Kodi Mzimuyo ndondomeko ya bankirapuse

Pansi sungathe bankirapuse ngongole kumvetsa kukwaniritsa zonena zonse angongole 'ndi udindo wake kulipira malipiro aliwonse. Insolvency amazindikira wa kuweruza arbitral pokhapokha atadziwa bwalo anazindikira boma la insolvency.

Ndondomeko lenileni la bankirapuse zikusonyeza kuti pali anthu angapo amene bwanji mfundo ya insolvency - ndi ngongole ndi angongole. Wamangawa angakhale munthu wachibadwa, monga wazamalonda payekha kapena munthu malamulo amene sangathe kukumana zofuna za angongole kulipira ngongole pa nthawi imene mwasankha. Angongole zingapangitse anthu amene ufulu wokatenga ku wokongolayo pa ntchito ndalamazo. Choncho, ndondomeko bankirapuse ndi malamulo ena a boma feduro "Pa Insolvency".

Kuyamba ndondomeko ya bankirapuse ayenera kuonedwa ndi bwalo chigamulo pa malo malo ngongole kwa munthu malamulo ndi malo okhala anthu. Ndiye ndondomeko bankirapuse kumafuna mfundo zingapo - kuwunika, ulamuliro zakunja kukonzanso chuma, Kuthi bankirapuse ndi pangano Pamudzi. Zolinga za njira bankirapuse ali - mangawa kumbuyo ngongole kwa wokongoza ndi kubwezeretsa zinthu ofunika utsogoleli wa malonda.

Moyang'aniridwa ndi kudziwa ndondomeko imeneyi, yomwe umagwiritsidwa ntchito wamangawa ndi maganizo kuonetsetsa kuteteza katundu wake. Choncho, kusanthula chikhalidwe chake chuma, analemba za m'kaundula zodzinenera ndi unachitikira pa msonkhano woyamba wa angongole. Choncho, bankirapuse Kuthi, womwe ndi mbali yoyamba - kuonerera ndi njira yokonza. Zinali pano kale kuti liquidate kampaniyo, ayenera kuyamba kupereka nthawi chifukwa kuti asonkhanitse zikalata zofunika, kudziŵitsa maphwando chidwi, kukonzekera Khadili chikhalidwe chake chuma. Ataona ndi kuvomerezedwa.

Mu kayendetsedwe ka ntchito zachuma, ndipo makamaka pa nkhani ya mavuto padziko lonse, Mwina bankirapuse kwambiri kakulidwe zikuluzikulu za kumalo a ntchito. Kuchepetsa kufala kwa bankirapuse n'zotheka kuyambira, monga zidzawululidwa. Pali njira zambiri zimene kudziwa Mwina wa insolvency, kenako kugwira kuwunika kwake. Pali zinthu zingapo zomwe zikuonetsa yovuta chuma. Ndi zosowa zawo kulamulira:

- ngati ogwira si ndalama khola;

- ngati profitability wa mankhwala kapena utumiki ndi otsika;

- ngati magawanidwe liquidity otsika;

- ngati panali dontho lakuthwa mtengo wa katundu kapena sheya;

- ngati ndalama anabwereka ankagwiritsa ntchito ndipo kuposa kuposa analimbikitsa mlingo wa profitability cha chuma;

- ngati magawanidwe otsika liquidity;

- ngati yafupika profitability wa ndalama;

- ngati inu kuonjezera ambiri zinthu malonda chiopsezo.

Choncho, ngati zinthu zimenezi zili mwa ogwira ntchito, ndipo imakamba Mwina bankirapuse.

Pambuyo ndondomeko, zimene ananena, wa kuweruza arbitral mwina amalowerera njira monga konzanso chuma ndi kayendetsedwe kunja kuti akhoza okhawo minda anthu payekha.

Nthawi zambiri, zinthu bankirapuse akhoza chimatanthauza ndi zinthu zina ndipo mwa mkati. Komanso, zinthu mkati amadalira pa ntchito amakampani, koma pa zinthu zina, kampani akhoza kokha zotsatira ofooka kapena ziribe mphamvu konse. zinthu zina - ichi mphamvu kugula, bata ndale, mlingo wa chikhalidwe, chitukuko cha sayansi, mpikisano lonse.

Kumapeto kwa ntchito, ndondomeko bankirapuse akulingalira pangano kuthetsa pakati ndalamawo bankirapuse ndi matupi ovomerezeka.