"Ndalama League": ndemanga kasitomala

Mavuto onse ndalama zingathe kuthetsedwa mothandizidwa ndi mabanki. Mwachitsanzo, pamene muyenera ndalama mwachangu. Zikatero amathandiza a mabungwe omwe si a banki, chitsanzo chidwi ndilo MFO "League of ndalama." Reviews ya ntchito yake pali maganizo ambiri. Koma momwe iwo zizigwirizana chenicheni? Kodi zoona zake n'zakuti "Ndalama League" ndi chiyani?

Kufotokoza mwa chidule za kampaniyo

"Ndalama League" - wamng'ono ndipo zingamuthandize kampani, kupereka microcredit. Idamangidwa mu April 2014. Pa nthawi yomweyo, MFI anali boma ndi anaperekeranji microloan choyamba. Poyamba anali kampani ang'ono ndi mphamvu zochepa ndi ndodo pang'ono. Patapita kanthawi, "Ndalama League" (ndemanga za kampani limeneli lili pansipa) wakula mu zopezera weniweni ritelo.

Panopa, kampani chimagwiritsidwa akuimira mu zigawo 20 Russia. Koma chithunzi ichi, malinga ndi adayambitsa MFI, si malire. Maulendo kutsegula pa 50 maofesi atsopano pakutha kwa chaka. Kodi n'zotheka kuti akwaniritse lonjezo kapena zovuta kunena. Koma ndithudi zikuonekeratu kuti zokhumba za kampani ali kwenikweni wosefukira.

Kodi ntchito yake?

"Ndalama League" (ndemanga za gulu la kumanzere ogwiritsa ntchito, mu gawo bwanji mbiri yake) ntchito microcredit anthu ndi mabungwe alamulo. Pa mphindi, ndi MFI amapereka atatu a mapulogalamu otchuka:

• ngongole "Mkuwa";
• "Silver";
• "Gold".

mapulogalamu onse atatu ndi cholinga ogula yaying'ono-ngongole linapereka kuchuluka kwa 10 000 ndi 50 000, kwakanthawi osati choposa masabata 52. ngongole oterowo operekedwa ndalama dziko. Ndipo kukula kwa mlingo wa 150.80-201.76% pachaka kapena 0,42% pa tsiku.

Mungachite kuti yodalirika microloan

Ngati pali ovomerezeka ntchito "Ndalama League" (ndemanga kasitomala titsimikizire kuti) zopereka njira zotsatirazi chopezera ngongole:

• ndi crediting kuchuluka kumamkongoza nkhani banki amatamanda munthu;
• ndi crediting kuchuluka kumamkongoza khadi makasitomala a;
• Ndalama Order kudzera mabanki okondedwa ndi mabungwe ena malo.

Mawu, mukhoza kusankha njira iliyonse yabwino.

Kodi makasitomala kunena za ife misonkhano?

Kuti timvetse mmene mwaukadaulo kuthamanga oimira kampaniyo, ndi okwanira kuphunzira mayankho. About "Ndalama League" nthawi zambiri amalankhula zinthu moyenera. Mwachitsanzo, munthu MFI makasitomala motsimikiza kuti akakwaniritsa ndi wotani. Other nsangala onena mmene msanga anali kupeza ngongole. Malinga ndi iwo, zolembalemba onse sanatenge kuposa mphindi 10-15.

Ena kulankhula za Ngopambana zothandiza ndiponso mwaulemu omwe nthawi yolankhulana. Choncho amathandiza kupeza mayankho a mavuto mwamsanga. Ena amati mayiko ntchito ndi bwana wa munthu. Maganizo awo, ndi yabwino kwambiri kuti aliyense kasitomala wakhala wotetezedwa ake wothandizira ngongole. Ndithudi, palinso kusakhutira ndi utumiki anthu mu Dipatimenti makamaka alibe chidwi. Koma pa zonse sizimamukondweretsa aliyense. Kodi anthu ambiri, malingaliro ambiri.

Yemwe amatenga ngongole mu "Ndalama League"?

Akukhulupirira kuti MFIs angasankhe nkhani iliyonse. Koma si choncho. Mofanana ndi bungwe lililonse chuma, LLC "Ndalama League" (ndemanga za makampani oterewa amaganizira angapo olakwika) malamulo yake kuti borrowers angathe. Ena mwa iwo ndi izi:

• zaka pakati pa zaka 18-75 wamsinkhu;
• kukhalapo kwa nzika Russian;
• pamaso pa kulembetsa okhazikika okhala;
• kulembetsa okhazikika m'dera limene pali nthambi ya MFIs;
• pamaso pa lotseguka nkhani banki kapena khadi.

Komanso, kuthekera wobwereka bungwe sanali banki afunika kukhala wodalirika mu microfinance kampani "Ndalama League". Ndemanga pa kampani imeneyi kulola kuganizira mmene aakulu wosakanikirana ndi kufufuza makasitomala. Malinga ndi borrowers kwambiri, oimira MFIs akufunsidwa mafunso angapo, nthawi zina kuyesa ndipo ngakhale kupanga ziyenera zithunzi makasitomala angathe. Ndithudi, zimenezi zimawathandiza kuchepetsa mavuto borrowers oipa kukumana.

zinthu pangongole, kaya mukufuna borrowers?

Ambiri borrowers amene angathe kuthetsa mavuto a zachuma ndi ntchito "Ndalama League", ngati mawu ngongole. Malinga ndi iwo, iye akhoza kutenga ngongole pa pasipoti ya. Pankhaniyi, ntchito kwenikweni njira iliyonse yabwino, mwachitsanzo, kubwera ku Dipatimenti ya MFI kapena kudzera mwapadera pa malo ligadeneg.ru, itanani hotline: 8 (800) 234-67-67.

Ena borrowers a "Ndalama League" (ndemanga nthawi zambiri limodzi ndi kufotokoza mwatsatanetsatane za vutoli) ngati munthu njira. Malinga ndi iwo, ntchito zonse amaonedwa makasitomala mu mode payekha. Ndipo pambuyo kuti akugwirizana ndi wobwereka ndi akuyembekezera munthu ngongole ndandanda ndi zinthu zapadera cholinga yekha kwa iye.

Zinali zovuta ndi ntchito mu "Ndalama League": ndemanga ndodo

Pofuna kuti aone ubwino wa ntchito, nthawi zina zokwanira kuphunzira kokha ogwiritsa ndemanga. Akukhulupirira kuti mu nkhani iyi chithunzi udzakhala. Choncho, palibe ziyenera yake ndi kuvumbula kampani "Ndalama League". Reviews antchito imeneyi kuthandiza kuthetsa vuto ndi kuwonetsera MFIs mu ulemerero wake onse.

Mwachitsanzo, ogwira ntchito wakale wa kampani zambiri akusonyeza pamaso pa chilango chilichonse. Iwo akudandaula za yochepa kwambiri yopuma nkhomaliro ndi zofunika kuyeza kwa kusuta antchito. Ena ngati mofulumira kukula ntchito ndi kukhalapo kwa munthu njira iliyonse kasitomala.

Ena mwa iwo ali ndi mfundo za microloans, ndicho nthawi yochepa. Malinga ndi iwo, makasitomala ngati n'zosavuta kulamulira, polojekiti ndi zotheka malipiro delinquencies. Umo ndi momwe iwo kupeza anthu amene kale ntchito kapena kugwira ntchito kampani "Ndalama League". Feedback ku ndodo, ngati inu mukuona, olumikiza ndandanda mkati, peculiarities ulamuliro wa ntchito ndi mphindi ena ntchito.

Mokoma malipiro microloan mu MFIs

Kupereka ngongole ndandanda wa microloan ndi sikovuta. Kuchita izi, kupita "Koperani" Webusaiti kampani, sankhani tsamba ndipo lembani mawonekedwe yoyenera. Izo ziyenera mwachindunji deta zotsatirazi:

• mgwirizano ngongole chiwerengero;
• dzina lonse;
• kuchuluka.

Ndiye yekha kusankha malipiro njira "Khadi Mawu" ndi kupanga malipiro.

Kodi bwino ntchito kwa "Ndalama League"?

Malinga ndi ena makasitomala kutenga ngongole mu "Ndalama League" ndi kopindulitsa, mukatsatira dongosolo ndi musaphonye tsiku la malipiro. Malinga ndi ena, mlingo wa chidwi ndi mkulu, chifukwa opanda pake kuti ngongole kwa nthawi yaitali. Enanso amanena zoona. Malinga ndi iwo, mu mlingo wa kampani ndi kwambiri poyerekeza wa MFIs ena.

Nanga bwanji ndalama overdue?

Potengera malamulo a MFI, pamaso pa malipiro mochedwa kapena kuchedwa wobwereka ayenera kulipira dipo. kukula kwake nthawi zinalembedwa m'mipukutu ya pangano ngongole ndi 20% pa annum pa malipiro onse mochedwa kapena sanalandire pa ndalama zonse. Ngati wamangawa akukana kulipira ngongole, kuchita ngongole MFI anasamutsidwa wake lachitatu maphwando kuti nawuza zina. Komabe, wobwereka ali ndi ufulu limaletsa ngongole kutsatira lachitatu maphwando, mu nkhani iyi, kuti oimira mabungwe deta. Kuti tichite zimenezi, ayenera kulemba mfundo zina. Zinali ndodo yake "Ndalama League" nthawi Ufumuyo wapamwamba patokha wobwereka lapansi. N'zochititsa chidwi kuti zinthu zimenezi zikupezeka mu mgwirizano ngongole. Koma, ikusonyeza kumapeto, ambiri nzika ngati ndi kuwerenga mosamala kwambiri. zili kwenikweni chiyani?

Kodi ogwiritsa akunena za ngongole ngongole ya?

Kutembenukira ku mabungwe microfinance, makasitomala ambiri akuchitira mochititsatu kaso kwambiri. Ndipo onse chifukwa MFI ndi bungwe sanali kubanki. Koma maganizo ndi olakwika, chifukwa patapita malipiro ochepa anaphonya kuti wobwereka chidwi ndi zilango.

Pamene yofanana sanali malipiro kufika malire ena, anthu a "Ndalama League" kungotanthauza mlandu wa okhometsa wamangawa. Ndi iwo, monga mukudziwa, mwachidule. Ndicho chifukwa ambiri ndemanga zoipa zokhudza IFIs, chikugwirizana ndi ntchito makampani deta. Mwachitsanzo, ena osakhala opereka amatiuza kuti okhometsa adzaitana amamuopseza pafoni. Ena anenapo kuchuluka kwa ngongole, penti malinga mu pachipata cha utoto. Ena kulankhula za pakhomo owonongedwa, amene anayesa kulowa wapadera kugogoda kunja ngongole, etc.

Ndicho chimodzi chokha cha iwo sanali kuganiza zoti mavuto onse a moyo ingathetsedwe mwa bata, monga mwa kuwauza kuti oimira MFIs. Kuti reschedule ndalama, kugwirizana ndi tsankho alipire ngongole, ndi kuchepetsa chiwongola dzanja. Koma zonsezi ndi pa vuto kasitomala lenileni, amene n'zosavuta kuti ayese ndi kutsimikizira.