Ndalama, Mabanki
Makadi madebiti "Tinkoff": ndemanga, zikhalidwe, kulembetsa, withdrawals ndalama
Masiku ano, pali zambiri mabanki onse mu Russia ndi kuzungulira dziko. Ndipo si aliyense amadziwa kusankha bwino ndi zinthu zambiri zoyenera.
Only kupeza mbiri, mbiri, ntchito ndi mankhwala banki, inu mukhoza kuweruza kosamalira ndalama yokha. Nkhani Tikambirana za kampani olowa katundu "Tinkoff Bank" kapena zambiri ndendende, za ena mwa malo ake a ntchito - makadi madebiti. Komanso, nkhani akukuonetsani mmene angadzigwiritsire ntchito izo, ndi momwe kutsegula kapena kutseka nkhaniyi khadi.
mbadwo watsopano wa banki
Koma choyamba, tione banki yokha.
Bank "Tinkoff" ndi yoyamba bungwe chuma, zomwe kwathunthu anasiya nthambi utumiki. mogwirizana onse ali pa Intaneti.
Zimenezi zimatithandiza kutumikira makasitomala kuposa 4 miliyoni kudutsa Russian padziko koloko. Kuti ndi kasitomala kwa wotuluka safuna tchuti kusukulu kapena kuntchito ndi kupita kwa woimira banki.
Mwachidule Intaneti webusaiti ya gombe nthawi iliyonse masana kapena usiku. Chifukwa ichi, bungwe ili ndalama kuika yokha ngati banki popanda queues.
Khadi thandizo ntchito kuzungulira koloko, pali kuthekera kukwaniritsa wotuluka kudutsa mu internet banki ndi telefoni. Madebiti khadi "Tinkoff", ndemanga imene mudzapeza m'nkhani ino angagwiritsidwe ntchito malo padziko lonse, yomwe ndi yabwino kwa maulendo kawirikawiri kunja.
Komanso, Bank ntchito kukongoza ndi wothandizila inshuwalansi. Ichi ndi kumupatsa osiyanasiyana mokwanira lonse wa ntchito, kugwira ntchito mu zopezera pafupifupi.
Tikayang'ana ndemanga, chibwenzi, madebiti, ngongole, "Tinkoff Bank", komanso ntchito zake chitetezo ndi pa mkulu mlingo zokwanira.
A osiyanasiyana makadi madebiti
Choncho, chitani mwachindunji makadi leni gawo, zimene zinkaperekedwa mwa gombe.
Madebiti makadi kuti akhoza chikalata mwa Internet mu maminiti pang'ono, pali mitundu iwiri:
Tinkoff Black.
OneTwoTrip.
AliExpress.
Lamoda.
eBay.
"Mtumiki Club".
Mitsubishi.
Kenako, timudziwe bwino zikhalidwe za aliyense wa iwo.
Tinkoff Black
"Tinkoff Black" - khadi madebiti, limene lakonzedwa makamaka kwa anthu amene amalemekeza nthawi yawo ndi amakonda ndalama zawo.
khadi utumiki silidzakhala phunziro kwa kupezeka kwa ndalama khadi nkhani 30 chikwi. p., chikwi. USD. 1 kapena chikwi. Yuro. Nthawi zina, khadi inu kulipira mwezi 99 rubles, $ 3 kapena mayuro 3 motero.
Pamwezi banki milandu kuyenda bwino pa nkhani ya khadi 8% pa annum, ngati pa mlingo wa rubles mpaka 500 zikwi, ndi pamwamba - .. 4%. Kumene, khadi akhoza anatsegula ndi ndalama, koma mu nkhani iyi, muyezo chidzankhalira 0.5 okha% pa annum.
Reviews kulankhula za zinthu zabwino zimene makadi awa madebiti ndi chidwi pa muyezo - withdrawals nkhani ndalama akhoza kukhala nthawi iliyonse popanda imfa ya chidwi.
A zambiri kapena pang'ono? Ngati inu kutsegula khadi mu rubles ndi kuthera wotuluka mwezi wokwanira 10 chikwi. Rubles, ndipo sapeza bwino nkhani za kuchuluka kwa 40 zikwi. Rubles, chaka, wosachita kanthu, inu ndalama 5480 rubles.
Ndi zonse wokolezedwera makasitomala awo, "Tinkoff Bank". Madebiti khadi la mtundu umenewu, kwenikweni kulankhula, iye amapezera ndalama. Kodi izi ndi zotheka? Ndi aliyense kugula, kuwonjezera, gawo ndi malipiro kudutsa mu internet banki, khadi akadzabweranso 1% ya ndalama anathera.
Pitani patsogolo. Monga lero, inu mukhoza kubwerera 5% ya malipiro kwa amaziona m'mafilimu pharmacies ndi malipiro a ndalama magalimoto. zinthu izi adzakhala mpaka December chaka chomwecho. Inu "amalipira" banki - mukhoza mungawononge pa Intaneti.
Ndipo ngati inu amamvera zotsatsa zapadera ku ampangira banki, ndiye inu mudzabwezedwa kwa khadi la 30% pogula katundu ena m'masitolo awo.
Ziribe kanthu zomwe ATM
Sungani nthawi yanu amalola "Tinkoff Bank". Madebiti Khadi "Black" sadzakhala mphindi wapatali kupeza ATM bwino. Inu mukhoza kutenga mu mwamtheradi aliyense ntchito-free, anapereka kuchuluka kwa ndikupeleka kwa TH 3000. Rubles. kapena 100 pa. e.
Komanso, khadi recharge ndipo palibe vuto. Zimatumizidwa kwa ndalama kuchokera khadi lina la banki aliyense pa Intaneti kwaulere, "Tinkoff Bank" simalilitsa malipiro aliwonse izi.
Komanso amathandiza contactless malipiro luso Visa payWave ndi MasterCard PayPass, zomwe zimathandiza kuti kugula basi kubweretsa madebiti khadi osachiritsika wanu.
Chomasuka kuchita bajeti munthu
Iwo ananena kuti ndalama, choyamba tiyenera kuyamba bajeti, umene kusonyeza utuluke CHUMA CANU. Madebiti makadi ndi chidwi pa muyezo wa "Black" zikuphatikizapo mwayi basi kuchititsa magazini yapadera.
zogula anu onse ndi ndalama adzakhala allocated pa kompyuta anapatsa gulu. Ndipo ndalama akhoza kuikidwa pa chigawo chilichonse cha malire ena.
Ngati simukufuna kuti ndalama pa khadi madebiti "Tinkoff Black", ndiye kupanga gawo lililonse. Pakuti depositors onse, khadi ili unayendera serviced kwaulere.
Web banki pa mlingo mkulu
Popeza "Tinkoff Bank" ndi bungwe ndalama kuti "ndi" mwa dziko pafupifupi, zofunika kuti intaneti banki makamaka mkulu. Ndipotu, kasitomala sangathe funsani dipatimenti pa nyumba ndi ndalama zawo, anasamutsidwa ndi mavuto.
Antchito a banki ndi kuzimvetsa bwinobwino ndipo analenga utumiki kwenikweni yabwino, kuweruza ndi ndemanga. Makasitomala kutsimikizira kuti ndi inu akhoza kukwaniritsa wotuluka iliyonse ndi makadi ake, kupanga malipoti, otaya ndalama, osati pa kompyuta, komanso pa foni yanu. Ndiko kuti, kubanki ndi nthawi yayandikira.
Kodi muyenera kutsegula makadi?
Kungopita webusaiti, lembani mawonekedwe ndi kutsatira chitsanzo pa gwero la. Ziri kudzaza mfundo zonse limatenga 5 Mphindi.
Khadi latsopano idzafika kwa inu mu masiku 2, monga antchito kampani.
OneTwoTrip
Ngati mukufuna kupita kwambiri ndi ntchito kapena mukufuna kugwiritsa ntchito utumiki OneTwoTrip, ndiye inu adzabwera imathandiza chabe khadi ngati madebiti "Tinkoff Bank". Zinthu zimene zaperekedwa ndi mwini wake, ankaona pansipa.
. Ngati khadi adzakhala Uwerenge rubles oposa 30 sauzande, utumiki mwezi adzakhala 0 tsa, nthawi zina -. 99 rubles. pamwezi.
The mwayi waukulu ndi azidzipereka bonasi pulogalamu kuti amalola osati ndalama zoyendera, komanso kupeza mpumulo wabwino onse akunja mwa la Russia. Kodi zimenezi zimachitika?
Pakuti aliyense kugula chilichonse ili khadi milandu banki 1% bonasi. Komanso, pali mabonasi ena ntchito khadi.
Ngati inu kupanga malipiro a ntchito hotelo khadi kapena tikiti, inu kupeza mabonasi zotsatirazi:
Hotels - 7%, matikiti mpweya - 3% ngati malipiro ali mwa ofunsira mafoni OneTwoTrip.
Hotels - 5%, matikiti ndege - 2%, kudzera ukonde ofotokoza OneTwoTrip gwero.
Choncho n'zotheka kuyenda pa nthawi yomweyo ndi kupeza mabonasi zomwe, kamodzinso, timathera mavocha watsopano.
Komanso, monga "Tinkoff Black" khadi pa ndalama accrued 8%, ngati yotsala ndi zosakwana 500 zikwi rubles, ndi 4% Amawapatsa kwa ndalama owonjezera rubles 500 zikwi ... Free withdrawals owonjezera rubles 3 miliyoni adzalola kuti kutapa ndalama kuchokera yopindulitsa kulikonse mu dziko popanda overpayments zosafunika.
Inu simukudziwa momwe kubwezeretsanso khadi madebiti "Tinkoff Bank" wa mtundu uwu kapena wina aliyense? Mungapeze zikwi mfundo pa webusaiti banki akugwiritsa ntchito mapu zithunzi, amene mwamsanga ndipo kwaulere mudzatha kuti kuwonjezeredwa nkhani ya khadi ndi moyenera, khadi yokha.
OneTwoTrip ngati wina m'mbuyomu, ndi chakuti iwo ali sayansi ya malipiro n'kamodzi ndi Visa ndi MasterCard, komanso masiku ano ndi yabwino Intaneti kubanki.
AliExpress
Izi khadi madebiti "Tinkoff" zinthu ndi chidwi imene pansipa, ndi zipatso za mgwirizano pakati pa Bank ndi malo otchuka kugula. AliExpress ali pabwino wokha ngati sitolo lalikulu pafupifupi Russia. N'zosadabwitsa kuti banki anamusankha pa mgwirizano.
Ngati muli mapu anu ndi AliExpress ndi kukhazikitsa pogwiritsa ntchito kugula, udzabwerera kwa nkhani ya 1% ya ndalama anathera. Ngati kugula ndi pa malo pamwamba pa Intaneti sitolo pa khadi mudzabwezedwa kale 2%. Tikayang'ana ndemanga, ichi ndi osangalatsa kwambiri khadi zopalira.
"Tinkoff Bank" anapereka mapu AliExpress chokhala mphambu, banki online, ndi zikhalidwe zomwezo wa kupereka, monga makadi yapita awiri.
Lamoda
Inu amakonda kukhala yapamwamba ndipo wokometsedwera? "Tinkoff Bank" atakupatsani kuchokera izo phindu pazipita. Kungopita webusaiti ya bungwe chuma ndi malo Lamoda khadi, amene akupeza mwayi ambiri mabonasi yomweyi banki okondedwa, ndi masitolo bwino kwambiri kwa abambo ndi amai.
Kodi mtundu wa mabonasi tikunena chiyani?
Kugula aliyense mu sitolo izi Intaneti inu gombe anasamutsidwa 2% kufunika kwa zinthu. Ndipo ngati inu mukufuna kupeza phindu pazipita, ndiye kutenga mbali zotsatsa zapadera ku sitolo zovala. Pankhaniyi, khadi lanu mlandu monga mmene 30% mabonasi.
Ngakhale ngati inu sizipanga kugula amenewa nthawi zonse, mudzalandira 1% bonasi pa wotuluka onse khadi zokhudzana ndi kupereka katundu kapena ntchito zosiyanasiyana.
Izi khadi madebiti "Tinkoff", sipangakhalenso anapanga withdrawals ndalama pa popanda komishoni aliyense pa kuchuluka kwa wotuluka 3 zikwi. P. pa ATM iliyonse ya dziko, izo ziyenera zinthu zina monga khadi m'mbuyomu.
eBay
Monga inu kale anaona, "Tinkoff Bank" wakonda ntchito ndi osewera yaikulu m'munda wa e-malonda. Ndipo popanda kwambiri kwa woimira awo, monga eBay sakanatha.
Special madebiti khadi "Tinkoff", mikhalidwe imene apatsidwa pansipa, ndi cholinga mwachindunji amene mukufuna kugula sitolo izi Intaneti. khadi eBay a "Tinkoff Bank" nawonso ndalama ndi ndalama kugula pa intaneti. Zokwaniritsa ndi amodzi pa khadi m'mbuyomu, koma aliyense kugula inu kulandira mfundo:
2% kugula chilichonse pa Intaneti (mu eBay sitolo yekha);
30% kuchita zotsatsa zapadera ku ampangira banki;
1% kugula ina pa khadi.
mabonasi zonse inu kupeza, akhoza lidzasanduka ndalama chenicheni pa mlingo wa 1 Mfundo = 1 ruble ndi kupanga kugula eBay sitolo. Kuchita izi, inu muyenera kusonkhanitsa osachepera 2,000 mfundo zimenezi.
Kutsegula madebiti khadi "Tinkoff Bank" eBay akhoza kukhala chimodzimodzi monga winayo - zokwanira kulipira Mphindi 5. nthawi yawo ndi kupita ku tsamba banki a.
Zikhalidwe otsala map ofanana ndi makadi ena madebiti.
"Mtumiki Club"
Lina ndithu nthawi yaitali anayamba dongosolo limene zosiyanasiyana masitolo ndi mabungwe ogwirizana mu makalabu limodzi kuonjezera ndalama zawo ndi chidwi makasitomala.
Sitingathe kunena kuti m'njira imeneyi imapezeka mu Russia, koma silinakwaniritsidwe anakamba.
Bank "Tinkoff" ndi "Mtumiki Club" kupereka apereke khadi, zimene adzalola kuti kugula yopindulitsa ndi kulandira mabonasi mu masitolo - othandiza pulogalamu.
Pamene inu kugula katundu ku masitolo okondedwa amenewa zopalira khadi angalandire 14% bonasi mu mawonekedwe a otchedwa ubwino. kugula wina adzakupatsani 1% kuphatikiza.
Popeza kuti 1 kuphatikiza 1 = Ruble kuchotsera, kunyamula khadi amakhala kwenikweni opindulitsa. Mufufuze chimene masitolo ndi zibwenzi mu dongosolo, chonde pitani "Tinkoff Bank" ndi "Mtumiki Club".
Komanso khadi zina "Tinkoff Bank", pa muyezo pa nkhaniyi, mudzalandira 8% ndipo 4%, malinga ndi muyezo wa ndalama ake. Modern Intaneti banki, ndipo withdrawals ufulu pa ATM iliyonse ya dziko imapezekanso.
Mitsubishi
Ngati ndinu mwiniwake wa galimoto ku mtundu ndi otchuka kwambiri padziko lonse Mitsubishi, ndiye ndinu mwayi. Analenga madebiti khadi "Tinkoff" zinthu ndi chidwi pa zomwe mwaphunzira pa, kwa eni magalimoto Japanese.
Aliyense kulipira katundu kapena ntchito pa gasi, umatsuka galimoto ndipo akubweretsa khadi chofukizira 2% ya ndalama mu mawonekedwe a ntchito mabonasi. Kugula ina mlandu 1% bonasi.
ndi mabonasi onse anapeza akhoza umasinthanitsidwa pa mlingo wa 1 bonasi = 1 ruble pa kugula kapena utumiki mu malo utumiki wa Mitsubishi. The osachepera kuchuluka kwa malipiro sayenera zosakwana 500 rubles.
Pa wake "Tinkoff Bank" Webusaiti akumufunsira aziwerenga kuchuluka kwa mabonasi, sipangakhalenso analandira ntchito mapuwa. Polemba deta chipereka chifukwa zotsatirazi: .... Kugula mankhwala mapu pamwezi kuti rubles 20 chikwi, komanso pogwiritsa ntchito misonkhano ya gasi ndi umatsuka galimoto kuchuluka kwa rubles 15 zikwi mukhoza 4800 mabonasi. Ndi wokongola kwambiri anapatsidwa ngati nthawi yochepa.
Zikhalidwe zina ofanana m'mbuyomo makadi madebiti.
Terms kutseka makadi madebiti
Kenako, ife kuyankha funso mmene kutseka madebiti khadi "Tinkoff Bank" wa mtundu uliwonse.
Kophweka zokwanira - chabe kulankhula ndi kasitomala Service Center ndi kukanena cholinga chake kutseka khadi. Izi zikhoza kuchitika ngakhale pa Intaneti kapena pafoni ndi kuimba nambala imene ili pa khadi.
makasitomala banki ndi kuti palibe vuto kutseka madebiti "Tinkoff" khadi nthawi iliyonse.
Reviews makadi banki
Malinga ndi ena "mlingo mitundu" inu muti wosowa Ndizachidziwikire za wounikira zabwino makadi banki ndi ambiri. Avereji Muyezo - 4 malo, zomwe ndi zotsatira zabwino, natipatsa mpikisano waukulu.
Pali zonena ku gombe ndipo anadandaula kuti wotuluka khadi akutsatiridwa yomweyo, koma pasanathe masiku 1-3. Mwachitsanzo, ngati inu kupereka khadi kunja, mukhoza kutapa ndalama zokwana mu rubles si tsiku la ntchito malipiro, ndipo pa nthawi ina. Izi nthawi zina zimabweretsa ndalama zina.
Koma antchito banki mu mkhalidwe umenewu simungakhoze kuthandizira izo, chifukwa makhazikitsidwe amenewa malinga osati mwa iwo koma mwa kupereka machitidwe Visa ndi MasterCard.
N'zosavuta zokwanira kupeza za khadi madebiti "Tinkoff" ndemanga kuti kusiya kuganiza zabwino za banki. Mwachitsanzo, anthu ambiri amayamikira ku banki ntchito ntchito, omwe sangathe zikugwirizana ngakhale mabanki waukulu kuti ntchito pa gawo la Chitaganya cha Russia, komanso pochoka ndalama popanda anatuma ku mabanki onse a dziko.
Ife kutengapo maganizo
Monga mmene taonera, madebiti khadi, "Tinkoff" imene ndemanga akhala tafotokozazi, ndi zotchipa komanso asapitirire ndi Russian zinthu banki msika. M'malo mwake, pa mfundo zina pali zinthu bwino kuposa ena mabanki odziwika ndi otchuka.
Mbali yaikulu ndiyakuti kuti kalembera wa khadi latsopano kapena kutsegula akaunti khadi safuna kusiya nyumba zanu. Mmodzi ayenera kupeza yekha Intaneti, nthawi yopuma ndi kulakalaka kasitomala ya gombe, omwe amalandira mphoto pachaka ngati banki bwino unakhazikitsidwa mu maukonde.
Pamaso pa mndandanda waukulu kwambiri wa khadi madebiti limakupatsani kugwila komanso kulimbikitsa ntchito zawo omvera yotakata anthu. Ngakhale kampani eni galimoto Mitsubishi mphika si alakwa.
Kumene, pali anthu amene ali ndi kusowa pano kucheza ndi munthu moyo. Mwatsoka, monga kuthekera "Tinkoff Bank" amapereka makasitomala ake ayi.
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