Gulu la Nkhani

ntchito za yowerengera aliyense, ziribe kanthu zimene kampani kapena bungwe iye ntchito, kwenikweni kugwirizana ndi nkhani. wotuluka zonse zolembedwa mlandu anapangidwa mwa iwo. Kuti amangonena kuti munthu amene akauntanti, amanena kuti ndi bookkeeper. Ndipo tsopano tiyeni tione mawu ichi mosamalitsa: yowerengera - amene chinkhoswe kukhalabe nkhani. Tidziwanso kuti akamanena za ntchito yowerengetsera - kutumikira makamaka nkhani. Nkhani mu kuyankha monga mmene zochitika chuma. Musati kusochera mu akonzedwa yaikulu ya gulu kumathandiza kukwaniritsa nkhani ya ndalama.

Kodi motani? Nkhani za anawagawa m'magulu kulenga dongosolo imene yowerengera zikanakhala bwino ntchito ndi. Komabe, ntchito ili ndi mabuku ndithu, komanso osokoneza. Choncho, ngati tikambirana mlandu sayansi, kuti m'kagulu nkhani ndi mothandizidwa ndi njira sayansi. Ngati inu munayamba kuphunzira mlandu, mukudziwira kuti pali muyezo pepala, kufufuza, chuma, bajeti, chuma, katundu, mafakitale, kupanga, mawunikidwe ndi nkhani zina gulu. Komabe, gulu ili nkhani sikawirikawiri ntchito m'moyo.

Kuchita zachuma zambiri amakonda kugwiritsa ntchito mu mndandanda ntchito za ngongole anayamba ndi boma. Gulu la nkhani mtundu ukugawa nkhani malingana ndi kuchuluka kwa zinthu akutumikira. Mwachitsanzo, mukhoza kubweretsa mau onse odziwika amene ali onse nkhani maina: "Cash", "Malonda", "chifukwa Financial".

Ndipo komabe dongosolo odziwika bwino kwambiri nkhani (mlandu tingachipeze powerenga) ukugawa iwo m'magulu atatu. Gulu lirilonse zikuphatikizapo nkhani zimene ndizodzazidwa ndi malamulo omwewo chiwerengero cha kuchuluka komaliza. Ngati okwana madebiti - ndi nkhani yogwira, ngati ngongole - chabe ngati akuyandama - udakali chabe. Chigawo otere akugwirizana pepala bwino - chikalata waukulu, umene uyenera chaka kupanga yowerengera iliyonse. Udakali chabe - magawo awiri a pepala (choncho dzina nkhani za). Ofunika amaganizira chuma, ndi kungokhala chete - magwero a chuma ichi. Ndi nkhani yogwira si ntchito yovuta zedi, koma chabe ngongole mlandu amayambitsa mavuto ena. Kuzipewa, ndi zofunika kukumbukira kuti ntchito yonse ndi nkhani chabe anapangidwa galasi chifanizo poyerekeza ndi yogwira. Choncho, ngati kuwonjezeka nkhani yogwira chimaonetsedwa madebiti, ndiye nkhani chabe - ngongole. Choncho, muyezo (kuchuluka) nkhani chabe tiyenera kukhala kumbali ya dzanja lamanja la nkhani (ngongole).

Sizivuta amasokonezeka polemba ndi nkhani yogwira-chabe. Iyi ndi nkhani makamaka amphamvu, monga muyezo awo si kungokhala chete kapena yogwira. Mwina kusintha nthawi, kapena kukhala mu kungokhala chete ndi yogwira panthawi.

Gawo zolipiritsa kuyankha mlandu bwino mtundu anafotokoza mu chitsanzo. Tiyerekeze mwaganiza kugula firiji latsopano. Monga zalembedwera nkhani? (The maina nkhani za kuchotsa kwa moyo.) Kodi wanu ndalama, inu kulipira wogulitsa - ndi mowa kwa "chikwama" nkhani yogwira ndi kungokhala chete pa nthawi yomweyo kubwera kwa n'kulemba "Home Appliances". Inu mwakhala ndalama, akhala ang'onoang'ono, koma chuma chanu. Komabe, ngati muli firiji tinatenga ngongole kuti agule, nkhani yanu yogwira-chabe "Khadi Mawu" adzakhala ngongole ndalama zimene analipira mu sitolo. Ndipo ngati mukongoletsa kanthu mnansi ndalama mwezi watha pa kugula foni, ndipo iye sanayambebe anabwerera, ndiye panthawi ya yogwira-chabe chifukwa "Khadi Mawu" wanu ali bwino mu madebiti (iwe ngongole kubanki) ndi ngongole ( muyenera kukhala mnansi). Ngati mukugula firiji munganene moyo mpaka kutha kwa mwezi kwa yotsala ya malipiro, motero komanso pambali pamapeto a mwezi yogwira-chabe akaunti yanu "Ndalama" adzakhala bwino ngongole (phindu), ndipo ngati ndalama zimene analibe okwanira anafunikira mtsogolo ndalama ndi kuzipereka pa chakudya, yemweyo mlandu 'ndalama' kumapeto kwa mwezi adzakhala ndi madebiti bwino (imfa). Izi zingathe kusintha mu mwezi wamawa.