51 Nkhani. 51. Malawi ndi madebiti nkhani 51

ntchito iliyonse zachuma N'zosatheka gulu la utuluke ndalama. Cash nawo njira zonse zikuchitika mu makampani a mtundu uliwonse umwini. Kugula ntchito likulu, ndalama mu chuma mapulani malipiro kwa ndalama za magulu, oyambitsa, antchito a kampani - kupanga ndiponso zochita zonse zaboma zimagwiridwa ndi ndalama, ndi kuti chiphaso awo.

Mitundu ya malipiro

Zochita pali mitundu iwiri yaikulu ya malipiro - ndalama ndi cashless. Cash nthawi ntchito wochepa otaya ndalama - ndi malipiro mtanda-ndalama zikhoza kupangidwa mwa anawapatsa ndalama za kampaniyo. Pakuti malonda ang'onoang'ono ndi zolowa yaing'ono ndi ndalama wodzichepetsa, kugwiritsa ntchito ndalama ndi njira yabwino. Makampani akuluakulu kunadetsa ndi mukutengera dongosolo cashless; monga momwe zotsatira za ntchito yake, ndi zambiri zosavuta, mofulumira ndi mtengo kuposa ntchito ndi yambiri ndalama. Choncho, tsiku, 98% malipiro onse kudzera mwa dongosolo banki, ndi maziko banki.

Chinyezimiro cha dongosolo cashless mu akawunti

Pakuti kusanthula mapulani, kuwerengera wolunjika kuchotsa kampani akutsegula kupanga bwino pepala mlandu ndi 51. Iye akugwira ntchito, kutanthauza chinyezimiro cha ndalama ukubwera mbali madebiti, otaya ndalama - ngongole ya. 51 Nkhani sipakhala nkhani ya mafoni kuchokera katundu kampani - madipoziti banki. muyezo kumaonekera mawonekedwe zowombetsa mkota wa zotsalira (moyenera) anatsimikiza tsiku kwa kasamalidwe ntchito ndalama. marekodi Analytical ikutsatiridwa wachina chilichonse ndalama zolowa ndi payokha. Organization akhoza imodzi kutsegula chiwerengero chofunika nkhani mabungwe chimodzi kapena zingapo ngongole. Kaya chiwerengero chawo, zinthu zonse pa kayendedwe ka malipiro si ndalama anawonjezera ndipo unachitikira 51 nkhani. Bwino (otsalawo) aumbike malinga ndi njira: + zotsalira pa chiyambi cha zolowa m'nkhaniyi madebiti - Kumayambiriro ngongole ya. Chifukwa ndi Uwerenge zilipo (panopa) amatanthauza. Zimatanthauza 51 monga koyamba nkhani madebiti bwino kwa nyengo yotsatira.

Mitundu ya ndalama si ndalama

malipiro ndi kuthetsa ntchito zonse akutsatiridwa ndi banki, amene Organization wapangana mgwilizano chifukwa tikukonza nkhani. Maziko a ntchito achire kapena kutengerapo ntchito ndalama ndi zindikirani kwalembedwa za mwini, zimene kutsimikizidwa ndi ogwira ntchito ku banki pa kugwilizana ndi malamulo ndi njira yovomerezeka. lochokera ku bungwe cashless malipiro zikutanthauza mwini wasankha awo, zochokera zitsimikizo za counterparties yeniyeni. Nthawi zambiri, kukhoma kampani mwa chida kupereka banki ndi kuti achire (Kulipira, kutengerapo) ndalama cashless pa nkhani mokomera kampani anati. Pasanathe ambiri ntchito Kulipira chopanda malire, kutsimikizira si chofunika kwa mwiniwake wa chuma cha. Cash achire zosowa zanu mothandizidwa ndi bungwe anapanga macheke. Eni nkhani banki zifunika macheke malire pa maziko a ofunsira. Anadzazidwa ndi mbiri yabwino ndi yoyenera anasaina ndi zisindikizo mapepala checkbook ukhalebe komanso mawerengedwe nkhani ya kampani kukhala ndi mabungwe omanga, ma sapulaya, ndi zina zotero. D. Pankhaniyi cheke ndi chikalata pa gulu kapena thupi chilli (nthumwi zake) ndi ndatapa pa kupereka banki yake samalipira.

Mayendedwe pa nkhani panopa

51 Nkhani zachokera mawu kubanki. Kuti zikalata ake mokakamiza Ufumuyo, amene akutumikira kuti kayendedwe ka ndalama mu makamaka chifukwa cha kumalo a ntchito. Onse utalembedwa-offs, kusintha kwa mwini chuma ndi opangidwa kwa nthawi mawu, mothandizidwa ndi buku la dongosolo kucheza malipiro kapena pempho. Msana akutumikira monga cheke withdrawals kulungamitsidwa. Gulu la ndalama ndinalandira kwa mwini ogwira (Kudzipereka mbali ya chimaposa ndalama), atathana kuti banki. Ndalama analandira kwa makasitomala ndi amangawa ena, mu chimango udindo contractual, anatsimikizira ndi buku la lilinkudza kuti malipiro kulipira gulu. zikalata zonse pa kayendedwe ka ndalama si ndalama amapangidwa mogwirizana ndi njira yovomerezeka ndi zofunikira za Bank, adzakwapulidwa yolembedwa ndi anthu ovomerezeka ndi stamped.

madebiti

51 Nkhani madebiti akuganizira inflows ndalama. Kulembetsa chikuchitika kwa zinthu zotsatirazi:

• Anawapatsa ndalama Company (D 51, K 50) - lolemba uwu wapangidwa yopemphera kwa nkhani ya ndalama kuchokera m'kaundula ndalama.
• Malipiro kwa omanga (D 51, K 62/60/76) - amatamanda nkhani ya kuchuluka kwa makasitomala, receivables ena ku ogulitsa (obwezeredwa, overpaid ndalama, kuthetsa wodandaula kasitomala).
• Kuyamikira, ngongole (R 51, R 66), - opaleshoni ikuchitika mu nkhani ya kubwera kwa nkhani analandira leveraged.
• Mu anapezazo ndi ma sheya hoda, eni (R 51, R 75) - njira anapanga ochirikiza (monga mwa kuwonjezeka kufalitsidwa kapena likulu ovomerezeka).
• Asayansi ndi bajeti ndipo kumbali ikatha mabungwe (L 51, 68, 69) - ndi misonkho overpaid kapena kuchuluka kwa anzawo (ubwino, chodwala, etc ...).

madebiti zolowa mwachidule m'nthawi malipoti nthawi ndi chizindikiro zowombetsa mkota wa ndalama ku nkhani ya kumalo a ntchito. Pakuti kuwunika ndalama ntchito zolowa bwino pepala ndi kusanthula nkhani.

Movement ngongole

chifukwa Mawu a 51 ndi kwaiye ku madebiti (otaya) ya chuma si ndalama za kumalo a ntchito. Zolowa ngongole limasonyeza chiwerengero cha anasamutsidwa, kulemba ulemu ndi withdrawals, namsenza ndi 51. Kupeleka ngongole motere:

• Cash achire (D 50, K 51) - pa nkhani panopa kutapa ndalama akulowa kumalo a ntchito ndalama (cashing kumachitika m'njira zochepa, ndi kumasonyeza ndalama). Nthawi zambiri mabungwe ntchito gawo la ndalama mu malipilo kapena zosowa zachuma.
• Kupita cashless (D 51/55, A 51) - makalata imeneyi ikuchitika pansi kulanda ndalama nkhani ina kapena makalata wapadera wa kutsegula ankafuna kuti anapezazo ndi Akhristu.
• Malipiro kwa masapulaya, kampani ndi mabungwe ena (D 60/62/76, K 51) - kulanda katundu ndi nkhani panopa ndi adiresi ya kampani (katundu ndi ntchito umabwerera mankhwala, etc ...).
• Pobwereka anapezazo, ngongole ndi Kuyamikira (D 66, K 51) - ndi chiwerengero ntchito ndalama anabwereka kapena mudzalipidwa mangawa pa ngongole.
• Kukwaniritsidwa udindo kwa ndalama za misinkhu yosiyanasiyana ndi owonjezera bajeti ndalama (R 68/69, R 51) -, malinga ndi msonkho kapena thumba, m'makalata limasonyeza zogwirizana boma nkhani.
• Malipiro (R 70, R 51) - Mndandanda m PL antchito /.
• Asayansi ndi oyambitsa (D 75, K 51) - chifukwa cha ntchito za oyambitsa anapanga malipirowo.