Magwero a ndalama malonda

Njira imodzi kuonetsetsa entrepreneurship kuti Ndalama. chimodzi kapena ntchito ina pa chitukuko ndi kukhazikitsidwa kwa kaya akuyendera, zikudalira ameneyu amapezeka mu ndalama.

Magwero a ndalama anawagawa m'magulu awiri: mkati ndi kunja. Mwakumvetsa choyamba otaya ndalama anachokera ku bizinesi, yomwe likulu lawo la kumalo a ntchito. The zikuchokera izi chuma chuma Phatikizani:

1. ovomerezeka (popangidwa ndi amene anayambitsa kampani mwini ndalama pamene bungwe);
2. kutambasuka (linakhazikitsidwa pambuyo revaluation wa chuma atathana) ;
3. likulu malo (analengedwa chifukwa cha amachotsera kotheratu ku phindu kwa ogwira ntchito kwa contingencies).

Ndalama ku malonda a katundu ndi chuma, makonzedwe a misonkhano, phindu ndinalandira kwa kugulitsa magawo wa kampani, kulandira malipiro pangano zida kapena malo - onse mkati magwero a ndalama. Komabe, chilungamo ndalama ku ntchito nthawi yaitali angakwanitse makampani akuluakulu okha ndi okwanira kuchuluka kwa ndalama zilipo.

Ndalama, lomwe lili ndi kampani mwini ndalama, angapo ubwino:

• Kuonjezera kukhazikika ndalama ;
• mapangidwe ntchito khola ndi nchito ya ndalama zake;
• palibe mavuto popanga mfundo zoyendetsera, monga amadziwika pasadakhale magwero kumene ndalama zina yokutidwa;
• ndalama za ndalama zakunja ndi kuchepetsedwa yochepa.

Kunja magwero a ndalama osiyanasiyana cha ngongole ndi zosadziwika. Zosadziwika - ndi thandizo lachifundo, ang'onoang'ono, ndalamachi, zopereka, etc., ndipo ngongole - likulu ngongole.

The zikuchokera dama:

1. nkhani sonyezani;
2. akutenga ndalama yochepa;
3. ngongole yaitali Kuyamikira.

Magwero kunja monga ndalama boma, komanso ndalama analandira kwa makampani ndalama ndi ngongole, mabungwe a zachuma kapena nzika. Kufunafuna jakisoni amenewa angathe kuchitidwa mu ntchito mu madera osiyana. Ngati kampani zikugwira chitukuko cha umisiri watsopano, izo zikanakhala VC njira ndalama. Magwero a ndalama za mtundu uwu kulola chiopsezo chachikulu ndi pakuika kuti apeze ndalama yapamwamba. Ankapitabe Investor amapereka ndalama posinthana ndi mtengo mu malonda ndipo nthawi oyang'anira momwe ntchito akugwiritsa akuyendera, amene ndalama. Nthawi zambiri chigamulo n'chakuti zikhalidwe zochita nazo ankapitabe capitalist.

Mukhoza kugwiritsa ntchito ngongole kubanki kapena patsogolo anawapatsa ngongole cooperatives. cooperatives oterowo bungwe ndi anthu ndipo amapereka ndalama kwa anthu ochuluka. Iwo amalowerera amafuna ufulu wochulukirapo kuti wobwereka, komanso ngati mofulumira kuganizira ntchito, koma kuchuluka kwa ngongole ndi apamwamba kwambiri. Kupeza Investor kwa malonda angathandize mabungwe monga bizinesi chofungatira kapena paki luso. Iwo kulenga zinthu bwino amalonda kuyamba-mmwamba.

Kusankha magwero a ndalama, m'pofunika kuchita zinthu mwanzeru ndalama pakati pa ndalama ndi kukopa ndi kusunga ufulu ndi mtendere wa kumalo a ntchito. Popeza kwambiri kudalira akutenga ndalama zakunja kuthetsa mtendere ndalama ogwira ntchito, ndipo pogwiritsa ntchito chuma mkati pang'onopang'ono chitukuko. Financial bwino ndi mawerengedwe zolondola adzalola kuonjezera buku la ndalama anabwereka ndipo nthawi yomweyo efficiently amathera awo anapeza ndalama zokha.