Nkhokwe - ndichiyani? ndi makadi nkhokwe chiyani?

Kusamutsa ndalama nkhani wina ndi mzake ntchito mfundo zingapo: Khadi, dzina olandila ndi sender, dzina ya gombe, ndi zina zotero. d. Uthenga wabwino si deta muyenera kudziwa ambiri wotuluka. Mwachitsanzo, kusamutsa ndalama khadi osiyanasiyana banki yomweyo yokwanira mwachindunji chokha chiwerengero cha pulasitiki. Chinthu china, ngati ndikupeleka zili pakati mabungwe ngongole. Ndiye muyenera mwachindunji ndi nkhokwe. ndi kumene kuyang'ana, kuwerenga nkhaniyi zimene.

tanthauzo

Bank Number chizindikiro (nkhokwe) - uyu ndiye woyamba manambala 9 khadi lanu. Izo ntchito kudziwa bungwe ngongole mu dongosolo malipiro zachokera malamulo Bank Central. angapezeke ntchito nkhokwe:

• mtundu wa dongosolo malipiro (ICS);
• khadi-opereka banki;
• kutayipa: ngongole kapena madebiti;
• maganizo: Maestro, elekitironi, Classic, Gold, Standard, Platinum.

Ndicho chimene nkhokwe. Owerenga ku chizindikiritso cha pokonza deta ku lamizeremizere maginito ndi Chip. Iwo ntchito popereka mauthenga ku mfundo malipiro, mmodzi amene ndi nkhokwe. Chofunika angaone masitolo? Iwo kupeza mfundo khadi kukhala ndi njira yolongosoka wotuluka mwa mtundu wa zida malipiro ndi mitundu, zopalira. Njira kuwerenga kwambiri Iyamba ndondomeko mudziwe processing, amachepetsa chiopsezo wotuluka achinyengo. Ndicho chimene khadi nkhokwe "Oschadbank."

kugwilizana Information

Code mudziwe angapezeke magwero onse. Koma uko ndi kusinthidwa infrequently, ndipo nthawi zambiri amasonyeza mwapeza zolakwika. Komanso, magombe sakhulupirira nkhokwe eni ofunika. Kotero musati mungawononge kulondola kwa ntchito yake. Mu Russia, kusiyana kwakukulu pakati pa makadi madebiti ndi ngongole kulibeko. Koma mu US kapena EU mayiko, kuchuluka kwa lamuloli limene lolipiridwa ndi wolandila, ndi osiyana kwambiri. Chifukwa ena ogulitsa kuika zofunika kuyeza mtundu wa chida malipiro.

chinawathandiza kumvetsa n'chakuti nkhokwe

ndi manambala woyamba code chiyani? Iye ali mthunzi wa dongosolo malipiro:

• 3 - American Express;
• 4 - Visa;
• 5 - MasterCard;
• 6 - Maestro;
• 7 - UEC.

Koma ichi ndi chiphunzitso. Pakuti MasterCard zizindikiro chizindikiritso ntchito mu osiyanasiyana 50-55. Mu Australia ndi ku New Zealand Bankcard dongosolo ntchito kuyambira 2006, anawerengedwa 5610, 56021-56022. Chitsanzo china: American Express Japan Mawu Bureau kwa zizindikiro allocated 34, 35 ndi 37. Ngakhale chikhalidwe khadi Maestro, wosindikiza Sberbank la Russia, kuyambira 6390, ndi golide Visa - kuyambira 4276.

The manambala wachitatu ndi wachinayi akusonyeza malo mwa boma. Kwa Russia, gulu izi zikuchitika OKATO. Khadi wosindikiza nthambi ya Bank ndalama likulu, kodi muli malamulo 45, ndi kukhazikitsidwa kwa St. Petersburg - 40. The manambala chachisanu ndi chimodzi adzakhala kudziŵitsa kachidindo nambala ina unit wa kuwerengetsera Bank Central. Iwo akhoza zosiyanasiyana, kuyambira 00 mpaka 99. The manambala atatu apitawa mu Bikeev lifanane ndi deta lolingana mu nkhani mtolankhani (tichipeza manambala makumi awiri). Iwo osiyanasiyana monga 050 kwa 099. Pakuti CSC, yomwe ikuchitika ndi Bank of Russia, mtengo uwu wa mawonekedwe "000". Mutu pakati kudula - "001". Kuti nthambi za Bank ku Central wa Russian Federation, ndi mayunitsi structural a ku Bank of Russia -. "002" Ndicho chimene nkhokwe malipiro khadi.

Chifukwa zonse zimene pafupifupi me? Osada. Mu ambiri zinthu. Koma ngati munthu ati kulipira katundu mu Intaneti sitolo kapena buku misonkhano (chipinda hotelo, matikiti, lendi ndi zina zotero. D.) A webusaiti yachilendo, ndi bwino kudziwa zimene makadi nkhokwe ndi kumene mungapeze.

Mwina; mbali yakutsogolo mapulasitiki

Popeza nkhokwe ndi mbali ya chiwerengero khadi, mungapeze izo ndi kuyang'ana pa chida malipiro. Kumbali kutsogolo pali manambala 15-19 zomwe chagwiritsidwa ndi penti kapena extrusion. Ichi ndi chiwerengero. Nthawi zambiri lili 16 manambala (4 zidutswa za manambala 4), 19 ntchito zina zida malipiro amene chikalata ngati gawo la nkhani kasitomala, 15 - mu American Express. ndi makadi nkhokwe chiyani? Uyu ndiye woyamba manambala 9. Ena ali ndi mfundo za mtundu, ndalama, ndi zina kumasula dera D. chatha, chakhumi ndi chisanu ndi chimodzi, nambala yachinsinsi, amene ndikuzindikiritsa "kulondola" adawerengedwa khadi..

Njira ziwiri: funsani ofesi ya nthambi banki

Nthawi zina mapu limasonyeza osati 16 manambala, koma choyamba kapena otsiriza anayi. Pankhaniyi, kuphunzira nkhokwe, chonde imbani pa hotline, azikuuzani dzina, Khadi, mawu code. Kodi kuitanitsa mfundo zofanana pamene mwapita ku nthambi banki. Koma ndiye inu kuima mu mzere ndi chizindikiritso wantchito. Ngati muli ndi pepala ndi Pin-kachidindo kapena mgwirizano ndi mapu, malamulo akhoza kumuona.

Njira zitatu: kupyolera banki mafoni kapena Internet

Njira imeneyi ndi yabwino kokha kwa ogwirizira a makadi Sberbank. Pa "Akaunti Personal" mabungwe Intaneti ayenera kusankha malipiro chida, kupita ku gawo "Tsatanetsatane." Padzakhala mwachindunji nkhani laumwini ndi dipatimenti malamulo (nnn / nn). Pakuti mudziwe atsopano muyenera kukopera ndi muiike izo mubokosi losakira pa tsamba kunyumba. mapu anasonyeza unit wa kukhazikitsa ndi mwatsatanetsatane. Kotero inu mukhoza kupeza wolandira a BIC khadi. Koma njira imeneyi ali ndi zovuta zake. Internet magalimoto kunja kudzera foni adzakhala mtengo. Choncho, pofuna kuti asawononge nthawi akufuna Intaneti cafe, kuphunzira zambiri za khadi BIC pasadakhale. Mwachitsanzo ...

kudzera ATM

Njira likupezeka ndi zopalira makadi Sberbank. Muyenera amaika pulasitiki mu ATM "nzika", lowetsani Pin, kupita ku gawo "malipiro anga" - "Tsatanetsatane" ndi kuona deta onse mapu.

pansi

Chimodzi mwa zinthu zimene ntchito kusamutsa ndalama pakati makadi, nambala banki. Kodi nkhokwe khadi wolandira? Izi ndi naini manambala kachidindo kuti mukufuna bungwe ngongole kuti anaperekeranji pulasitiki malipiro chida. Mawuwa amapezeka pa chiyambi cha nambala khadi. Pakuti ntchito muyezo chofunika. Koma ngati mukufuna kupereka katundu kudzera intaneti, kapena kusamutsa ndalama wolandira ku banki wina, muyenera kudziwa pasadakhale nambala nkhokwe. Chofunika lili m'ndondomeko zino? khadi mtundu, mtundu wa dongosolo malipiro, dzina la kupereka bungwe kubanki. Kuphunzira ndi kuitana hotline kapena funsani ofesi ya nthambi banki. Gwiritsani zinasokoneza makompyuta zilipo poyera ali osavomerezeka, chifukwa mfundo iwo sikawirikawiri kusinthidwa.