Misonkho pa ndalama: mulimonse, ego..mozhno kulambalala

Munayesapo tsiku lililonse kulemba mumapeza ndalama? Yesani! Phunziro nkhani kwambiri ndi chimodzimodzi chidwi. Kapena mwinamwake inu akhala chinkhoswe mu mau okhudza kuwerengera ndalama banja ndi mosamalitsa kuwerenga iliyonse khobiri. Koma ngakhale mu nkhani iyi, inu ndi chodziwikiratu kuti ndalama mbali ya mtengo mndandanda wa mphatso anavomera, ndipo ndithu kuwerengera phindu ndalama chiwongoladzanja anatengedwa pa anakongola ndalama mnzake kulipira.

Koma nthawi zina muli yowerengera kuchita izo. Kumene, kokha mu ulemu wa ndalama zimene munalandira ndi antchito a kampani. Si lilibe kuti revenues awa ndi kusamukira ku bajeti ya msonkho ndalama munthu (Mwachidule - DZENJE).

Choncho, ndichiyani - ndalama? Zambiri kuposa si - malipiro. Only tsopano si zokhazo. Ndipotu ndalama akhoza anazindikira mwa onse, potero kudzadza bajeti munthu. Izi zikutanthauza kuti pafupifupi tonsefe msonkho munthu.

Mwachitsanzo, ndalama msonkho mwina katundu amene anapereka bwana mudziko la malipiro. Ndipo analandira kwa abwana ake akupereka - mwamwayi, osati onse, koma okhawo omwe kuchuluka okwana m'chaka zosaposa 4000 rubles. Pali funso ndalama mu mtundu.

Pali palimodzi wauzimu mtundu wa ndalama kale pamwambapa. Apa ndi pamene munthu pa chinthu opulumutsidwa. Mwachitsanzo, ndinatenga pa ngongole chidwi wopanda. Yosalipidwa chidwi - ndi msonkho ndalama. Only sanali mu mawonekedwe a chilichonse mtengo, koma mawonekedwe a ubwino otchedwa zakuthupi. Ndipo ichi si mndandanda.

Koma pali milandu sangakhale ndi kuwerengedwa molondola ndalama chifukwa. Mwachitsanzo, kampani yomwe inachitika kwa antchito ake amapeza. Ndi zakudya, zakumwa, ojambula ... Zikuoneka kuti aliyense wogwira ntchito kulandira ndalama. Koma zingati? Bwinobwino. Ndipo kodi si zoona. Zikatero, msonkho munthu si deductible.

Ndipo komabe, pali anthu ndalama zomwe ali osapatsidwa msonkho munthu konse. Koma ichi ndi osiyana, mofanana chidwi nkhani, mungathe oznakamitsya mu Article 217 la Tax Code. Ndipo ife tikadali kulankhula za mmene zololeka kupulumutsa pa msonkho munthu.

Mmodzi mwa anthu amenewo njira - ufulu amachotsera msonkho. Kodi likupereka? Choyamba, luso amafuna kuti aziwerenga msonkho satenga malipiro, ndipo aang'ono ndalama. Ndiye m'mbuyo ang'onoang'ono. Lachiwiri, mwayi kuti ayambenso mbali ya msonkho munthu ndalama, omwe kale mu bajeti.

Zonsezi vychetov- mitundu inayi: muyezo, chuma, chikhalidwe ndi akatswiri.

Pamene muyezo ndalama deduction zikhoza kuchepetsedwa ndi zochuluka mwezi uliwonse. Pali mitundu iwiri ya amachotsera: chifukwa opindula - rubles 500 kapena 3,000, ndi amene ali ndi ana - 1400 kapena 3000 rubles. Koma ngakhale pano kutisokoneza: mungagwiritsire ntchito deduction ana mpaka ndalama makolo 'kuyambira kumayambiriro kwa chaka sanali upambana 280 zikwi rubles.

Katundu deduction sonyezani kwa ogulidwa nyumba ndi kumanga, komanso kupeza malo pomanga nyumba kapena naye. Chepetsani zotsalira -. 2 MN, ndi chandamale chiwongoladzanja pa ngongole - 3 MN.

Ndiyeno pali chuma deduction amene M'malo mwake, anagulitsa malo ake. Zoletsa kachiwiri - ndi mtundu wa chuma, chiwerengero cha zaka za umwini za chuma ndi kukula pazipita deduction (mu kuchuluka kwa ndalama malonda, koma osati oposa 250,000, kapena miliyoni 1 rubles - .. Malinga chuma anagulitsa).

Pezani maphunziro anachitira, chisamaliro za penshioni m'tsogolo, kodi chikondi? Choncho, muli ndi ufulu amachotsera chikhalidwe. Pachaka ndalama pa amachotsera ayenera woyenera 120 000 rubles. Ndipo ngati mukuphunzira kwa ndalama ya ana anu, deduction malire - 50 000 rubles. pa mwana (kwa makolo kapena okuyang'anirani onse).

Ndipo potsiriza, akatswiri amachotsera. Mabizinesi akhoza kuchepetsa ndalama zawo pa iwo, kapena kuchuluka kwa ndalama wobvomerezeka, kapena zochuluka - 20% ya ndalama.

Sankhani kukula kwa deduction mu kuchuluka kwa anatsimikizira kapena ndalama monga muyezo, nawonso yakuti kwa olemba ndi asangalatsi ntchito mabuku, sayansi, luso. Koma nzika, ogwira ntchito zosiyanasiyana yapachiweniweni (mgwirizano kapena makonzedwe a ntchito) akhoza kusankha. Iwo ali oyenera kuchepetsa ndalama zawo zokha ndi kuchuluka kwa ndalama anapalamula, ndipo malinga pali mapepala.