Koyefishienti wa liquidity monga chizindikiro kuweruza solvency.

Kuti ntchito mafakitale ndi zina zakhala mosalekeza, aliyense ogwira ayenera kukhala solvency ndi liquidity. Monga mukudziwa, liquidity amatanthauza mphamvu ya katundu kusanduliza mu ndalama. Komabe, mu nkhani ya liquidity wa kampani ndi mphamvu yake yake ndi mokwanira kulipira udindo wake. N'zoonekeratu kuti chidwi kwambiri ndi luso la Makampani kuti achire mangawa awo onena. Momwemonso akusonyeza kuti chaichi Organization ayenera kukhala zokwanira chuma madzi. Kafukufuku adequacy anatenga kudzera mwa gulu lapadera zizindikiro - magawanidwe liquidity. Zina mwa chiŵerengero yovuta, n'komwe liquidity mtheradi.

Chizindikiro ambiri atavala chabe dzina khalidwe - chonse Kuphunzira. Iye amadziwika ndi zokwanira chuma madzi a kampani kuti akwaniritse udindo wake onena. Ngati onse zizindikiro liquidity, alionse kuchita masamu monga alionse. Kuwerengetsa chiŵerengero kofunika kugawa chuma atsopano a kampani mwa kuchuluka kwa maudindo ake yochepa. Dziwani kuti liquidity magawanidwe anakhazikitsa mfundo normative, makamaka chiŵerengero akhale oposa 1 koma pasanathe 2. malire m'munsi ndiyo adequacy katundu kuphimba ngongole, ndi pamwamba - mphamvu ya ntchito katundu uyu. Zoposa ziŵiri owonjezera kuchuluka akaphatikiza wa chuma panopa pa ngongole nthawi atsimikiza kupanda kuzigwiritsa ntchito. Ngati ife kukusalani ku mawerengedwe a kuchuluka kwa katundu kupangidwa, n'zotheka kudziwa yovuta chiŵerengero (kudya) liquidity.

Kutanthauza m'matangadza kupatulapo n'chakuti iwo, pa dzanja limodzi, ndi osachepera madzi gawo la chuma panopa, ndi pa dzanja zina, kukhazikitsa nthawi zambiri kulola belo yekha zosakwana hafu mtengo. Choncho alionse m'dzikoli pali yovuta limasonyeza okwanira liquidity ntchito za bizinesi kulipira ngongole ngati ayambe ndalama zonsezo nkhani olandila. Mawerengedwe a mbali zimaonekeratu kuti chiŵerengero ino akhonza osakhala kuposa musanayambe zochitikazi, komanso poleka m'munsi amamasulidwa pa 1 n'kumuwonjezera chofunikira pa liquidity. Pamene kuwerengetsa chiŵerengero izi angafunikire kusintha, chomwe chidzachitike mu nkhani yekha chuma madzi. kuti ena mwa m'matangadza lilibe kungakhale madzi kuposa zili m'gulu la mawerengedwe a receivables kapena bizinesi. Makamaka limatanthauza gawo la chotsirizidwa, amene chogulitsidwa pa maziko yolipiriratu. Mtengo wa gawo ili la m'matangadza ayenera m'gulu mawerengedwe a. Koma ndalama za mangawa wofooka, ziyenera amachotsedwa mawerengedwe, kotero kuti zingakweze chiŵerengero. Komanso, sayenera n'komwe mu mawerengedwe a ndalama sanali madzi. Choncho anatsimikiza yovuta alionse m'dzikoli pali adzakhala zambiri zolondola ndi pafupi vuto lenileni.

Ngati numerator yekha kusiya chuma madzi mwamtheradi, mwachitsanzo ndalama ndi katundu, amene anazindikira mwa zofanana zawo, chifukwa ndicho phindu Mtheradi wa chizindikiro cha liquidity. Akulongosola gawo la ngongole kuti akhoza mudzalipidwa yomweyo.

mfundozi ayenera kusanthula kale. Chophweka njira kuphunzira kusintha awo pa nthawi, akudzizindikiritsa akavalidwe. Mwachitsanzo, ngati alionse m'dzikoli pali yovuta kwa nthawi zina utachepa kuchoka 1.5 kuti 0,9, ndiye bwino zimathandiza kuti uweruze kuwonongeka kwa kachirombo ka chuma cha kumalo a ntchito. Pamafunika mfundo zoyendetsera umalimbana normalizing zinthu.