Ife kuonetsetsa chitetezo cha ndalama ntchito ACB. gawo inshuwalansi mu Russia.

Inu anapeza pang'ono. Ndalama zimenezi ukunenedwa kugula, monga kuyenda mtengo, galimoto kapena pa tsiku la mvula. Inu poyamba mulibe kukonza yopeza ndalama izi.

ndalama zonse inu kuvala nkhani ya khadi kapena gawo ndi akufuna kupereka zabwino chitetezo ndalama. Boma anapereka gawo inshuwalansi limagwirira. Tiyeni tiwone, kodi ukutitsimikizira mungapereke mwanzeru yosanthula iwo.

Insurance wa madipoziti banki mu Russia zamakono

Gawo inshuwalansi lamulo kumatanthauza m'mayiko oposa zana padziko lonse - ndi thumba mwapadera zachinyengo kubala disbursement mofulumira ndalama ku gawo lapansi. Komanso zimenezi pamene, pakuti chirichonse zifukwa, kosamalira banki revokes chilolezo cha. Choncho, kupeza ndalama mwambo bankirapuse wa bungwe la ndalama, inu Musadikire kuti akamaliza malamulo onse procedural zokhudzana bankirapuse. State inshuwalansi ya madipoziti banki - ofanana ndalama za inshuwalansi.

Pofotokoza mbali ya malamulo a nkhani. Ku Russia angapo a malamulo amene zonse inshuwalansi ya madipoziti banki. Chilamulo Federal adalowa mphamvu ndi posachedwapa - mu December 2003, pambuyo kuvomerezedwa ndi bungwe la Federation. Mfundo anaika mu chimango cha chikalata ichi: a mabungwe banki Namwino ayenera kulipira premiums, ndi kuchepetsa pazipita mu chiopsezo Investor, chilungamo cha zimenezi, ndalama anasonkhanitsa likuvutika zopereka banki. Lamulo mwambo inshuwaransi kumachitika pa nthawi ya revocation chiphatsocho ya banki kapena mabungwe pamene wokakamiza moratorium pa malipiro ndalamawo.

Chifukwa cha lamulo ndi ulamuliro dongosolo lokhazikitsidwa ndi boma Corporation Gawo Insurance - okayikitsa. Gawo inshuwalansi mu mode "kusakhulupirika" okha miyala ya anthu achilengedwe (anthu Nkhani za malamulo a IP si anapereka). Mwakabisira kwagona kuti pazipita kuchuluka inshuwalansi gawo - 700 000 pakani. Koma palinso kumakondweretsa depositor chenjezo - ngati ndalama upambana kuchuluka, zina akhoza kusungidwa mu banki ina komwe mudzatha kudalira malipiro a Agency Insurance Gawo. Gawo inshuwalansi imakhudzanso mndandanda wa madipoziti akugwa pansi chitetezo: madipoziti akuti ndi madipoziti kufunika (madipoziti ndalama zakunja si zosiyana), otchedwa panopa chifukwa Ufumuyo makadi pulasitiki. M'pofunika kuganizira nthawi akumuopa ndi chidwi accrued

Ndondomeko kupeza inshuwalansi chipukuta misozi

Ngati zonse zimene ngongole gulu anapita "pansi" muyenera kutsatira boma Corporation Agency Insurance Gawo. Gawo inshuwalansi amapereka wodandaulayu zolembedwa izi:
1. A anamaliza ntchito chifukwa malipiro mu mawonekedwe, amene anafotokozedwa ndi okayikitsa lapansi.
2. Nkhani (ID khadi, laisensi ndi zina zotero) tsiku limene mgwirizano wakhala anapangana ndi phiri banki (Tsatanetsatane wa bukuli ayenera kukhala ndi mayina banki). Ngati pazifukwa zina munapanga chikalata m'malo, nthawi zonse muyenera awadziwitse banki.

Pamene kulandira zikalata kupelekedwa ndi chiphaso cha kuchuluka inshuwalansi kulipidwa. NTHAWI YOCHITA inshuwalansi reimbursement - masiku 3. Koma icho chiyenera kukhala masabata osachepera awiri kuchokera tsiku limene bungwe banki lakana chilolezo.

Pomaliza

Iwo kutchulidwa mfundo ambiri kokha pamene kupeza inshuwalansi reimbursement. Koma Dziwani kuti likhoza misa kugwa kwa dongosolo banki sayenera kudalira okayikitsa lapansi. Gawo inshuwalansi ndi wachinyamata ndi osalimba bungwe, mogwirizana ndi 2011 Fund chimachititsa "yekha" biliyoni 153 rubles, pamene buku la madipoziti Russian nzika 'kuposa zankhaninkhani, 10 rubles.