Nchito ya mabanki malonda ndi tanthauzo lake. Malangizo chachikulu cha ntchito za mabanki malonda.

The Bank ndi structural unit wa ndalama. Kumbali ya zachuma, bungwe amachita ngati mkhalapakati mu otaya ndalama kwa wokongoza kuti wobwereka ndi kwa ogulitsa ogula. Pakuti mabanki, ankaikira kuwombola awiri ndipo kopanda wa ngongole mopanda malire mtundu wa ngongole ngongole, lomwe liri lokhazikika. Malonda Bank ndi mbali ya dongosolo ngongole ya dziko, womwenso Bank ku Central, mabungwe ngongole ndi nthambi za mabanki akunja.

Banks ndi yofunika kwapadera, makamaka, iwo akhoza kupanga njira malipiro ndi kumasula iwo mu makope. Komanso, magombe kunyamula ndalama achire ku kufalitsidwa. Pa mfundo imeneyi, tisaiwale kuti mabanki kongoletsani ku dera chuma la Russia, kuwongolera chitukuko. Mfundo za ntchito za malonda mabanki pa choona kuti gulu umagwira ntchito mwa zinthu zopezeka mu zochitika ubale msika ndi makasitomala omwe ankabwera ake. Choncho, magombe malonda kugwiritsa ntchito zawo malire a muyezo ndalama pa nkhani ya mtolankhani mitundu Kusankhidwa yekha. The angachite izi mtundu wa ntchito, monga ntchito yofunika kwambiri mabanki malonda, ndithudi, alipo.

Wina kanthu - dongosolo yeniyeni ntchito kuti amadziwa ndalama ndi kubweza. The mwayi wa ntchito ngati sankalimbana nafe anakonzeratu Mapepala dongosolo. chochitika ichi amafuna gulu la ntchito mwakhama kusankha magwero kulenga zawozawo. Ntchito mwa chuma mwini anakweza mitundu angakwanitse mabanki ochepa. Izi ngongole mabungwe angapo ayenera kukhala mkulu mlingo wa kudziyimira pawokha mu zolowa chuma Russia, pamene kuonetsetsa liquidity ake.

Nchito ya mabanki malonda ali pokambiranapo. Izi ntchito za mabanki malonda ofunitsitsa zolimbikitsa ngongole-ndalama pa ntchito za chuma malipiro pakati pa nkhani zamalamulo ndi wotuluka sheya. Komanso, palibe chikaiko chakuti mabanki malonda ntchito Mzimuyo chakuti mabungwe awa, ndi kufunika kwambiri anthu ngongole ayenera kusonkhanitsa ndalama mu chuma ndi kulenga mkulu-kuti chingalimbikitse kudzikundikira ndalama pa maziko a ndondomeko kutipanikiza wa mowa wawo. Banks ayenera kutsogolera malamulo dipo kuti kusintha kwa zimene zimachitika lero. Ndi ntchito mu mawonekedwe a zachuma wogula, magombe kuchita ntchito m'khalapakati chikhalidwe cha mapangano a kugulitsa masheya chifukwa nkhaniyo ndipo pa malangizo a kasitomala wake. Nchito ya mabanki malonda ndi anasonyezanso m'madera ake a ntchito.

Choncho, banki amachititsa wotuluka kuti anawagawa m'magulu awiri akuluakulu - udakali chabe. ntchito chabe kudziwa magwero a ndalama ndi chikhalidwe ubale banki ntchito ndalama kukopa ndalama ku mabanki, chilengedwe cha chuma chawo.

yogwira mtundu wa ntchito ndi ntchito banki a umalimbana kupanga phindu ndi kukhalabe liquidity. Izi mitundu ya wotuluka banki monga: madipoziti, ntchito kukongoza, ndi ntchito ngongole mlandu. Madipoziti ndi ndalama zimene anali ku banki. Iwo zasungidwa mu nkhani banki ndi ntchito mogwirizana ndi malamulo a banki ya dziko. Pamodzi ndi madipoziti Tingaone ndi kukula kwa udindo wina wa banki - izi kunayambitsa ndalama, koma katundu sanali gawo. banki wawo kumafuna mu mawonekedwe a ngongole kapena amakumana ndi ngongole munthu pa msika chuma. Awa zambiri zikuluzikulu a mabanki malonda.