Zitsanzo ndi chitsanzo malisiti: mmene kulemba?

anthu ambiri, akubwereketsa ena kuchuluka, kodi n'komwe kuti iwo sangathe kufika iwo kumbuyo. Chifukwa, iwo ndi nthawi yaitali kufunafuna ndi kuyesa kukakamiza wamangawa kubweza ndalama yobwereka. Zikatero, zikhonza kukhala zothandiza luso kulemba malisiti. kanthu ndi losavuta mokwanira, koma chikalatacho wasenza molakwika, simungathe tanthauzo lililonse malamulo.

M'nkhaniyi, tiona chitsanzo cha chiphaso cha ndalama ndi zikalata. Komanso kambiranani za katundu muyenera kuonetsetsa kuti mwachindunji kuti sanataye mphamvu zake.

N'chifukwa chiyani muyenera izo

loya aliyense akatswiri ndi kuonetsetsa kuti ngakhale molakwa analemba chiphaso bwino kwambiri kuposa sanamwe. Wakumvera lamulo, umboni si zikupereka umboni wa ndalama kutengerapo. Mfundo imeneyi iyenera zalembedwa.

Ngati inu kamodzi pa moyo wanga ndinawona chitsanzo cha promissory cholemba, inu mukudziwa kuti mufunika chikalata ichi kuteteza zofuna za anthu, kupereka kuchuluka kwa ngongole. Ndi malamulo chiphaso chitsimikizo kuti ndalama adzalandiridwa kumbuyo. Ndithudi, izi si umboni okha. Suti ndipo aliyense zikalata zina ndalama:

• macheke;
• ndalama zimene auzidwa;
• mawu banki;
• zambiri.

Komabe, pamene ndalama ndi kunditumiza ku dzanja m'manja, polandirira msonkho - njira yachangu ndi yodalirika kutsimikizira kutengerapo awo. Kuti kalembera ake muyenera cholembera ndi nthawi pang'ono. Paper kuti adzakhala wasenza chikalata, si udindo uliwonse. Ngakhale chidutswa cha mapepala khoma kapena mbali n'zosiyana zithunzi ana, chiphaso sadzakhala mphamvu zake.

Kumene, pepala zalembedwa molondola, muyenera kuphunzira chitsanzo cha chisanadze anamasulidwa. Ndipo ngati tikukamba za ndalama zankhaninkhani, ndi bwino kuti yakusankha anasaina wa mboni osachepera awiri amene umboni kuti zolembedwazo lapansi.

Mitundu ya zida ngongole

Kumene, chitsanzo ambiri malisiti - ngongole kapena ngongole ndalama. Koma palinso zinthu zina pamene chikalata ndiyo ayenera:

• kugula / kugulitsa galimoto;
• patsogolo ndalama mu wotuluka malo;
• alimony;
• malipiro komaliza pamene kugula nyumba, nyumba, galimoto kapena malo;
• ena.

Tanthauzo malamulo a malisiti

Ngakhale kuti nkhaniyi chili mwa lamulo, kutsutsana za mphamvu ndi kufunika kwa malisiti malamulo akadali ulipobe. Choyamba, kusiyana bwanji kapena ayi umboni chikalata ndi odziwitsa n'kofunika.

Malinga ndi nkhani 808 CC Russian notarization chikalatachi chotero sikowumiriza. Kumene, ngati tikulankhula zinkafuna kwambiri za ndalama ndipo mukufuna kuti mudziteteze ngati kuli kotheka, pamtima ku ofesi odziwitsa zichitike. Mu njira iyi, kuti mudziteteze ngati kuli kotheka, ngati m'tsogolo, kofunika kutsimikizira kuti chikalatacho anali wasenza ndi kusainidwa ndi nzika kwambiri, zomwe akunena. Popanda notarization kuchita izo n'zotheka, koma ndondomeko adzatenga nthawi zambiri ndi khama.

Ubwino ndi kuipa kwa chithandizo kwa odziwitsa

Ngati notarization malisiti kulibe monga ubwino komanso kuipa. ubwino zikhoza kuganiziridwa:

• mwamtheradi kutsimikizira kuti zolembedwazo ndi;
• Ngati zimakuvutani kuti apange chikalata molondola, odziwitsa ali wofunikila kupereka chitsanzo cha kulemba chiphaso, lomwe kale amaganizira zina zabwino zonse.

The sangathe pano, osalephera, imodzi yokha - ndalama zoonjezera ndipo nthawi ulendo wopita kuntchito.

mbali kalembera

Ngati mungasankhe kuchita paokha ndi kupulumutsa nthawi ndi ndalama, khalani okonzeka kuwafunsa pasadakhale intricacies wa kukafola chikalatachi. Kumanja Mwachitsanzo malisiti amafunika zotsatirazi:

1. Chikalatachi kwalembedwa kokha chifukwa dzanja. Pankhaniyi inadmissible chabe kuika siginecha pa mawonekedwe kusindikizidwa pa kompyuta. kulemba Independent limachititsa kuchita mayeso cholembedwa vuto la kusowa.
2. ndalama zonse amatchulidwa mu chikalata ayenera osati kulemba kanjedza, komanso kumvetsa mawu. Izi kumatha woti munthu adzaona kapena kutsuka kwa manambala owonjezera.
3. Ngati tikulankhula limanena mu ndalama ayenera kwenikweni amasonyeza kuti obwezeredwa zonse ayenera kukhala pa mlingo applicable pa nthawi ya kuthetsa komaliza.
4. Kumbukirani kuti ngati chiphaso samanena kanthu za kuchuluka kapena chilango, mgwirizano ndi basi ankaona kuti chidwi wopanda.
5. lemba zisonyeze kuti ndalama unasamutsidwa mwachindunji nthawi ya kulemba malisiti ndi akusonyeza malo (zonse adiresi) Izi n'zimene zinachitikira.

M'pofunikanso kuganizira ndi mphindi zingapo. M'malemba a malisiti si kofunika mwachindunji zolinga ntchito ngongole. Ngati ananena kuti ndalama anali linachokera zosowa malonda, zikhoza kuonedwa monga chiopsezo kwa wokongoza amene adadziwika pasadakhale. Kukachitika choncho "sadzawotchedwa kunja" ndalama sangakhale returnable.

Pokoka mpukutuwo ayenera kuonetsetsa kuti pawiri-fufuzani deta pasipoti mbali zonse anauyamba chikalatacho.

Kuti lembalo

Pali osachepera 7 mfundo zimene ayenera kupezeka mu bukuli:

• Lang mbali ziwiri (woyambitsa wa chikalata ndi wokongoza);
• tsatanetsatane wa mapasipoti awo, VAT nambala adiresi okhala ndi kulembetsa;
• enieni kuchuluka kwa makalata olembedwa ndi manambala;
• Iwo sizinatchulidwe malo ndi tsiku akusonyeza mfundo za kulandira ndalama;
• anasankha nthawi alipire la ndalama (ngati applicable);
• Chinaneneratu m'munsi kwa kulanda ndalama;
• amphumphu legible siginecha maphwando mgwirizano ndi mboni zotheka.

Ngati pempholo ndi chitsanzo cha chiphaso cha ndalama lilibe chilichonse cha zinthu zimenezi, m'pofunika kuganizira za imabwera chinyengo.

Polandirira msonkho polandirira msonkho ndalama

Ngakhale zolondola umodzi chitsanzo cha kulemba malisiti kulibe, komabe ayenera kutsata malamulo pamwamba. Popeza ankaphunzira chitsanzo cha malisiti ndalama, pansipa, mwina ungapulumutse nokha kwa ambiri mavuto.

chiphaso

June 28, 2015, mzinda Pupinsk

Ine Levandovskaya Irina Nikolaevna, 01.03.1974 chaka cha kubadwa, pasipoti mndandanda - 3469 №216801, anapereka 17.09.2006 chaka, Dipatimenti ya chigawo cha Pupinska Federal Ataliatali Service Akhtyrsky mayina ndipo akukhala pa:

Bambo Pupinsk Str. Loskutovym, d. 22, Q. 195 kulandira ngongole kwa Kirichkovskogo Nikita Yakovlevich wobadwa 11.6.1964, pasipoti mndandanda - 1677 №331688, anapereka 26.08.2011, Dipatimenti ya Federal Ataliatali Service wa chigawo cha Tykvinska Tikhvin, akukhala pa:

Bambo Pupinsk Str. Zoumba pamodzi, d. 7, Q. 10, anawawerenga adiresi:

Bambo Tykvinsk Str. Istomin, d. 116 ndalama kuchuluka kwa 1,130,000 (wani miliyoni zana limodzi zikwi makumi atatu) rubles faifi (5)% pa annum. Ine ayambe kubwerera ndalama zimene munalandira ndi ndalama zonsezo chidwi kuti 09.22.2017 chaka.

Polandirira msonkho opangidwa ndi ineyo ndi mwaufulu. ndalama chidapatsidwa kwa ine mu utumiki pa nthawi kusaina chikalata ichi.

Levandovskaya Irina Nikolaevna (siginecha).

Padziko malisiti njira yomweyo analemba pa kugula / kugulitsa katundu, kupeza thandizo mwana ndi ndalama zina ndalama.

Chiphaso cha kuteteza chuma

Tsopano tiyeni tione chitsanzo china. Pankhaniyi, chipani wina watuma kugwiritsa ntchito nyumba, ndipo mbali ina akugwirizana kulisunga bwino. Kotero, chitsanzo cha chiphaso cha nyumba ndi:

chiphaso

03/13/2016, anali Netovsk

Ine, Ivaschenko Ilya Nikolayevich, 11.11.1981 chaka cha kubadwa, mayina adiresi:

Ilichevsk, St. . Lenin, 48. pasipoti Series: 5469 №100295, kupelekedwa ndi Federal Ataliatali Service Dipatimenti ya chigawo cha Ilyichevsk Primorsky.

Ine ntchito kusunga kuchotsedwa nyumba yanga pa: Netovsk Str. Shevchenko, d. 1, zoyenerera. 55 bwino ndi ntchito. Mu chochitika cha kuwonongeka kwa ndikukhala kwanga mu nyumba, ine ntchito kuti reimburse ndalama zonse katundu kuonongeka. Pa nthawi ya kulanda nyumba mu ntchito za pakhomo, zenera, firiji, kuphika osiyanasiyana, makina ochapira ndi mipando yonse ili mu nyumba, mu chikhalidwe chabwino.

Voucher chomveka kwa nthawi yonse ya kukhala kwanga pa malo pamwamba ndi Mudzabwezedwa kwa ine pa mapeto a pangano yaitali.

Chiphaso linapangidwa ndipo linalembedwa ndi ineyo ndi mwaufulu.

Ivaschenko Ilya Nikolaevich (siginecha ndi tsiku).

Chiphaso cha chikalata

Monga mukuonera, chiphaso cha ayenera kugwirizana ndi chiphaso ndi kulanda ndalama. Nachi chitsanzo china chiphaso, amene osalumikidwa ndi kayendedwe ka ndalama. Lilinso ndi zina zabwino zake kujambula.

A chiphaso cha bukuli:

Ine Lioznova Anna Ivanovna (pasipoti mndandanda 3456 № 100967, anapereka 17.03.2006 pasipoti dipatimenti №2 wa St. Petersburg, owerengedwa ndi akukhala pa ..., St. Petersburg, St. Kiziyarskaya, anthu d 8, mamita lalikulu 17) ndinalandira mu dipatimenti ntchito ya "Cher-Moyo" ntchito umboni wa mwamuna wake Lioznova Ivana Evgenievicha kwa HIV mpaka kudzafika mwiniwake.

Umwini kwa kapangidwe chikalata (mbiri ntchito) alibe.

18.08.2016 Mr.

Lioznova Anna Ivanovna (siginecha).

Monga mukuonera, malisiti ndi osiyana kwambiri. Mulimonsemo, pamaso inu kulemba bukuli, ndikuganiza. Ngakhale chofunika mawonekedwe a kulemba sati bwinobwino molondola, ndi chiphaso adzakhala ndi phindu malamulo. Ngati udindo wake ndisanakumane, chikalata akhoza anagonjera ku khoti.