Silver ndalama ndalama Bank: Photo ndi mtengo

Mu nthambi iliyonse banki ya Sberbank ndalama kugulitsa siliva, amene kaŵirikaŵiri Nagula monga mphatso kapena kwa ndalama Zimakhala ndalama zawo. Izi ndalama zimapangidwa ndi ambuye izi miyala yamtengo wapatali siliva chitsanzo apamwamba. Iwo akamachita nkhani wofunika m'mbiri ku moyo wa mkhalidwe wathu. Sberbank umabala onse ndalama za golidi mphatso, ndi siliva. M'nkhaniyi tiona ogwira pa za mankhwala atsopano, monga iwo onse alipo kugula anthu wamba, zochokera mtengo wotsika wa siliva poyerekezera ndi golide kapena pulatinamu.

Mitundu ya ndalama zasiliva

ndalama imeneyi mitundu iwiri: ndalama ndi chisangalalo (losaiwalika). Aliyense ali ndi magawo yake ndi zochita zake.

1. mankhwala Investment

Izi ndalama zasiliva Bank ndalama mwapadera analengedwa kuti ndalama ndalama, kenako yabwino kugulitsa iwo, ngati n'koyenera. Ubwino wa zitsulo ntchito kupanga ndalama ali chitsanzo apamwamba, umene mankhwala ali tilinazo mkulu atadziŵa mpweya kapena ndi manja a anthu. The ndalama Musataye mtundu wawo ndi musalekane pa mtengo, iwo ayenera kusungidwa mu milandu wapadera mandala.

2. Ufulu ndi mwambo ndalama

mankhwala otere amakhala zinapangidwa ku magulu ang'onoang'ono, iwo anasonyeza zosiyanasiyana zochitika m'mbiri kapena masiku, kwambiri makamaka kwa anthu athu ndi boma. Kwenikweni, ndalama awa ndi mu ankafuna pakati Ndalama okhometsa ali wabwino kachikumbutso, mwangwiro abwino monga mphatso.

Ndalama "Georgiy Pobedonosets"

Izi ndalama ndalama ndi misa mwa mtundu wawo. Iwo anali opangidwa pa 2009-2010. Kuyambira 2011 2014 izo anasiya kum'thamangitsa. Koma mu 2015 izo kachiwiri anayamba kutulutsa angapo makope pafupifupi theka la miliyoni. Zamgululi zopangidwa siliva 999, pang'ono kuposa 31 kulemera magalamu, chipembedzo rubles atatu.

Ndalama "Georgiy Pobedonosets" chogulitsidwa wapadera mandala thumba pulasitiki anapereka mukatoni, zomwe zimathandiza kusunga chinthu chofunika kwambiri mu zinthu moyenera.

Woyamba ndalama zimenezi zinapangidwa ku golide mu 2006, ndiye panali siliva. Njira yoyamba ndi lotchuka kwambiri pa kupanga - kupanga akhala anakhala pa 27 zikwi makilogalamu a golide mkulu amasankha.

Mtengo wa Baibulo siliva kwa ndalama izi ndi pafupifupi 2 zikwi rubles.

Mtengo ndalama Bank of ndalama zasiliva

Mtengo wa mankhwala anafotokoza ndi osiyana ndi zimasiyanasiyana rubles 2 60 zikwi apiece. Pa mtengo ndalama kwenikweni motengera mtundu ndi cholinga. Choncho, pa mtengo wa mankhwala mwambo umakhudza khalidwe lawo la Ndalama ndi replicable; mtengo wa ndalama bullion ndi wofanana ndi mtengo wa zitsulo kumene iwo anapanga.

Mwachitsanzo, ndalama ya siliva wa Bank ndalama: mtengo wake ndi kutchuka zimadalira misa Mwachitsanzo, mtundu wa nyemba chitsanzo ndi malo a zogulitsa. Mu likulu la ndalama ngati ndalama ndithu zosakwana m'maofesi a dera, chifukwa palibe mtengo kwa yobereka zinthu zimene kwenikweni zikupezeka mu mtengo wa katundu.

Zomwe ndalama lingathe kukopedwa pa Bank ndalama?

The Bank amapereka zambiri zopangidwa kuchokera zosiyanasiyana zitsulo zamtengo wapatali zogulitsa. Pali ambiri asiliva ndalama kwa wina ndi rubles zana, zomwe zimasonyeza zithunzi za zochitika zakale, zikuchitika pa mutu wa asilikali, kapena masewera. Pali ndalama ndi chithunzi cha nyama ndi zomera ku Red Book, zizindikiro za m'nyenyezi, akachisi ndi matchalitchi a Russia.

Sberbank kuti pakhale ndalama chamadzulo, kusangalala kutchuka kwambiri pakati okhometsa ndi numismatists. Zikatero zinapangidwa image, anadzipereka kuti kuwatchinjiriza masiku mbiri yakale komanso zochitika zokhudzana ndi Games Olympic ku Sochi mu 2014.

Osati ndalama zochepa wotchuka ndi zithunzi za kanjedza Russian mbiri, ndi odzipereka Wamkulu zosonyeza kukonda nkhondo.

Aliyense mankhwala ali okonzeka ndi boma kalata ya khalidwe. Ndalama ndalama zonse siliva ndi opangidwa ndi zitsulo koyera 925 ndi zitsanzo 999.

Kodi kugula?

Apeze ndalama ku nthambi iliyonse ya Bank ndalama kapena pa webusaiti yovomerezeka ya gulu la Yehova. Kugula muyenera muyenera kukhala chitsimikizo kuti iwowo ndi kuchuluka chofunika.

Pambuyo ndikupeleka wogula apatsidwe pepala lapadera, natsimikiza zogulitsa: ngongole ndi kuti madebiti ndi kalata ya mankhwala khalidwe.

Pamene kasungidwe ndalama ayenera kukumbukira kuti chilema kakang'ono kapena zikande padziko akhoza kuchepetsa phindu kangapo ake. Munthu amakhala osati chitsulo wapatali, komanso mogometsa.

chifukwa

Silver ndalama ndalama Bank - ndi ndalama otetezedwa kwambiri a zachuma. Iwo nthawizonse adzakhala pafupi mbuye wake, palibe awapatse ngongole kwa munthu wina ngati kuti ndi miyala ya makasitomala awo, mabanki ambiri. Chifukwa ndalama Musati muzidalira pa chigawo chuma kubanki. Monetary kufufuma Sachita mlingo wa ndalama Amalawi nthawi mofulumira kuposa momwe amawonekera ndi zitsulo wapatali. M'malo mwake: mtengo wa golide, siliva ndi pulatinamu nthawi zambiri kuposa chovomerezeka maganizo bar.

Tiyeneranso adzanyamula kukumbukira kuti si wophweka kuphatikana ndalama chakecho mu zitsulo zamtengo wapatali ndi ndalama mu ntchito kwambiri luso. Kodi tsopano uli wokwanira siliva kapena golide achifumu ruble zaka zana zapitazo? Malinga ndi ziwerengero kwambiri ndiwofatsa, mtengo wa ndalama Imperial nthawi 3-4 nthawi zoposa mtengo wa zitsulo yokha. Kodi ndizingati wotheka kugulitsa mwambo Soviet rubles mu zipembedzo wa 1 ndi 3 rubles? Osachepera angapo kapena mazana nthawi zina zimangokhala. Ndicho chifukwa anthu ambiri akuyesetsa kudalira ndalama kuposa mabungwe banki, imene pa nthawi iliyonse akhoza kupita zinatha, ndipo kenako kuyang'ana kwa mphepo kumunda, ndi ndalama zasiliva ndi mabanki ena m'mayiko limene iwo akukhalamo. Banks, mayiko, mitundu akhoza zokha ndi kusintha, koma siliva ndi miyala ina yokwera mtengo nthawi zonse ankayamikira, ndi kanthu chidzachitike kwa iwo.