Ngongole "Russian Standard". Mawu khadi "Russian Standard": Ndemanga

N'zovuta kulingalira moyo wa munthu malonda ndi khadi palibe ngongole. Ndipo ambiri a anthu opambana amene ndalama si yaing'ono, pamodzi ndi ntchito mwachizolowezi wa madebiti ndi makhadi, nthawi zina zingapo. Kufunika kwa mankhwala lero zazikulu zigawo zonse za anthu, ndi chidwi ndi kuposa wolungamitsidwa. Izi makadi amakulolani nthawi zonse kotunga ufulu chuma chuma, kaya malipiro, ndipo kwenikweni kuthandiza mu mwambo mwadzidzidzi zosiyanasiyana, kugula lachibadwa. Pakali pano, pali mndandanda mwachilungamo yaikulu ya magombe maganizo chidwi kwambiri gawo lino. Pakati pawo - bwino kutsimikiziridwa mu zaka angapo otsiriza, "Russian Standard". Zoposa 25 miliyoni Russia ntchito lero mankhwala khadi la Bank. Mawu khadi "Russian Standard" inakhazikitsa mu kuchuluka kwa pafupifupi 40 miliyoni mayunitsi, osati malire. Kodi chokopa ndi kwa nzika za dziko lathu? Momwe izo ndi zofunika zimene ayenera kuchita masamu kutsatira yofunsira ku banki? Awa ndi mafunso nkhaniyi iyankha.

General ikulongosola za ngongole banki a

Zochitika ndi malamulo ntchito mtundu uwu wa mankhwala ofanana kwa mabanki ambiri. Koma aliyense wa iwo ali peculiarities zake ndi ubwino. Kodi chidwi ngongole "Russian Standard"? Choyamba, zimakhala zosavuta kupeza, ndi zambiri musati ngakhale ayenera kupita ku banki. Kupempha angakhale Intaneti pa bungwe ngongole. Izi ndalama kusala kudya, koma kwa malire. chakuti pazipita khadi malire ndi 450 zikwi rubles. Kuti tizidalira ngati ndalama zambiri, kudzatenga, kuwonjezera pa chitsanzo (pasipoti ndi chikalata wachiwiri), kupereka kalata ya 2-DZENJE, ndipo chifukwa cha ichi ndi komabe kukaona banki "Russian Standard".

Kupanga ngongole kupeza ndalama zambiri, ndipo kukachitika kuti inu anali malo kapena galimoto. Ndiye inu zisonyeze ku ntchito ndi deta. mafotokozedwe amenewa adzalola Bank bwino ganizilani mkhalidwe wachuma wa wobwereka ndi kum'patsa ntchito wambirimbiri ndalama.

Ubwino khadi - mu nthawi yake chidwi ufulu, ndiwo masiku 55. Panthawi imeneyi, inu mukhoza choipitsa dziko anabwereka popanda kulipira chidwi zina banki. Komabe, izi nkhani. Ndalama ikhoza kugwiritsidwa ntchito kwa nthawi yaitali ngati sangakwanitse kubweza ngongole nthawi imeneyi zochepa. Chokha - kupanga malipiro osachepera 5% ya ngongole ntchito pa mwezi.

Chilolezo khadi ndi zikhalidwe

Amene ndipo kodi zinthu wapatsidwa ngongole "Russian Standard"? ntchito akhoza umene anthu osati wamng'ono kuposa zaka 25 (anthu pa 18, pali mwayi wapadera) ndi zosaposa 65. Pankhaniyi, mungathe kudalira maganizo otsatirawa:

• ngongole malire mpaka rubles 450 zikwi;
• 0% kuti alipire mu masiku 55;
• 36% pogwiritsa ntchito ngongole zikutanthauza masiku opitirira 55;
• 4.9% pa withdrawals ndalama kuchokera ATMs;
• Free kugonjera ntchito ndi kumasulidwa;
• 600 rubles utumiki wa pachaka.

Komanso, nkhani ya HIV ngongole mbiri ndi ntchito zonse za khadi, malire zake zonse umalimba. Komanso pa mapu zikutanthauza ena banki anapatsa ochepa - 3% pachaka (a asatipusitsenso, koma zabwino).

Khalani pa mapu zimakhala ngongole ndi chilungamo (kwa anthu awo achire palibe). Inu mukhoza kulipira onse mu Russia ndi oyendayenda padziko lonse.

Zosiyanasiyana makhadi

Kenako ife kuyang'ana pa ena a maganizo chidwi kwambiri a banki mu gulu la makhadi.

Khadi "Malina"

Kutengera zofuna zanu, mukhoza kusankha osiyanasiyana mankhwala ngongole ya gombe "Russian Standard". mawu Mawu khadi kuti chidwi mafani a zogula, - "Malina". Kuwonjezera mbali zonse muyezo izo amalola inu ndalama mipira bonasi kuchuluka mayunitsi 10-15 iliyonse $ 100 ntchito pa khadi. M'tsogolo, iwo akhoza umasinthanitsidwa mphatso kwa m'ndandanda wapadera "Malina". Pulogalamu kumaphatikizapo zosiyanasiyana malo omwera ndi odyera, masitolo internet, pharmacies, mafuta, kuyeretsa youma komanso zofunika zina. khadi Iyi ndi mphatso yaikulu mkazi amamukonda.

Cash Back Khadi

Pali ena wokongola ngongole "Russian Standard", kulola kuti mupindule kugula. Iyo imatchedwa Cash Back. Ngakhale dzina la bwino kuti limachititsa akonzanso gawo la ndalama ntchito pa khadi. Ndi kugula woyamba ndi 10%, ndi m'tsogolo - kuchokera 1 mpaka 3% ndi kuwonjezeka (malinga ndi buku la kugula). Ubwino wina wa khadili - kuchuluka kwa ntchito ngongole ndalama, ndi 29% poyerekeza ndi muyezo 36%. Gwirizanani wokongola kupereka.

Map Blue American Express

Izi mankhwala - ndi godsend chenicheni cha anthu ongodutsa kawirikawiri ndipo amasamalira chitetezo cha ndalama zawo. Kodi ndi ngongole, ichi "Russian Standard" kwa eni? Choyamba, luso kuteteza ndalama zawo ku ntchito achinyengo chophimba (malipiro) 10 madola zikwi US. Kachiwiri, malamulo ndi mankhwala ndi katundu inshuwalansi Pamaulendo onse mu dziko ndi kunja. Chachitatu, kubwerera khadi 2% ya ndalama anachita kugula kwa mapu. Kuwonjezera ubwino, wina mphatso - chaka ufulu kubanki. Izi adzalola makamaka wosakayika onani mbali zonse za mankhwala, popanda amacheza ruble umodzi wa ndalama zokha. Inu mukuona, inu mukufuna izi ngongole "Russian Standard"! Reviews za mankhwala akutsimikiza kuti kupitiriza kupindula mu zaka zikubwerazi, ngakhale mtengo wa yokonza kuchuluka kwa rubles 900. Mwa njira, kuchuluka kwa ntchito ndalama komanso poyerekeza m'mikhalidwe muyezo, ndi 29% pa annum.

Map "Student"

Pomaliza ife tiyenera kuti achinyamata mankhwala, akufuna ndi anthu wophunzira. Wophunzira Khadi Mawu "Russian Standard" cholinga cha anthu zaka 18 mpaka 23 analembetsa mabungwe maphunziro apamwamba mu nthambi mwachindunji kapena kudzera m'njira zina. Kuti kalembera ake muyenera kupereka banki khadi wophunzira kapena kulemba buku kutsimikiza mthupi mwawo. Kwa achinyamata, nthawi zambiri lova (kapena mumapezera Komanso), ophunzira mankhwala ndi wokongola kwambiri. Ziyenera kukhala khadi rubles 200, ndipo iwo anatengedwa okha chaka choyamba cha ntchito. Machitidwe, ndipo nthawi chidwi ufulu ndi ndalama pansipa zinthu muyezo - 29%. Komanso, kulipira khadi iyi, ndipo mukhoza kupeza mabonasi wokongola mu mawonekedwe a kuchotsera 30% zosiyanasiyana malo omwera, zibonga ndi malo ena zosangalatsa amene ali otchuka pakati pa achinyamata.

Pankhani malire, poyamba anaika mu kukula ang'onoang'ono. Kawirikawiri ndi 10 zikwi rubles, amene nthawi zonse alikukonzeka watsopano kuchuluka kwa alipire ngongole. Komabe, ndi ntchito zonse ndi mosamala malire khadi zingawonjezere mwa gombe, ngati iye adzaona mwakhama malo ngongole. Ambiri, khadili - njira kuonjezera kukula m'thumba ndalama zawo ndi kuphunzira mmene angalankhulire ndi mabungwe ngongole.

Pomaliza

Pulasitiki lero - yabwino ndipo nthawi zambiri yosafuna m'malo kachikwamako. A ngongole "Russian Standard" - chida champhamvu kuti mukulitse maluso awo ndalama ndi ntchito ndalama banki pa mawu yabwino, ndi zina pafupifupi kwaulere. The Bank amapereka zosiyanasiyana zimene mungachite ndi zikhalidwe zosiyana ndi mabonasi kuti mukhoza kusankha malinga ndi zosowa zawo ndi udindo. Ntchito pangongole kuti moyo wanu waphindu ndi kukuwalirawalirabe!