Car ngongole kapena ogula ngongole: n'kwabwino kwambiri? Amene ngongole kusankha: Ndemanga

Malinga ndi kafukufuku, mtengo pafupifupi magalimoto ku Russia zifika 800 000 pakani. M'pofunikanso kutsindika mfundo yakuti chithunzi ichi zingasiyane malingana ndi dera Mwachitsanzo, mu dera Maritime, ndalamazo angafikire manambala a hafu miliyoni rubles. Koyamba zikuonekeratu kuti ndalama awa sangakhale munthu wamba mu msewu kupeza ngakhale chaka. Kuthandiza, monga nthawi yonse, kubwera obwereketsa. Nthawi zambiri anthu amafunsa kuti, "Car ngongole kapena ngongole ogula omwe ali yopindulitsa kwambiri?". Pofuna kuti yomwenso mokomera izi kapena kuti mtundu wa kukongoza, m'pofunika kudziwa zabwino ndi zoipa mbali ya ngongole galimoto ndi asamadye ngongole.

Car ngongole: ubwino ndi kuipa

1. Kutheka kulowa ngongole mu Chipinda Cowonetsera lapansi. Chifukwa kukhalapo ochepa ndalama kwa malipiro pa ngongole, inu mukhoza kugwiritsa ntchito, popanda chichokereni ku malo ogulitsira lapansi.
2. A pulogalamu yotakata ngongole galimoto. Pafupifupi onse mabanki kupereka ntchito ngongole kugula "chitsulo kavalo". Chifukwa chakuti pamene mupanga ngongole kubanki adzakhala basi kudziteteza ndi kukhalapo kwa ina, kusankha kukondweretsa ngongole zimawonedwa kwambiri kawirikawiri kuposa zochita pa ogula ngongole.
3. kusakumvekamveka chidwi. Mosiyana ogula ngongole, pamene mlingo pafupifupi chidwi pa ngongole ndi 20%, ngongole galimoto chikutanthauza kuti waima pa mlingo chidwi pa kubweza kwa - 11-12% pa annum. Declaration ndi General Motors kale chaka chino za chisamaliro cha Mlengi American ndi makampani Russian galimoto, chifukwa cha kugwa ogula kufunika kwa mankhwala ake kunapangitsa kuti kutukula magalimoto ena kupereka amachita zabwino ogula: nthawi zonse otsika chiwongola dzanja pa ngongole - 5-6%, kapena alibe iwo palimodzi. Ngakhale mmene chuma chikuyendera mu dziko mu nthawi anapatsidwa wolakalakika, nthawi imeneyi sakanakhoza kukhala bwino yosayenera kwa galimoto kugula opindulitsa. Kumene, pamene funso: "Car ngongole kapena ngongole ogula - umene uli bwino," mosakayikira, ngongole umalimbana kugula galimoto, chikutanthauza Umapeza.
4. Kulephera kugulitsa galimoto lachitatu maphwando. Pamene mabanki galimoto ngongole nthawi zonse kutenga lonjezo lanu kugula galimoto, ndi TCP ali banki pamaso pa tsiku ngongole ya. Pankhani ya sanali kupereka ngongole inu bungwe ngongole amatenga mu galimoto yake. Koma kuno mukhoza kupita ena tsenga, ngati mulibe zofunika ndalama kuti malipiro pamwezi ndipo otsalafe "matumba se." Kuchita izi, inu muyenera kupita apolisi magalimoto, kulemba mawu za kuwonongeka kwa TCP ndipo patapita kanthawi inu mukumvetsa izo. Tsopano inu mukhoza kugulitsa galimoto ndi kulipira ngongole ya. Koma zochita zonsezi oletsedwa!
5. inshuwalansi mokakamiza Hull. Posankha galimoto ngongole, magombe onse mokakamiza oletsa ntchito makasitomala inshuwalansi alumikizana, ngati inu kapena ayi. M'malo mwake, akuchita mokomera mabanki kuti adziteteze okha.

Ogula ngongole: ubwino ndi kuipa

1. Kugwiritsa ntchito ndalama nzeru zake yekha. Ndiyamika ngongole wosindikiza zosangalatsa pali kuthekera kwa kugula galimoto ndi mtengo wotsika, mosiyana ndi ngongole galimoto, komwe ndalama ndi chikalata okha kugula magalimoto atsopano ndi osowa kupatulapo b / Y.
2. Complete kutaya galimoto yake. Ndithudi, izi ndi ubwino kamangidwe ka mtundu wa ngongole. Mukhoza kugulitsa, kusintha, anaika mu chikole "bwenzi", musati malire a lamulo.
3. Kutheka kulephera kupeza ngongole. Si onse mabanki kupereka ndalama zawo, ngati palibe ina kapena guarantor. Pa nkhani imeneyi, galimoto ngongole kapena ngongole ogula - umene uli yopindulitsa kwambiri? Ndithudi, kugula chandamale galimoto ndi ndalama ku banki.
4. Ndithu chiwongola dzanja. Zochita chiwongola dzanja pa ogula ngongole nthawi zonse kuposa ngongole galimoto.

Car ngongole kapena ngongole ogula: Ndemanga

Monga ndemanga, anthu ambiri ku Russia wakonda ntchito galimoto ngongole kusamalira awo mfundo yakuti mtundu wa kukongoza ndi wosavuta kupeza, popanda zosafunika "ndikawapempha", ndipo kuyanjanitsidwa chakuti vutoli ndi alonjeza ku banki.

Koma pali anthu amene kwambiri kutsutsa, motsogozedwa ndi chakuti pamene kugula galimoto pa ogula ngongole anthu amatha ntchito pa nzeru zake: kugulitsa, kusintha, kupereka ndi zina zotero.

Car ngongole kapena ogula ngongole - umene uli bwino? 2014 monga chizindikiro cha kusakhazikika kwa zachuma

The imposition wa ziletso, kugwa mu mitengo mafuta, zinachititsa kusakhazikika kwa ruble lapansi. Pa nkhani imeneyi, anthu ambiri a mabanki kudutsa Russia kuti omangika zinthu kupeza ogula ngongole, kupanga izo zosatheka kupeza anthu ndi ndalama zambiri. Car ngongole pafupifupi osati anakhudzidwa, kupatula yaing'ono zikubweretsa chiwongola dzanja pachaka, ndi zinthu zinali tezhe. Choncho pambuyo pa zonse, galimoto ngongole kapena ogula ngongole - umene uli yopindulitsa kwambiri? Mu 2014, kutsogoza ayenera galimoto ngongole, ndi omasuka ake kukonzekera ndi mlingo yaing'ono chidwi.

Sberbank "akutembenukira" galimoto ngongole

Sberbank ndi nthumwi yaikulu ya magombe boma akumeneko. Pafupifupi banja lililonse anatumikira ku banki iyi. Iye sakunena kupewa mbali ndi galimoto ngongole. Koma chifukwa cha mavuto ofala mu dziko, Bank ndalama kumapeto kwa 2014 anakana ngongole galimoto ndi ankatembenukira ntchitozo kuti mwana "Setelem banki". Chotero funso la kaya ndi bwino kutenga - galimoto ngongole kapena ngongole ogula Bank ndalama, sikuthandiza. Ngati ndinu kasitomala zonse za kubanki, muyenera kudalira yekha ogula ngongole.

Reviews wa ndalama Bank of dongosolo lakale ngongole galimoto

Funso la pyadidi galimoto ngongole kapena ogula nthawi zambiri takambirana mu maonekedwe ngongole ku banki ndalama? Reviews apeza kuti anthu ambiri safuna kutenga ngongole kugula galimoto ku banki, chifukwa cha chiwongola dzanja wokongola, poyerekeza ndi mabungwe ena azachuma. Koma gawo la anthu akuyembekezerabe kwa ayambe ngongole galimoto ku dongosolo kubanki.

akadali bwino galimoto ngongole kapena ngongole ogula chiyani?

Kuyankha funso: Car ngongole kapena ogula ngongole - umene uli yopindulitsa kwambiri ", ndi bwino kukhala mu ngongole patsogolo galimoto chifukwa, choyamba, mlingo wa ngongole nthawi zonse m'munsi kwambiri, ndipo kachiwiri, pafupifupi konse amafuna nkhani ya lachitatu maphwando Chitani ntchito ya ngongole ndi. lachitatu - kwambiri mabanki kupereka bonasi, zochitika zapadera ngongole galimoto ndipo panthawi yamavuto nthawi zina galimoto pangongole n'zotheka popanda overpayments aliyense ngati alibe kuzindikira maloto - .. tinagulira galimoto - ndithu pang'ono, ndi bwino kuti agwiritse ntchito ogula ngongole. Izi adzapulumutsa pa zipewa zawo.