Home Insurance: Security Mlengi

Mozindikira, odziwa inshuwalansi wothandizila konse hurries kasitomala. Iye adzakuwuza iwe mwatsatanetsatane za zinthu zonse mgwirizano, ankafotokoza mfundo iliyonse ndi wokonzeka kuyankha chilichonse, funso kwambiri opusa. Mwatsoka, akatswiriwa n'zochepa, ndipo, kupita ku malo inshuwalansi kampani bwino kusankha mfundo zazikulu, monga kupingasa Kuphunzira.

Zinthu inshuwalansi

Choncho, nyumba inshuwalansi kapena nyumba, ameneŵa 3 zigawo zikuluzikulu.

1. Katundu inshuwalansi okhalamo, kapena m'malo chake zinthu structural, malinga ndi masitepe, kudenga ndi partitions, mbewu akhakula, makonde ndi loggias. Kuphatikizapo inshuwalansi yekha chinthu ichi, mungathe kudziteteza ku chivomerezi kapena moto, koma nyumba kuchokera osefukira kapena kuba, mfundo imeneyi zikanakhala zopanda ntchito.

1. Udindo pa inshuwalansi. mfundo zimenezi kudzakuthandizani kukachitika kuti inshuwaransi wachititsa kuwononga nyumba ndi katundu wachokera ku lachitatu maphwando Mwachitsanzo, anasefukira anansi. Pa mfundo ndiyo zothandiza ngati oyandikilana nawo kuchokera pansi - anthu olemera amene padera kwambiri mu kukonzanso kwa nyumba yake.

Mwatsoka, boma udindo inshuwalansi ndondomeko ali drawback kwambiri: ndi inshuwaransi pa zingatithandize yekha mwini nyumba kapena nyumba. Koma mankhwala anthu danga wamoyo, komanso lendi kuti zimenezi zingathe alibe. Pali chinthu chimodzi chinanso: ndondomeko yapachiweniweni udindo si apereke palibenso inshuwalansi kampani, ngati insurer anayamba kukonza nyumba yake.

1. Insurance yokongola ndi zida zomangamanga zikuphatikizapo mndandanda waukulu wa ngozi. Izi zikhoza kukhala kuba ndi kuba m'nyumba, kuwononga makina ndi Bay, ndi moto tsoka. Zinthu chokongoletsera inshuwalansi monga: mtundu wonse wa kupenta ndi kupaka pulasitala, chindwi ndi pasting denga ndi makoma, kudenga aliyense kuyaka, khoma pansi, zenera ndi khomo yomanga. Komanso, liza inshuwalansi amateteza zonse mipando anamanga-: tisadwale, kuyenda m'zipinda.

zida zomangamanga inshuwalansi amateteza Kutentha ndi madzi kachitidwe, zingwe, meters, ndi Kulumikizana. Mwini kapena lessee katundu angasankhe monga phukusi muyezo monga onse a zinthu za pamwamba, ndi paokha kudziwa mbali ayenera kutetezedwa Mwachitsanzo, ndi mapeto yekha wa denga kapena mpanda.

Nthawi zina zimatulutsa zigawo wina inshuwalansi ya nyumba kapena nyumba - chitetezo cha chuma makina. Pamafunikanso mipando onse, kupatulapo anamanga-, zipangizo nyumba ndi zinthu zina zamtengo wapatali. Koma monga ulamuliro, mgwirizano ndi kuteteza malo mu mtolo ndi inshuwalansi kokha, kukhala mbali yofunika.

Ndipo kamodzinso za kuopsa

Zovuta kwambiri kuti akuyembekezera aliyense amene akufuna kutsimikiza nyumba kapena nyumba kampani inshuwalansi - ndi mndandanda wa mavuto. Kutsimikiza katundu wa onse - n'zosatheka, kwa kwambiri - ndi okwera mtengo, ndipo "chopapatiza 'Kuphunzira sizimatanthauza. Mwachitsanzo, ngati mgwirizanowo amapereka kuti nyumba inshuwaransi ku Gulf kudzera vuto lachitatu maphwando, ndiye kulipidwa mu nkhani ya ngozi madzi kampani ndithudi sadzatero. Choncho ndikofunikira bwino amaonetsera zimene kuopsa amapezeka mu vuto lanu, ndi mu ndondomeko ya kalembera wa mfundo - mosamala tanthauzo la liwu lililonse la chigwirizano.