Ngati muli kalata mphatso nyumbayo, msonkho linaperekedwa m'zochitika zonse!

Malamulo amaganizira mokoma milandu yosiyanasiyana ya kulanda katundu osasunthika. Choncho, misonkho analipira kwa mtundu wa ndikupeleka. Ngati panopa chikalata satifiketi mphatso nyumbayo, msonkho chidzankhalira kwa inu ngati inu kupereka katundu zogona. Mlingo msonkho ndi 13% ya thandizoli okwana.

Ngati mwaganiza kuti aperekepo nyumba wachibale, mwachitsanzo mwamuna, mkazi, ana, zidzukulu, abale, kapena alongo, ndi agogo kapena agogo, safuna msonkho adzakhala iwe kapena pa gulu donee. Monga kukumbukira kuti mu nkhani iyi chikalata ku nyumba, amene msonkho si mlandu, ayenera zikutsimikiziridwa ndi chikalata zikalata ubale magazi pakati pa zipani.

Ngati mwaganiza kugulitsa nyumba, muyenera kulipira msonkho kwa chuma cha boma, chifukwa kulanda lamanja la ntchito likulu yomanga yomwe ikuchitika mwa kugulitsa kumafuna phindu.

Ngati inu muli mwa eni nyumba kwa zaka zoposa 3, malinga ndalama kuchokera msonkho malonda nyumba inu sikuti kulipira. Komanso, ngati inu akugulitsa nyumba, mtengo wa zomwe si upambana rubles miliyoni, inunso safunikira kupereka malipiro msonkho.

Talingalirani pamene iwe uyenera onse anagulitsa nyumba imodzi ndipo nthawi yomweyo anagulitsa chachiwiri. Ngati mfundo za kulanda zalembedwa, mlingo msonkho 13% wachotsedwa kusiyana pakati pa mtengo wa nyumba anagulitsa ndipo anagula. Mwachitsanzo, mumagulitsa nyumba, phindu limene kutchulidwa mgwirizano wa zogulitsa ndi wofunika kwambiri kuposa miliyoni. Pa nthawi yomweyo, inu mupeza nyumba, umene ndalama zosakwana miliyoni. Pankhaniyi, 13% linaperekedwa ndi ndalama wofanana ndi mtengo wogulira, opanda rubles miliyoni.

Mofananamo, kuchuluka kwa msonkho masamu pa malonda a nyumba munda ndi zipinda mu nyumba limodzi.

Pamene satifiketi mphatso chikalata za msonkho kuphwa kwa achibale sati mlandu, koma malonda a chibale si n'komwe.

Ngati mwaganiza kuti tikhale umwini la nyumbayo, mulibe nkhawa kupereka msonkho, monga msonkho pamene kugula nyumba si lolipiridwa ndi wogula.

Koma inu mukhoza kubwerera mbali yaikulu pa kupeza ndalama katundu. Kuyamba, kumbukirani chinthu chachikulu, zikalata zonse udindo ndi pravopodtverzhdayuschie, makamaka kwa kugula nyumba ndi nyumba yatsopano pa mawu mbali pomanga monga dolevika ayenera manja anu. Kupanga deduction msonkho mungathe pokhapokhapo pochitika ufulu chonse ndipo adzalandira kalata ya boma kulembetsa wa nyumba ya.

Lamanja la nzika za deduction msonkho yoperekedwa kamodzi mu moyo. Pambuyo chonse cha zikalata zonse zofunikira ulamuliro msonkho patapita kanthawi inu anapereka ndalama chidzankhalira banki kusamukira kubanki.

Komabe, Dziwani kuti pa nthawiyi inu mukhoza kubwerera achikhalire 13% ya kugula mtengo wa rubles oposa mamiliyoni awiri (mtengo wa nyumba anagula kuposa ndalama zimenezi).

Kuti kalembera wa deduction muyenera kupereka umboni umwini, chikalata chimene chili maziko kulembetsa ufulu, komanso kuchita kulanda katundu wogulitsa ndi wogula. Komanso, bwana inu amafika pakuyenerera 2-DZENJE, kutsimikizira kupereka msonkho munthu ndi abwana ake.

Nthawi zonse, kulanda udindo zilibe kanthu kaya kugula ndi kugulitsa adzakhala kalata mphatso yaing'ono, muyenera kulipira msonkho mu nthawi yake, ngati si malipiro a mosavomerezeka kuchuluka kuti azikatumikira ku chuma cha boma, ndi zinadzala ndi zilango. Zonse tikumbukire kuti umbuli wa lamulo sakhala tisamadere udindo!