Indicators wa liquidity ndi kasamalidwe ka malonda banki liquidity

Mbali yofunika kwambiri pa kampani kapena banki kuti tikhalebe umatha mosamalitsa kutsatira kudzipereka kwawo popanda zina ndalama ndi zomvetsa kuti kumatanthauza mfundo liquidity.

Mawu akuti "liquidity" amatanthauza omasuka kusinthika chuma mu ndalama. Liquidity amadziwika chivomerezocho wa banki kapena kampani kukwaniritsa zofuna ndalama. Indicators wa liquidity monga magawo angapo m'deralo.

Kusamala pepala zizindikiro liquidity kuonetsa mmene zinthu ziliri pa mfundo makamaka chiŵerengero ya gombe la alipo chuma madzi ndi ngongole yake. M'mawu ena, linalembedwa mu muyezo wa luso kutembenuka yake ya chuma njira ya malipiro kukumana ntchito zawo.

Mtheradi liquidity - onse kuposa maganizo muyezo wa liquidity, amene amadziwika luso abwenzi kukwaniritsa udindo kapena nkhani zina ubale mangawawo. Apa tisaiwale kuti Bank imatengedwa madzi, ndi bwino madzi. Koma kuonetsetsa liquidity banki sangathe kuzindikiridwa okha kukwaniritsidwa kwa chikhalidwe ichi. zingapo kunja akhoza kuwononga liquidity ya gombe, ngakhale ali bwino pafupi ndi ganizoli.

The liquidity ena mabanki malonda, komanso mndandanda wa makhalidwe a mabanki onse pa mfundo imeneyi, chimatanthauza mfundo dongosolo apamwamba liquidity - ndi liquidity a dongosolo kubanki.

Indicators wa liquidity - kuipidwa, Mipikisano mlingo lingaliro, ndilo dongosolo ubale pa ntchito a makampani ndi ntchito zawo kuti tikwaniritse zotsatira makamaka, malinga ndi mulingo uliwose wa chamoyo.

Lero, liquidity ndi imodzi mwa chinsinsi zizindikiro chuma zachuma ntchito ndi mapulogalamu ake ndi muyezo wofunikira pa chitukuko khola la chuma ambiri. Indicators wa liquidity, amene kumadalira mtendere wa ntchito za mabungwe onse ndi anthu amene timakhala la ndalama ndi imodzi mwa magawo kiyi wa thanzi zachuma. Mwachitsanzo, zochitika zaposachedwapa m'misika chuma m'mayiko ambiri anatsimikizira mkulu patsogolo kufunika chitukuko cha gawo la banki, pamodzi ndi kusintha kwa kumabungwe osiyanasiyana a chuma. mabizinezi ambiri ang'ono ndi sing'anga ndi mabanki lero samapereka tcheru zokwanira kukhazikitsa ntchito zake za chuma ndi masamu kusanthula njira, ndi mlingo wa sayansi yamakono mudziwe ntchito mwa iwo akadali otsika. Chifukwa - pamlingo wochepa wa liquidity kapena chilli bizinesi ena.

N'chimodzimodzinso ndi kasamalidwe khalidwe akuyendera mabanki. Imeneyi, ntchito banki kukhalabe liquidity ake ndi zambiri zovuta.

A wapadera ndi zofunika kwambiri udindo kukhalabe banki liquidity chimagwira banki chapakati. Pofuna kuti aziona ntchito yokonza mabanki malonda liquidity awo Bank National ali ndi mfundo kuvomerezedwa zachuma: mwamsanga, panopa, yochepa liquidity ndi chiŵerengero osachepera chuma zamadzimadzi chuma okwana.

Daily zinalengedwera akulola banki chapakati kulamulira pamaso pa magombe malonda kuchuluka kwa ndalama madzi kwa nthawi yeniyeni.

Zimenezi kulola zokwanira bwino zonse liquidity ya mapeto a mabanki ndi mabungwe ang'onoang'ono, mwa mokakamizidwa magawanidwe malo ndi kugwira kuphedwa lomaliza otchedwa "zone chitetezo". Choncho, kukhazikitsa malamulo onse ndi malangizo mu njira zolimbitsa ntchito umaonetsera banki malonda mlingo m'malo okwezeka a chuma, kuphatikizapo liquidity.