Malipiro dongosolo "PRO100": ndemanga. Map "ovomereza 100" Sberbank

Ngakhale kuti okayikira ambiri amanena kuti n'zosatheka msanga kulenga kachitidwe kawo Russian malipiro, izo udachita zaka 3 basi pambuyo pa chiyambi cha polojekiti. ntchitoyo inatha mu yayifupi yochitapo chifukwa cha khama la anthu masauzande nawo mmenemo. Ndipo tsopano ku Russia sangadalire kachitidwe, "Visa" ndi "MasterCard". Malipiro dongosolo "PRO100" kale anamasulidwa makadi oposa miliyoni. Komanso, alipo ndalama Bank makadi angathe ntchito mu dongosolo.

Chifukwa "PRO100" dongosolo?

The kudalira a mabanki Russian pa malipiro machitidwe Visa ndi MasterCard anali okwana Bank ku Central mwamsanga 2013, pamene vuto ndi iwo palibe. chuma zoweta akuuzani kuti pa kayendetsedwe ka makadi awa, amene dziko wakhala oposa 90% ya okwana, ndi kuyang'anira mabungwe ndalama zakunja. Kuyambira nthawi imeneyo, ntchito pa dongosolo dziko malipiro (NPS) akhala powasamalira kwambiri kuposa kale. Ngakhale PS UEC (malipiro dongosolo "Universal Intaneti Khadi") "PRO100" anawalemba ngati woyendetsa Russian kumbuyo mu 2012. Panopa, izi makadi kuti ntchito pa M / Chip (mosavuta n'zogwirizana ndi ambiri amavomereza mfundo "MasterCard" mu finalizing mabungwe banki cha pulogalamu yake) sayansi, mukhoza kulipira malo ogulitsira ritelo kwambiri Russia ndi mabanki zoweta.

"Monga" ndi NPCs

Iye akhapidziwa kuti malipiro dongosolo "PRO100" potsirizira pake azipereka dongosolo malipiro dziko. Komabe, mu April 2014 Bank ku Central wakhala analidziwitsa wa sizilephereka izi. Pakali pano palibe malipiro Russian dongosolo, "PRO100", kapena PS kwambiri m'banja angakhale mitundu chifukwa mwachilungamo wophweka. Onsewo ankayendetsa pulogalamu, chiphatso cha zimene ziri MasterCard. Ndipo ngakhale nkhani ya khadi Chip analengedwa mu Russia, anapanga ofunsira iwo kunja. Ichi chidachitika kwa mayiko kaphatikizidwe akale ndi miyezo yatsopano. Ndithudi, kusintha kwa Visa ndi MasterCard kuti "PRO100" anapita mwachilungamo zosavuta, koma kuchita izo kwa NPC sichinafikebe.

Khadi mbali "PRO100"

The ntchito anthu pamaso pa zomwe mapu "PRO100" (ndalama Bank), zikuphatikizapo:

• withdrawals Cash mu ATMs oposa 100,000 kudutsa m'dera la Russia.
• Chimathandiza nkhani banki ndi malipiro a ntchito zosiyanasiyana (kuphatikizapo oyang'anira tauni ndi boma, monga issuance a pasipoti kapena chiphaso satifiketi) pafupifupi 20 zikwi malo.
• Instant kulipira katundu ndi ntchito mu wotchuka kwambiri Russian zopezera m'masitolo, kuphatikizapo MediaMarkt, "Euroset", "Mtumiki" ndi "Megaphone". "PRO100" monga mapu (Sberbank) limachititsa kulipira kugula oposa 500 zikwi mabungwe onse pa Russia.
• Kukwera malipiro ake ndi ubwino kapena ankamvetsa.
• Kusakasaka foni yanu bilu ndipo amatipatsa Intaneti utumiki.
• Cashless malipiro likanatha pa mabasi ndi magalimoto.
• Ndalama kutengerapo ndi makadi ena (mu dongosolo kapena zina).
• Control kupezeka mwana sukulu ndi adakwaniritsa maphunziro.

Malipiro misonkhano pogwiritsa ntchito dongosolo malipiro angathe kuchitidwa pa Intaneti (mwachitsanzo, Bank ndalama kwa malo amene amapereka osiyanasiyana pazipita mbali, kuphatikizapo "Avtoplatozh" ndi "Sberbank Online). Komanso mapu pempho mwini, cholinga chowapatsa ndi siginecha pakompyuta kulola kuti mukulitse mndandanda kuchitidwa pa izo kupyolera mu kuchitapo. ndipo tsopano sitolo online, mu m'banja kapena yachilendo, dongosolo sadzalola kuti agwire malipiro. ndiponso, sikutheka kuti amuthandize ndi kulipira kugula kapena ntchito kunja. komanso, imelo ntchito ndi malo khadi ndi ATMs anthu mabungwe a zachuma amene sali olumikizidwa kwa "PRO100" dongosolo.

mitundu ya makadi

The "PRO100" system (ndalama Bank), muli mitundu yambiri ya malipiro makadi: madebiti (oveteredwa), malipiro (mmodzi wa mitundu kumene kungakhale koyenela) ngongole ndi penshioni (chikhalidwe). Onse a iwo anali ndi ndalama Bank of ku Russia komanso ena nyumba Russian kubanki. Pofuna khadi, banki ayenera kukhala pakati pa magulu nawo "PRO100" dongosolo.

makhadi "PRO100" osati wosindikiza mabanki onse - ophunzira a dongosolo, kotero kuti zimatsimikizira kukonzekera kwawo M'pofunika kuthetsa kuti Bank ndalama kapena kulongosola bwino kuthekera ndi mawu a Nsanja ya mabanki ena pa Websites la mabungwe awa.

Momwe khadi?

Kuti mupeze muyezo khadi chilengedwe ayenera kukhala:

• funsani ndalama Bank;
• kupereka zikalata zofunikira zonse (kuphatikizapo pasipoti, kalata ya inshuwalansi ndi SNILS OMC ndondomeko);
• fomu ya khadi ndi kuika siginecha munthu;
• kupeza khadi mu tsiku lomwelo.

"PRO100" Khadi (ndalama Bank) akhoza unayendera mabanki zina nawo, mwa mawu a Nsanja ya zomwe zingasiyane. Simufunikanso kulipira izo, ndipo nthawi n'loonadi ndi zaka 5.

Banks mu dongosolo

Pakali pano, malipiro dongosolo "PRO100" Sberbank zikuphatikizapo (kupatula banki yaikulu mu dziko), 19 ophunzira kwambiri. Ndipo chifukwa chakuti iwo eni kuposa 2/3 la chiwerengero ili pa dera la Russia ATM ntchito ndi dongosolo yabwino ndithu.

Kachitidwe nawo: Bank of Moscow, AB "Russia", "Center-Muzigwiritsa" Moscow Industrial Bank, Municipal Bank Khakassia, Surgutneftegazbank, JSCB "Almazergienbank" AVB Bank, Khanty-Mansiysk, "Kumpoto kwa Mawu" ndipo ena angapo. Onsewo musawaikire amalipiritsa kulandira ndalama kudzera ATMs awo. Pamene anachoka ndalama kuchokera khadi "PRO100" ndi osachiritsika gombe popanda kulowa dongosolo, angathe kumwedwa ngati Chiwongola dzanja, anatsimikiza mtima gulu limene inakhazikitsa khadi.

"PRO100" mu Crimea

Posachedwapa, malipiro dongosolo "PRO100" ntchito mu Crimea ndi Sevastopol. Nkhani ya polojekiti dera inayamba mu May 2014. Ndipo ndi 2015, chiwerengero cha makadi ali kuposa pafupifupi hafu miliyoni. Kachitidwe ali kutali yekha, ndi njira yokha kwa pachilumbachi, chifukwa cha US MasterCard ndi Visa ziletso sizikugwira ntchito pano. Kutapa ndalama ku "PRO100" khadi mu Crimea akhoza kugwiritsa ntchito ATMs zoposa 350 ndipo nthambi banki 240 ndi reprogrammed ntchito ka malo, chiwerengero cha zomwe upambana 1500.

Reviews za dongosolo "PRO100"

Kamodzi anayambitsa malipiro dongosolo "PRO100", pa mbali ya anthu Russian ndi mafunso zokhuza kuthekera ntchito kunja. N'zochititsa chidwi kuti owerenga nkhani zina kugwirizana ndi makadi awa.

Panopa, ndalama zokha kuti ntchito ndi SS (ndi zomwe moyenera, n'zotheka kusunga ndalama mu nkhani ya "PRO100"), ndi ruble. Izi zikutanthauza kuti iwo sangathe kukhala kulipira kunja, kapena kuchititsa iliyonse ndikupeleka kuwombola yachilendo. Komabe, akatswiri osaganizira Mbali imeneyi mapu sangathe chachikulu. Malinga ndi iwo, ngati n'koyenera, aliyense nzika Russian anapita kudziko lina akhoza kutapa ndalama nkhani ndi kuwawombola kuno pa mtengo yabwino. Pamene, kuchoka m'dziko akanati atembenuke rubles mu ndalama za maiko ena mwayi wochepa wokongola ku mabanki ena ndi maudindo kuwombola.

Komabe, kufunika kogwiritsa ntchito ndalama zina ndi nkhani anafotokoza za "PRO100" ndemanga wosuta. Malinga ndi iwo, dongosolo ndi sikugwirizana ndi mabungwe akuluakulu padziko lonse (osati Russian) banki, osati kuchilingalira.

Pakadali pano, chifukwa kukhazikitsa zofuna akhoza kukwaniritsa ogwiritsa Ulibe mphamvu luso kapena zomangamanga, kapena akatswiri amatha mapulogalamu ndi debugging zida "PRO100". Ndipo kukhazikitsa dongosolo kukhala woyamba pa dera la Russia, kupereka mapulogalamu, ogwira ndi malo processing. Si chaka chimodzi, kungakhale kofunika, ndipo pambuyo osati luso kwenikweni zoweta yogwirizana ndi maiko ena. Mwina pa cifukwa ichi anthu ena amakhala ndi ndemanga makasitomala ena kapena zochitika zawo, adzapitiriza machitidwe ntchito "MasterCard" ndi "Visa" choncho definitively ndipo sanapite la Chitaganya cha Russia.