsa chikalata. , M'mene analipira ngongole analandira kuchokera wogula ndalama, mwini amalandira chikalata pa zochotsa chiletso anapita ku Companies House. Komanso, wogulitsa atseka zambiri pa odziwitsa lapansi.
4. Mukhoza kugulitsa nyumba pamodzi ndi ngongole. Wogula azipereka kwa Bank onse zikalata zofunika kutsimikizira solvency ake, ndipo iye anali kale anaganiza nkhani ya m'malo buku la wobwereka lapansi. Ngati kusankha zabwino kusintha katundu ufulu, malo ndipo ndi kubweza, ndi wogulitsa amalandira kusiyana pakati pa mtengo wa nyumba kugulisa yotsala ya ngongole popanda nawo ngongole a.

Pomaliza

Iwo likukhalira kuti nyumba osiyana: privatized, amene mwini - mwana, kubweza, mphatso - n'kukagulitsa popanda thandizo la malonda podziwa masitepe onse ndikupeleka poonetsa mtengo kupeza ndalama. Kukhala ndi lingaliro kuopsa ndi intricacies za ndondomeko ndi kuika zambiri kwambiri khama ndiponso nthawi, mukhoza kugulitsa nyumba kwanu.