Deposit kwa nyumba

Tiyerekeze kuti nyumbayi ikugulitsidwa. Ndiwe mwini wake. Ndipo wogula anali atapezeka kale, ndipo mtengowo unakambidwa pamapeto pake, ndipo zikhalidwe ndizoyenera kwa aliyense. Kapena, m'malo mwake - mumapeza malo omwe akukutsatirani kwathunthu ndipo simukufuna kutaya. Ndipo m'nthawi yoyamba ndi yachiwiri mumakhala ndi chilolezo cha nyumbayo. Adzakhala guarantor of the transaction, pamlingo wina wogulitsa wogulitsa ndi wogula. Zomwe zimagulitsidwa pakagula nyumba (kubwezeredwa kwa mtengo wake ndizochepa ndi kukambirana ndi onse awiri) zimasiyidwa nthawi zambiri ndipo zakhala zikudziwika bwino.

Chiwerengero chomaliza chimachitika kale posaina zolemba zonse pazolowetsa umwini. Pewani kusamvetsetsana ndi nkhani zokangana zidzalola kokha mgwirizano wa ndalama ku nyumba, kapena poyamba. Iyenera kumaliza kulembedwa, ndi kulembedwa. Sikofunika kupeza ma receipti wamba, popeza mbali zonsezi zili pangozi yaikulu. Chilemba chovomerezeka mwalamulo chimakhala ndi mphamvu zambiri. Mukhoza kupereka chithandizo cham'mbuyo ku nyumba zonse mu mabungwe omwe ali ndi mawonekedwe okonzeka ndipo ali okonzeka kupereka ntchito zawo nthawi iliyonse, kapena mwachindunji, mothandizidwa ndi loya.

Gulani, komanso kugulitsa popanda ndalama - kunyalanyaza chitetezo chofunikira. Osamangitsira ndalama kwa wogulitsa (munthu wogula) mwayekha, ngati:

- palibe chikalata cholemba;
- palibe imodzi mwa maphwando omwe amapanga ntchitoyo;
- palibe anthu onse a nyumbayo;
- Kukonzanso sikulembedwa mwalamulo (ngati kukwanilitsidwa);
- palibe abambo omwe amalembedwa m'nyumba yogulitsa;
- Nyumbayi ili mu lendi.

Wogulitsa ndi wogula amasaina mgwirizano wa dipatimenti, kenako wogula amamupatsa ndalama kwa wogulitsa. Pambuyo pa kulembetsa komaliza kwa zolemba zonse zokhudzana ndi kugulitsa nyumba, ndiye kuti maphwando ayamba kale kukhazikitsa.

Ngati mwadzidzidzi mbali imodzi imasintha malingaliro ake (wogulitsa sadzabwezeretsa, kapena wogula adzakana), kodi chidzakhale chiyani mtsogolomu? Kodi ndiyenera kuzipereka?

Ndipo apa tawonetsa zovutazo. Inshuwalansi yomweyo. Chiwongoladzanja cha nyumba (kapena kungopititsa patsogolo) sichiri gawo la ndalama, komanso chitetezo cha maudindo. Ngati kukana kwa wina aliyense wa maphwando (kapena kuchokera ku kugulitsa, kapena kugula) zotsatira zalamulo zikuyamba kugwira ntchito. Ngati phwando limene linapereka chikhomo pa nyumbayi ndilo chifukwa cha kusakhulupirika kwa mgwirizano, ndalamazo siziyenera kubwezeretsedwa. Ngati phwando lomwe lalandira ndilo lolakwa, kuchuluka kwa ndalama zomwe zatsala zimabwerezedwa kawiri (kupatulapo mgwirizanowo).

Ntchito yomanga ndalamayi iyenera kugwiritsidwa ntchito pokhapokha ngati ntchito ndi udindo wa chipani chimodzi ndi zokambirana. Apo ayi, iwo, ndithudi, adzakhala ndi malo osiyana.

Inde - wogula, atapanga ndalama zambiri, sangakane pa nyumbayo monga inshuwalansi ya malonda, koma ngati asintha malingaliro ake, malipiro a kuwonongeka kwa makhalidwe ayamba kale. Inde, ndipo wogulitsa sangaike pangozi: Pakali pano, adzataya ndalama zomwe adzapereke ndipo adzapereka zambiri kuchokera m'thumba mwake.

Ndikofunika kumvetsetsa mgwirizano umene mukusindikiza, chifukwa sungakhale umodzi wokha, koma ndi wotatu, pomwe munthu wachitatu ali weniweni.

Makampani a Realtor omwe amasankha malo ogulitsira makasitomala awo ndi kuchepetsa ogula ndi ogulitsa amakhala ndi chidwi chogulitsa (osachepera wogulitsa), chifukwa amakhala pa chidwi chomwe amalandira kuchokera kuzinthu.

Mungathe kupatsidwa mgwirizano wa katatu, malinga ndi zomwe wogula adawonetsera kuti agula nyumba, kotero amapereka ndalama zina. Koma apa ndalama zakhala zikulandiridwa kale ndi realtor, osati wogulitsa. Kuphwanya ntchitoyi pazomweku kukuyendetsa zoperewera za wogulitsa, komanso za realtor.