Nthawi inshuwalansi pepala kuchipatala. Mawerengedwe a inshuwalansi

nthawi Insurance chifukwa chodwala, ndipo kwambiri makamaka, kuti agwire mzere wa mkulu, zaposachedwapa ndemanga limodzi la maofesi a Fund la Chitaganya cha Russia Insurance Social. Akuluakulu anaganiza kukumbukira mmene olemba ntchito anzawo ayenera kumaliza mzere wa inshuwalansi mu pepala ya olumala.

Choncho, nthawi inshuwalansi chodwala ndi kutchulidwa mzere ndi dzina labwino. The "s" ndi "miyezi" selo ayenera kulowa chiwerengero cha zaka zonse ndi miyezi ya ntchito, omwe nkhani pa zimene inshuwalansi wantchito. Mu mzere "sanali inshuwalansi nthawi 'n'komwe moyo musadutse ntchito asilikali ena. Insurance nyengo chifukwa chodwala ayenera kusonyeza chiwerengero cha zaka ndi miyezi ntchito ndi mgwirizano pa ntchito. Nthawi imeneyi, muyenera monga nthawi ya utumiki mu yazamalamulo, nkhondo ndi moto misonkhano.

Kodi m'gulu nthawi inshuwalansi chiyani?

Mu nthawi inshuwalansi komanso nthawi ntchito pa mgwirizano ndi ntchito mu boma, oyang'anira tauni kapena ing'ono ing'ono utumiki, komanso nthawi ya ntchito yomwe wogwira ntchito ankavutika inshuwalansi mokakamizidwa chikhalidwe vuto la matenda ndi mimba ndi umayi. nthawi awa kutchulidwa "Malamulo a mawerengedwe ndi kutsimikizira kwa inshuwalansi." Mwa nthawi awa ndi iwo imene odziwitsa payekha, wazamalonda munthu, loya, mlonda ndi ena. Kudzipereka operekedwa RF FSS premiums.

Tiyenera kukumbukira kuti nthawi inshuwalansi sakhala ndi nthawi, amene poyamba nkhani. Iyi ndi nthawi ya utumiki mu Army, kuphunzitsa mu masukulu ntchito ndi ena. Nthawi Insurance kuchita masamu malinga ndi kulembamo ntchito. Ponena za zinthu zomwe si alembedwa mu buku lolembamo, ndiye kuti mupezeke ake mu nthawi inshuwalansi ayenera anagonjera zikalata wapadera mlandu, dzina kuti musankhe pali.

Pofuna kuwerengera nthawi inshuwalansi chodwala, muyenera m'buku ntchito ndi Chiwerengero.

Kuwerengetsa malipiro pafupifupi ayenera kukhala kobiri yonsene mlandu kwa nthawi zolipiritsa, akufufuta 730. Kuchuluka kwa ndalama m'gulu mitundu yonse ya Malipilo ndi phindu kwa munthu inshuwaransi. Kuchuluka chifukwa mwina olumpha ya ziyenera. The pazipita kuchuluka zimasiyanasiyana chaka chonse, zatsopano alipo bwana, kapena bungwe lanu ndi dipatimenti mlandu.

Ngati wogwira ntchito ya utumiki pensionable ndi miyezi yosakwana sikisi, chipatala kuchita masamu zochokera malipiro osachepera. Malipiro osachepera zimasiyanasiyana zambiri, kotero muyenera mwachindunji kuchuluka mu nkhani.

Ngati inshuwalansi zinachitikira osachepera 5 zaka - Umafuna kupereka malipiro pafupifupi tsiku la 60%. Ngati okwana nthawi inshuwalansi zaka 5-8 - malipiro ayenera kukhala kuchuluka kwa 80% kuchuluka chofunika. Nyengo inshuwalansi, kuchuluka kwa Ktorov oposa zaka 8 ndipo mukhoza kupeza 100% kupereka malipiro pafupifupi tsiku lililonse. Musaiwale kuti malipiro a malipiro pafupifupi tsiku nayenso amayi apakati, ngakhale chitsanzo chawo pa ntchito imeneyi miyezi yosakwana sikisi. Kupatulapo N'chimodzimodzinso ogwira ntchito amene anavulala pa ntchito. Nthawi ziwirizi, nthawi inshuwalansi pepala kuchipatala zilibe kanthu.

Ngati kalata mankhwala ochokera mwa mwezi umodzi pambuyo kuchotsedwa, inu ofunika kulandira phindu la ndalama kuchokera bwana wakale. Chifukwa kuchotsedwa, komanso ngati nthawi ya matenda Pankhaniyi sikuthandiza. Ndipo ngati Pankhaniyi oposa theka mgwirizano ntchito yosainidwa kumbuyo, inu mukhoza pantchitoyi, kuchuluka kwa amene adzakhala 60% ya ndalama pafupifupi. Ngati wogwira ntchito ntchito kampani kwa miyezi yosakwana sikisi, iye angalandire malipiro a osachepera mayunitsi malipiro.

Kumbukirani kuti athandize zinthu linaperekedwa ngati wantchito kudwala, osati mwana kapena membala wina banja.