"The thumba depositor chitetezo": ndi yoyenda yokha sanali phindu gulu

Mosakayikira, madipoziti - izi ndi zopambana ndalama kwa kwawo zambiri chulutsa. Komabe, kusakhazikika kwa dziko amapanga mukudabwa kuti asawononge ndalama zawo. Izi zikuchitika ndi maziko a kutseka mabanki ndi mabungwe ena azachuma. Koma kodi mungatani ngati pazifukwa zina, guarantor wanu waganiza zidzathera malonda awo kapena mwadzidzidzi ananena bankirapuse? Pofuna kuthetsa kudzakuthandizani "Fund kwa Chitetezo cha ndalama." Kodi mtundu wagulu? Kodi izo ili? Ndipo pa ntchito mfundo iti?

mudziwe mbiri ya kampani

Pambuyo pa referendum mu Crimea, ambiri Chiyukireniya mabanki akhala akufika potsekedwa ndi kusiya moto kwawo komanso. Pali zingapo zifukwa, makamaka chifukwa chakuti latsopano ndale mphepo idawomba.

Pa nthawi yomweyo ndi kanthu anali zikwi ndalama Chiyukireniya. iwo sankadziwa patsikulo kumene ntchito ndi momwe ndalama anu kumbuyo. Iwo anabwera sanali phindu yoyenda yokha bungwe "Fund kwa Chitetezo cha ndalama."

General zokhudza thumba: m'munsi

The Fund ndi sanali phindu bungwe, bungwe ku chiyambi cha April 2014. Kampaniyi anakhazikitsa maziko a lamulo la feduro "Pa peculiarities wa ntchito kwa chuma cha Republic of Crimea ndi mzinda boma la Sevastopol m'nthawi Transitional."

The anayambitsa kampani uyu anali boma bungwe amadziwika ngati "Gawo Insurance Agency". Kuti iye anatenga "Fund kwa Chitetezo cha ndalama" mu Crimea pansi mapiko kholo lachikondi. CEO yoikidwiratu Alexander Nikitovich Kuznetsova.

Zolinga ndi ntchito za bungwe

Popeza thumba ake maziko choikidwacho pamaso pake, ntchito imodzi yaikulu - kulipira ndalama chipukutamisozi madipoziti amene kale anatsegula mu mabanki Chiyukireniya. Tikumbukenso kuti pansi dongosolo ili siyidagwa onse mabungwe kukongoza, koma okhawo pa March 16, 2014 anachita m'dera la mabwalo pamaziko a chilolezo NBU, koma anakakamizika kusiya ntchito zawo.

N'zochititsa chidwi kuti sanali phindu bungwe "Foundation kutetezela malipilo depositors 'anaperekedwa kokha mwa ndalama zimene zinapangidwa pamaso pa chiyambi cha April 2014. Mwa zolinga zikuluzikulu za kampani, ndithudi, chinali kuthetsa mantha ndi kubwezeretsa bata pakati pa anthu asokonezeka.

ndi kukula kwa malipilo chiyani?

M'malamulo panopa Russian, kuchuluka kwa malipiro pa madipoziti anakwana zosaposa 700 000 rubles polingalira banki ndi kasitomala. N'zochititsa chidwi kuti thumba nayenso anali zochepa ndalama malipiro a chipukuta misozi. Malinga ndi kafukufuku kuyambirira, kuchuluka si upambana biliyoni 60 rubles. Malinga ndi Fund yokha, pafupifupi 25 anali inakhazikitsa mu 2015, biliyoni 8 rubles.

chipukuta misozi zoonjezera depositors

Ina depositors analandira malipiro a ndalama padera, anthu ambiri anali osakhutira. Chinthu ndi kuchuluka ena a anthu mabwalo anali madipoziti ndalama US, ndi ndalama zawo ndi apamwamba kwambiri kuposa thumba mosavomerezeka osachepera.

Pofuna kuthetsa kusakhutira pakati pa misa, anaganiza kuonetsetsa zina miliyoni 245,738 rubles. Komanso kuchuluka lino, monga thumba wakhala anasonkhana kudzera otchedwa katundu chachiwiri zopereka za Autonomous Republic of Crimea. Komabe, amalipiritsa akhoza kuwerenga okhawo ndalama amene nthawi kugonjera yofunsira gulu mpaka June 8, 2015.

Kodi mabanki kulipidwa?

Dziwani kuti si onse mabanki mu Crimea kugwirizana ndi akuluakulu a Fund ndi moyenera, kulipira malipiro kwa anthu. Makina utumiki wa bungwe kuteteza ufulu wa depositors otchulidwa atatu okha ngongole mabungwe udindo kulipira. Zikuphatikizapo mabanki zotsatirazi:

• CHBRR ( "Black Sea Bank kwa kumanganso ndiponso Development").
• RNCB ( "Russian National malonda Bank").
• "Genbank".

Mapulani ntchito tsogolo la Fund lero

Panopa mu Crimea ukugwira 201 nthambi thumba. Onse a iwo alipo m'mizinda 22. Ena mwa iwo ndi monga Yalta, Sevastopol, Simferopol ndi ena. Mwachitsanzo, mu Simferopol Mission Fund pa adiresi zotsatirazi: up. Rubtsov, d. 44 / A. Mu Sevastopol, pali kulekana zinthu pa Zimphona msewu wa Brest, 116. N'zochititsa chidwi kuti pafupifupi maudindo onse ndi lotseguka Lolemba mpaka Lachinayi kuyambira 9 m'mawa mpaka 6 koloko madzulo, ndipo Lachisanu - kuchokera naini mpaka 16:45. Komanso, kampani ukugwira nduna webusaiti fzvklad.ru.

Malinga ndi mfundo kuyambirira, ndi "Fund kutetezela depositors" mu Sevastopol ndi mizinda ina ntchito osapitirira zaka zitatu.

Pamene pali ufulu malipiro?

Aliyense Investor kulandira malipiro. Komabe, n'zotheka akamaziwononga. Mmodzi wa iwo ndi kuzipeleka yake ya ofunsira kwa nyengo yoikika. Mfundo yachiwiri kwambiri ndi kukhazikitsidwa kwa Bank of chisankho Russia chokhudza kutsekedwa kwa wina wa bungwe banki, kapena makampani ake osiyana mu dziko.

The depositors a mabanki amene angalandire malipiro?

Panopa, malipilo akhoza kuwerenga depositors zakale za mabanki zotsatirazi:

• "Amalalikira-Bank".
• "Privatbank".
• "Brokbiznesbank."
• "Raiffeisen Bank Aval".
• "Yadothi Bank".
• "Ukrgasbank".
• "Ukrsotsbank".
• "UkrSibbank".
• "DeltaBank".
• "Oschadbank."

Choncho, nzika amene kale mayina deta mabanki monga ndalama, akhoza bwinobwino ntchito kwa "Fund kwa Chitetezo cha ndalama" chifukwa chipukuta misozi.

Kodi ndingapeze zokhudza malipiro oyambirira?

Musanayambe kulandira malipiro chipukuta misozi kwa, depositors akale a mabanki Chiyukireniya ayenera nthawi bwerezani malipoti Mabuku otsatirawa:

• "Crimea uthenga".
• "Crimea choonadi."
• "Ulemerero wa Sevastopol".
• "Sevastopol uthenga."

Komanso, anthu amene ali madipoziti ndalama ndi UAH, ayenera nthawi zina kuyang'ana pa webusaiti yovomerezeka ya bungwe, chifukwa zinthu zimenezi lofalitsidwa kupereka "Gawo Protection Fund" kupeza ufulu kapena zofunika pa madipoziti.

Patapita nthawi, mukhoza kugwiritsa ntchito chiyani?

Pambuyo buku la kulengeza akuyamba masiku 90, mkati limene ndalama angadze ku malo deta mfundo, ndi kugonjera ofunsira. Kapena ndi mwayi kutumiza pempho makalata. Ngati m'malo ndi Investor Kupeleka zolembedwa lake wachibale, kuwonjezera pa phukusi yaikulu ya zolemba, ndi thumba ayenera kupereka mphamvu notarized yovomerezedwa.

zikalata zomwe ndi zofunika pokonza ntchito?

Kutembenukira ku "kuteteza depositors ndi ma sheya hoda wa Fund", ndi Investor adzakhala ndi kugonjera zikalata izi:

• pasipoti zoyambirira kapena chikalata ina adzadziwire;
• mgwirizanowo zoyambirira kapena passbooks pamaziko a yomwe imatithandiza kumveketsa zopereka;
• chikalata choyambirira chimene chinali chopereka kale lotseguka;
• wapachiyambi chizindikiritso malamulo;
• ena zikalata choyambirira kupereka ufulu wokatenga chipukuta misozi pa madipoziti.

Nawo anaphonya tsiku lomalizira ntchito ndi: chochita?

Ngati Investor anaphonya deadlines ntchito kwa malipiro malipilo, iye ayenera kugwiritsa ntchito ku thumba la chitetezo. Pa pempho lake, zikalata a mbadwe ukhoza watsopano. Komabe, izi ndi zotheka ngati tatchulawa deadlines anaphonya zifukwa zabwino. Mwachitsanzo, chifukwa cha matenda aakulu, kuvulala ndi ngati D..

Pamene kusankha kuti apatse chipukuta misozi?

Chigamulo pa kulephera kapena chilolezo kulipira "depositor chitetezo Foundation" amatenga pasanathe masiku 10 amayambira ntchito ndi fixation. Komabe, mwa mawu a deta, malinga ndi atolankhani utumiki wa bungwe, oimira Fund mwina aganyali nazo. Mwachitsanzo, chifukwa cha izi akhoza kusowa zina zambiri.

A zochita zabwino kapena zoipa pa nkhani ya malipiro a Investor akhoza atauzidwa ndi imodzi mwa njira ziwiri: mwa imelo kapena pafoni.

Kodi chimachitika pambuyo kuyankha zabwino pa ntchito?

Pamene Fund ovomerezeka ntchito Investor ndi, m'pofunika kukaona bungwe ndalama amakhala kulankhula ndi kampani sanali phindu. Amene mabanki ndi kugwira naye mu Crimea, ife tafotokozazi. Apa m'pofunika akatunge pangano ntchito zonena kapena ufulu pa madipoziti mazira. Ndiyeno chifuniro sakuyembekezera revenues malipilo. Ndipo inu mukhoza kufika mu ndalama kapena poyera m'nkhaniyi banki.

Kodi mawu malipirowo ikuchitika pa gawo la?

Malipiro a malipilo ikuchitika pasanafike masiku 15 ntchito pambuyo kukonza mfundo za yobereka ntchito. Kenako, Investor ali ndi ufulu kugwira ntchito kwa gombe ndi kulandira malipiro.

Mwachidule, musaphonye buku womkanikizawo ndi Intaneti. Nthawi kulemba ntchito ndi kulandira lonjezo la kupereka "kuteteza ndalama ya Fund Mulungu."