IBAN - ndichiyani? Mayiko Bank Number Akaunti

Masiku ano anthu ambiri, kusintha mayiko zatchuka kwambiri. Si chinsinsi kuti ndi yabwino kwambiri kuti agwire ndalama. Pamene mukufuna kusamukira ku EU ndi European Area Economic, komanso ena limati zina, sender akufunsa inu kachidindo IBAN. Kodi ndi chiyani icho?

Chidule IBAN amayimira Mayiko Bank Akaunti Number. Izi zikutanthauza kuti ndi kachidindo wamba amene umagwira ntchito pa nsanja lonse. Iwo anatumizidwa malinga analandira muyezo lonse.

Cholinga ndi yaikulu ubwino wa IBAN

IBAN (nambala banki mayiko nkhani) muyenera ngati inu konzani ndalama kutengerapo ndi kulanda ndi ndalama ku banki ili mu dziko la EU kapena EEA, kapena ena limati zina. Nambala malamulo angapezeke pomtuma pempho kwa olandila ndalama.

Ngati si anasonyeza m'buku zikalata malipiro kapena olakwika mukuzilemba izo, wolandirayo salandira ndalama. Adzabwerera ku sender, koma osati mu zonse, ndi ukonde wa milandu banki. Malamulo zokhudza umboni wa IBAN onse malamulo malipiro mkati malipiro mu ndalama zakunja mokomera EU mabungwe banki makasitomala ndi EEA anayamba kugwira ntchito ku January 2007. Tsopano m'ndondomekozi ntchito m'mayiko oposa makumi asanu ndi anayi padziko lonse.

Tikungotchula ubwino waukulu ntchito ID izi:

• Nkhani banki zakonzedwa malinga ndi muyezo wamba;
• basi akudutsa kutsimikiza nkhani banki;
• pali kuwongolera makasitomala ;
• pali processing zodziwikiratu za malipiro;
• malipiro wapangidwa mofulumira ndi ntchito zingati banki makasitomala a yafupika;
• kuchepa Mwina alakwitse woyendetsa pamene kupanga kulanda.

Kapangidwe ka code

Taganizirani kapangidwe ka IBAN code. Kodi ndi ichi dzina kuthandiza kudziwa decryption alifabeti ndi M'ndandanda otchulidwa, umene analemba. chiwerengero cha opezeka 34, ndipo aliyense wa iwo ali ndi malangizo:

• Makhalidwe awiri - Dziko code, lomwe ndi bungwe banki ya choikamo nkhani;
• Zotsatirazi awiri - wapadera Buku malamulo womwe malinga ndi muyezo wa mayiko;
• The anayi kubwereza woyamba anayi M'ndandanda mfundo za bungwe BIC ndalama;
• ndi manambala otsala ndi nkhani chofukizira ndi nambala yapadera, amene anapereka bungwe la kubanki.

Mu mayiko anagwiritsa ntchito ID IBAN?

Pa makumi asanu ndi anayi m'mayiko dziko ntchito dongosolo banki ya mayiko nkhani banki dzina. Zikuphatikizapo ndi Union limati - Georgia ndi Kazakhstan. Mu Russia, mabungwe a banki ndi mpaka IBAN. Kodi izi, ambiri nzika wathu ndiribe lingaliro. Koma tsopano, nthawi zambiri anakumana ndi kufunika mwachindunji ID izi kulandira ndalama kuchokera kunja.

N'zochititsa chidwi kuti ndalama Bank of Kazakhstan IBAN kale limagwiritsa ntchito remittances kunja, pamene ofesi yaikulu ya Sberbank la Russia wakhala luso choterocho si kwambiri.

Mmene angagwirire Mabaibulo kuwombola zakunja Russian?

Inali kudziŵika kuti mabanki Russian sindigwiritsa ntchito zinthu IBAN awo dzina kwa ntchito zokhudzana ndi kulanda ndalama ku EU ndi EEA mayiko. Choncho, nzika athu akhoza kukumana ndi mavuto awo kukhazikitsa. Chifukwa ngati mulibe kupereka European banki sender m'ndondomekozi, iye anangonena akukana inu mu ndikupeleka.

Kodi kuchita mu nkhani iyi? Ngati sender ndi inu muyenera kusamutsa wina kuchuluka mu Russia, yesetsani kuwafotokozera banki ndi vuto wantchito. Ngati ndinu wolandira, ndiye kufotokozera sender limene kumasulira afunikira amasonyeza yekha mfundo za anali banki yanu Russian. Ngati kulankhula ndi banki sanam'bweretsere zotsatira, chonde amanena za wina kubanki.

Kusamukira ku nkhani lotseguka ndalama Bank kapena zina ena mabanki, muyenera adzatchedwa OFULUMIRA ndi zizindikiro BIC (iwo alibe IBAN).

OFULUMIRA ndi chiyani? Ndondomekozi ndi mtundu wa analogue wa IBAN, koma mosiyana ndi iye, dzina ichi chomveka latsopano la Russia.

BIC malamulo ndi eni banki chiwerengero womwe nkhani zonse anakhalabe pa dera la Russia. Timatha kudziwa osati mwini nkhani, komanso malo Hrs nthambi ya banki nkhani linatsegulidwa.

Onse Mayina zikuphatikizapo mfundo kuvomerezedwa nkhaniyi, ntchito pa dera la Russia. Ambiri, ndi m'mayiko a ku Ulaya ndi wokwanira mwachindunji zinthu zimenezi kuti wotuluka kale ndalama kutengerapo.

Kodi mukudziwa ngati mwachindunji wolandira IBAN nambala?

Ngati inu kulowa cholakwika malamulo IBAN, ndalama si kuwafika addressee ndi kubwerera sender, ukonde wa komishoni banki. yachinsinsi IBAN akhoza kuchitika mothandizidwa ndi «IBAN_checker» pulogalamu, ndilo mapulogalamu a American Express Bank Ltd. Zinatsimikizira mukufuna kulowa mu mzere yoyenera malamulo operekedwa ndi wolandira. Pulogalamu Mzimuyo malamulo olondola pa magawo zotsatirazi:

• lolondola kalembedwe dzina;
• nambala yolondola manambala mu chipinda.

Ngati onse a magawo izi zili zoona, ndiye zikutanthauza kuti IBAN chiyeso bwino, muli deta yolondola.