Kodi kutenga ngongole kwa likulu umayi ku Bank ndi ndalama?

Maganizo chifukwa okwana kapena tsankho alipire wa ogula ngongole likuvutika likulu kholo amapezeka pafupifupi kwina kulikonse. Ngakhale lero ntchito kanthu ndi oletsedwa ndipo zosatheka. Kodi kwenikweni zinaperekedwa pansi pa alipire ngongole?

Kodi kutenga ngongole kwa likulu umayi?

Monga zachilendo ngati kungakhale pansi pa alipire ngongole ya amatanthauza zimenezi. Mfundo lonse lagona pa mfundo ogula ngongole. Chinthu ndi kuti ngongole zimene zilipo kwa anthu mabanki, mukhoza kutengedwa ngati katundu, ngati iwo anatengedwa ndi cholinga kugula katundu kapena kulipira ntchito. kuligwiritsa ntchito ndalama konse, koma kuti yekha kulepheletsa iwo kwa tsiku mvula. Ngakhale ndi chodziwikiratu aliyense angatenge chotero cholinga ngongole.

Amene ngongole kwa umayi likulu Sberbank kusankha?

Ngongole zofuna zapadera zigwire mu magulu osiyana, koma sindileka kukhala ogula. Iwo angokhala nawo mayina ena mwachindunji amasonyeza cholinga chawo. The ngongole zina zimene mabanki kuti si inamva cholinga cha nkhani ya ndalama, komanso ali ndi maina awo, amene zingasonyeze zikhalidwe kwa kupatsidwa awo. Mothandizidwa ndi ngongole anagula zipangizo banja, kukonza zowonongeka kugula mipando ndi zina zotero. Amaonedwa ogula makasitomala, ndi kuti ali ndi chiyembekezo kulipira iwo likuvutika likulu.

The ngongole pa umayi likulu mu Sberbank

Koma, mulimonse, izi sizingakhoze kuchitidwa. Nthawi zambiri likulu umayi akhoza kumwedwa atatu: mbali accumulative a penshoni ya mayi m'tsogolo, mwana pa maphunziro ndi kusintha moyo. Pankhaniyi, kusintha kwa si pasting latsopano mapepala khoma kapena kugula zida za magetsi m'nyumba, ndi ogulidwa kwambiri katundu zogona kapena nyumba. Zikuonekeratu kuti ambiri ogula ngongole si zogwirizana.

Kaya mndandanda imatundumukira?

The ngongole pa umayi likulu ku Bank ndi ndalama ndi mabanki ena, tikhoza kunena, lilipo okha zanyumba. Koma nthawi zina zapitazo malamulo anafunsidwa kuti aonetse mndandanda wa zambiri ndi kupereka mwayi kuti ntchito likulu kugula galimoto latsopano. Koma bola ngati pempholo likupitirirabe zokambirana. Pachifukwa ichi, tsankho malipiro kapena wathunthu, ndipo makamaka ngongole galimoto amene ali ndi ana awiri kapena kuposa palibe. Komanso, n'zosatheka kubweza ngongole wophunzira, chifukwa tuition ndi zotheka ndi kulanda ndalama ya sukulu. intermediaries ngongole si chinaneneratu mu lamulo.

Ndipo mapeto adzakhala?

Pang'ono ndithu. Choyamba mukhoza kubweza, ndiye, ngongole zimenezi, komwe pulogalamu adzakhala kugula nyumba, ndi kufikira mudzalipidwa, zidzakhala chikole cha. Komanso banki amapereka ngongole zimene zikhoza anakhala yekha pa kupeza malo. kusiyana ndi kuti chinsinsi si mosabisa, ndi katundu wina. ngongole amenewa pansi likulu umayi ku Bank ndi ndalama ndi mabanki ena zilipo.

Koma chigawo choyamba ...

Pali snag wina. Chinthu lililonse ngongole kwa kugula nyumba si popanda malipiro. Pambuyo mavuto azachuma anadza, palibe banki munthu sasamalira kobiri yonsene ya mtengo wa nyumba - mu nkhani zabwino, 90 peresenti yokha ya khumi atsala lolipiridwa ndi wogula. Pakali pano, 24 VTB ndi Sberbank ngongole kwa likulu umayi angapereke.