A kalata ya thumba penshioni inshuwalansi

Penshioni inshuwalansi satifiketi Fund ayenera kukhala nzika iliyonse. Choncho kuti malamulo a dziko lathu. Makamaka ngati limakhudza amene mayina Ops ndi, mwachitsanzo dongosolo la mokakamizidwa inshuwalansi penshioni. Mu Fund etoysisteme penshioni zinalembedwa onse okhala Russia. Ana ndi achinyamata nazonso

Kupititsa thupi PFRF pa kulembetsa munthu aliyense inshuwaransi akutsegula nkhani munthu, chomwe ndi munthu, ali ndi okhazikika inshuwalansi chiwerengero. Komanso dzanja chimaperekedwa kalata wapadera wa inshuwalansi. Lili zambiri zofunika kuti zidzafunika pamene kugwiritsa ntchito yatsopano, ndi zina.

Kalata ya inshuwalansi

Payokha ndi khadi pulasitiki wobiriwira. chikalata ichi certifies kuti munthu inshuwaransi pansi pa kuvomerezedwa dongosolo inshuwalansi penshioni. Nkosafuna inshuwalansi satifiketi ayenera muli mfundo izi:

- SNILS (chiwerengero);

- malo a kubadwa, ndi tsiku;

- anenedwanso ndi inshuwaransi munthu;

- tsiku la kulembetsa mu dongosolo;

- pansi.

SNILS wapadera. Adzaupereka kwa munthu mmodzi yekha. Pa munthu nambala ya akaunti, nzika ya dziko lathu analowa zambiri pa mkulu, accrued premiums inshuwalansi akhala lolipiridwa ndi munthu. Amatanthauza premiums inshuwalansi kuti Fund ndi penshioni analipira nzika za mu ntchito yake. Onse a iwo adzapitiriza n'komwe pamene kupereka ndalama za penshoni,, recalculating izo. Ntchito nambala inshuwalansi mwangwiro technicals khalidwe. Iwo ikuchitika kuti wosalira ndondomeko opereka ndi penshioni (ntchito) kwa anthu inshuwaransi.

Kalata inshuwalansi amalowerera nzika pamene kugwiritsa ntchito yatsopano, pa mapeto a mitundu yosiyanasiyana ya Mapangano (mwachitsanzo, mgwirizano potipatsa ntchito kapena aliyense malamulo mgwirizano yapachiweniweni). Pano chikalata ichi ndi zofunika bwana kapena makasitomala akhoza kudziŵitsa FIU zonse zofunika. Kupatsa kalata wa inshuwalansi zosafunika. Nthawi zina ndi okwanira monga kupereka chiwerengero chake. Chikalatachi kusungidwa ndi mwiniwake.

Ngati wogwira ntchito alibe satifiketi inshuwalansi, izo muyenera kulemba mafunso. Patangotha masabata awiri kuchokera tsiku limene zinasaina pangano ntchito, bwana lidzasendera kwa FIU. Kodi motere ndi wantchito kulembetsa Ops dongosolo. Penshioni thumba kwa masabata atatu adzafuna kutsegula akaunti munthu, komanso kupanga ndiponso apereke kalata ya inshuwalansi yokha.

Komanso satifiketi inshuwalansi adzatumizidwa bwana, amene kwenikweni amapereka mwiniwake. Munthu aliyense amene amalipira inshuwalansi umafunika yokha, ayenera kudziona amatchula RPF, amene ali malo amene m'kaundula monga insurer ndi.

Nthawi zambiri zimachitika kuti kuntchito kusintha deta aliyense payekha (mwachitsanzo dzina atakwatirana). Pankhaniyi, insurer adzakhala kukauza kupereka zonse zofunika kwa FIU. Chifukwa chaichi pali wapadera ntchito mawonekedwe. Tsiku lomalizira kugonjera deta watsopano - masabata awiri. FIU idzasonyeza kusintha onse ndi kumupatsa kalata ya inshuwalansi. Deta zofunika tidzasandulika, koma nambala munthu sizinasinthe.

Statement ya imfa ayenera anagonjera insurer mwa mwezi. Kuchokera pa chibwereza zake chikalata. Anthu lova imfa ya choyambirira ayenera lipoti ku FIU ulamuliro, limene lili pa malo awo okhala. chibwereza A adzakhala chikalata pasanathe mwezi umodzi.

Childs, kamangidwe ka penshioni satifiketi inshuwalansi sayambitsa mavuto alionse.