Timawerengera phindu la polojekitiyo

Ndalama zimapanga ndalama. Mawu awa ndi kufotokoza kwakukulu kwa chitsanzo chamakono chamakono. Ndipotu, zikhoza kutchedwa zoona, koma kuti ndalama zigwire ntchito ndi kupanga phindu, sikokwanira kungokhala nazo. Ndikofunikira kuti nthawi zina muzikhala ovuta kuwerengera ndikusankha zokhazokha zomwe ndalama zomwe zimagulitsidwa zimatha kubweretsa zobwezeretsa zofunika.

Kubwerezedwa kovomerezeka sikungakhale, choncho, nkofunika kuwonanso phindu la polojekitiyi, musanayike ndalama zake. Ndondomeko ya kudzidziwitsa yokha ikufanana ndi masewera a casino, mosiyana ndi njuga, apa wosewera mpira ali ndi chiyembekezo chabwino. Ndikulingalira kwa chiyembekezero ichi chomwe chimachititsa kukongola kwa polojekitiyo pamaso pa wochita malonda

Pankhani yopindula, chiwonetserochi chikuwonetsera chiŵerengero cha kuyembekezera kupindula kwa mtengo wa ndalama zomwe zimayendetsedwa. Choncho, kuwerengedwa pogwiritsa ntchito chiwerengero chimodzi cha masamu - magawano, koma chiŵerengero ndi chiwerengero cha gawoli, sizili zovuta kudziwa. Chowonadi ndi chakuti phindu la polojekiti silimagwirizana ndi zowerengeka zenizeni, koma potsatsa malingaliro akuwonetsera chiphunzitso cha nthawi yamtengo wapatali wa ndalama.

Lingaliro ili likuchokera pa lingaliro lakuti $ 100 lero ndi ofunika kwambiri kuposa ndalama yomweyo mawa. Zopanda nzeru, poyamba, zowona, zimakhala zomveka, ngati mukukumbukira kupuma ndi kutaya phindu. Izi zikutanthauza kuti wogulitsa angakhale ndi njira zowonjezera ku banki ndikuzitenga pakapita kanthawi, kotero kuti chiwerengero cha phindu la polojekitiyo chimachitika ndikuganizira izi.

Kuti muwerenge nambalayi, yomwe ikuwonetsera ndalama zomwe mukuyembekezera, muyenera kuwerengera ndalama zonse zomwe mukuyenera kulandira m'moyo wonse wa polojekitiyi, yomwe inachotsedwa kale. Moyo wa pulojekiti ukhoza kudziwika pasadakhale, koma ngati sichidatsimikiziridwa, chiyenera kuwerengedweratu kuwerengetsera zaka zosachepera khumi kapena nthawi yomwe ndalamazo zinganenedweratu molondola.

Pofuna kuthandizira ndalama, ndalama zomwe mukuyembekezerayo ziyenera kugawidwa kuti zikhale zopanda malire, zowonjezera kuti zaka zatha kuyambira nthawi yogulitsa ndalama. Chigawochi chiwerengedwa monga unit kuphatikizapo mlingo wamtundu wa banki umene ulipo panthaŵi ya ndalama zomwe zidagawanika ndi zana.

Popeza mwapeza zonse zomwe mungapeze, n'zotheka kupititsa ndalama. Pachifukwa ichi, onani kuti kuti mutsimikizire mokwanira kupeza phindu la polojekitiyi, muyenera kuganizira zachuma chonse mu polojekiti yonseyi, osati ndalama zokhazokha. Zowonjezera zambirizi sizikuiwala kuchepetsa, momwemonso, momwe ndalamazo zinakhazikitsirako.

Kuonjezera apo, sizodabwitsa kuganizira zoopsa zonse. Izi zikuphatikizapo ndalama zotheka, kuwononga katundu, ndi zina zotero. Yerengani zoperewera zomwe zingatheke ndikuwonjezeredwa ndi coefficient yomwe imatsimikizira mwayi wa chochitika choopsa. Zotsatira zake ziyeneranso kuwonjezeredwa ku chipembedzo.

Tsopano, potsiriza, mungathe kuzindikira phindu lenileni la polojekitiyi. Ngati ali oposa umodzi, pulojekitiyi idzapindulitsa kwa ochita malonda, ngati osachepera. Poyerekeza mapulojekiti osiyanasiyana, mu malo opindulitsa kwambiri padzakhala wina yemwe phindu lake lidzakhala lapamwamba.

Tsopano mumadziwa kuwerengera phindu la polojekitiyo, ndipo mukudziwa momwe mungagwiritsire ntchito chizindikiro ichi kupanga zosankha zachuma. Komabe, musayiwale kuti zizindikiro zina zingakhudze kupanga chisankho, ndipo sikoyenera kuyesa ndalama mu polojekiti chifukwa chakuti phindu lake lidzakhala lapamwamba.