Kutumiza kupita ku banki: "Golden Crown" - njira yamakono yoperekera

Munthu wamalonda ayenera kudziwa zonse zokhudza ndalama zaumwini komanso mwayi woperekedwa kwa makasitomala ake ndi mabungwe amakono a mabanki. Tiyeni tiyese kupeza yankho la funsolo, m'mabungwe a zachuma omwe angathe kuchita ntchito kutumiza kapena kulandira ndalama zowonjezera.

Kodi ndiyenera kuyang'ana chiyani posankha banki? "Golden Crown" ndi mwayi waukulu kutumiza ndalama kumadera aliwonse a anthu a ku Russia, komanso ku mayiko ena akunja, komwe kumalo otumiza ndi kulipira maulendo oterewa alipo.

Zambiri za mbiri yakale

"Golden Crown" ndi chizindikiro chodziŵika m'maboma a Russia kuyambira 1993. Kuyambira nthawi imeneyo, ntchito ya "khadi la banki" yomwe ili ndi dzina lomwelo inayamba kugwira ntchito ku Novosibirsk Academgorodok. Pambuyo pa zaka 10 kwa munthu aliyense , ntchito yotere monga "Golden Crown" inapezeka. Mabanki-ogwirizanitsa nawo malipiro a msonkho m'madera onse a Russia amachititsa kuti pakhale ndalama zowonongeka pokhapokha ngati mutasintha ndalamazo. Kuchita izi sikutanthauza kutsegula akaunti yapadera ya banki.

Maofesi oimira Russia a "Golden Crown"

Kodi mabanki ndingatumize ndi kulandira ndalama zotumizira ndalama? Chiwerengero cha mabungwe azachuma omwe ntchitoyi ikugwiritsira ntchito tsopano yoposa 500. Mabungwe odziwika kwambiri ndi Bank of Uralsib, PJSC Mosoblbank, OJSC Gazprombank, PJSC MDM Bank, PJSC Vostochny Express Bank, OkSC Bank Otkiti.

Kuti mugwiritse ntchito mapulogalamu a kulipiritsa, sikoyenera kulankhulana ndi banki. "Golden Crown" tsopano ikupezeka kwa makasitomala amaketoni ambiri, kuphatikizapo "MTS", "Svyaznoy" ndi "Euroset". Chiwerengero cha malo ogwira ntchito m'dziko lonse chaposa kale zikwi 34.

Kuti mutengere ndalama zomwe mukufuna, mungagwiritse ntchito ATM kuti mutha kulandira ndalama kapena chitsimikizo chothandizira. Mungathenso kutumiza ndi kufufuza pulogalamu ya kulandila pa intaneti.

Zopindulitsa zazikulu za dongosolo la kulipira

Tiyerekeze kuti kutumiza kumeneku kudzatumizidwa kudzera ku banki. "Golden Crown" - chizindikiro chomwe chimalola makasitomala:

• Kupititsa pang'onopang'ono kutumizira ndalama zogwirira ntchito kumalo aliwonse akuluakulu - onse m'madera a Russia ndi kudutsa malire ake;
• Landirani wotumizidwa ndalama mwamsanga mutatha kukonza banki zolemba;
• Kusamutsa ndalama nthawi iliyonse ya tsiku - popanda kupuma ndi masiku;
• Kusankha ngati malo omwe mukufunayo kulikonse ku Russia kapena kunja kwina kukuwonetseratu mndandanda wa dongosolo la kulipira ;
• Musagwedeze ndalama zowonjezera ndalama (Komitiyi imasiyanasiyana ndi 0.5 mpaka 1.5% malingana ndi malo omwe akupita ndi ndalama zosankhidwa);
• Tsatirani momwe mutengedwera kudzera mu akaunti yanu kapena malo a malipiro;
• Ufulu kuti mulandire khadi la wotumiza, imene banki ikufuna kukonzekera.

"Golden Crown": zomwe muyenera kukumbukira pamene mutumiza ndalama

Kuti mupititse patsogolo, muyenera kupita ku nthambi imodzi yapafupi ya banki yomwe ili pamndandanda wa mabungwe omwe amagwirizana ndi wothandizira. Muyenera kukhala ndi chilemba chofunikira kuti mutsimikizire kuti ndinu ndani.

Wogula malonda akudzaza ntchitoyi, yomwe ikufotokoza deta ili:

• Ulendo wopititsa (dziko ndi mzinda);
• Deta yolondola ya wolandira (malinga ndi pasipoti);
• Ndalama yotumizidwa;
• Manambala okhudzana ndi wotumiza ndi wolandira.

Ndalama yomwe imasamaliridwa imalipidwa kwa cashier. Panthaŵi imodzimodziyo, komiti imaperekedwa kuti atumize ndalama.

Ndondomeko ya malipiro imapereka chiwerengero cha nambala zisanu ndi zinayi kumasulidwe omwe amamasulidwa, omwe angodziwika kwa wotumiza ndalama komanso kwa munthu amene akulandira. Wolandirayo adzadziwitsidwa za kutumiza ndalama kudzera pa SMS.

Zomwe zimalandira kulandira ndalama

Pambuyo podikira uthenga, muyenera kuyendera limodzi la maofesi kumene kusamutsidwa kwa ndalama kumasulidwa "Golden Crown". Ndi mabanki omwe ali ogwirizana a dongosolo lino la kulipiritsa, mungapeze kuchokera ku magwero a zowonjezera (pa tsamba). Deta lodalirika pa mabungwe ogwirizana a "Golden Crown" amaperekedwanso ndi antchito a maofesi, kuchokera komwe kutumizidwa kutumizidwa.

Kuti mulandire ndalama zomwe zafika, muyenera kusonyeza pasipoti yanu ndipo molondola muzitchula nambala yomwe pansi pano pamasuliridwa "Golden Crown". Mabanki akuyesera kuchepetsa njira yotsatirira kutumiza ndalama kwa makasitomala awo. Tikulimbikitsidwa kutulutsa "Sender's Card", chifukwa deta yonse ya munthu yemwe adatumiza kusamalidwa, amasungidwa mudatabata la malipiro. M'tsogolomu, izi zidzateteza zolakwika pakudziwitsidwa kwadzidzidzi ndikufulumizitsa ndondomeko yotumizira ndalama.

Ndondomeko ya "Golden Crown" ndiyo njira yowonongeka, yabwino komanso yodalirika yosamutsira ndalama pafupifupi pena paliponse padziko lapansi!