Ndalama Kufalitsa mu zolowa ogwira

Poganizira gulu la ndondomeko ya ntchito mu ogwira ntchito iliyonse, Sitinganyalanyaze nthawi chofunika, monga ndalama za chithandizo. Nchiyani, kuphatikizapo ndalama imeneyi?

Mu malo oyamba - ndi mtengo wa ogwira ntchito iliyonse, amene mwa njira ina yogwirizana ndi makope uphungu. Zikuphatikizapo ndalama zimene zimafunika kuti ntchito yokonza nyumba, kasamalidwe ntchito ndi ogwira nyumba yosungiramo katundu, mtengo zoyendera (kutumiza ndi mayendedwe a chuma), etc.

kayendedwe katundu amafuna ndalama kuti imakhudzana ndi yobereka, kugulitsa ndi kusunga ake. ndalama n'zofunika kwambiri kuti abwere mankhwala ogula. Choncho mpake wolunjika ndalama amaonedwa kukhala zizindikiro zofunika kwambiri ndi Mkhalidwe, amene amasankha mlingo wa mphamvu ya lililonse kukhazikitsidwa malonda.

Kumene, ntchito yaikulu ya zachuma ndi kuchepetsa aliyense ndalama kumalo a ntchito. The mayendedwe akuyendera njira zothandiza kasamalidwe ndipo anayamba zosiyanasiyana ma pulani a bizinesi kuti amakulolani kwambiri kuchepetsa ndalama ogwira ntchito ndi kuonjezera zolowa.

ndalama yogawa tiyenera kuziganizira pa magawo onse a mitengo ya. The mtengo kupanga zambiri kumaphatikizapo mtengo wa malonda, ndi mtengo ritelo zikuphatikizapo mtengo wa malonda yogulitsa.

Iwo akhoza kukhala ndalama woweruza mabizinezi ndalama zoweta malonda ndi magulu amene wowirikiza kukhalabe pa kutaya gulu phindu. Ayeneranso kupeza pa mtengo zomvetsa masoka achilengedwe ndi ndalama zina zimene sizikugwirizana ndi mankhwala chikhalidwe katundu ndi vuto limeneli ndalama sananene kuti ndalama Nkhani kugawa.

ndalama makonzedwe yogawa malonda ali m'magulu awiri: zina ndi bwino. Ndalama kugwirizana ndi gulu la ndondomeko malonda, komanso mtengo kukhala ndodo loyang'anira ndi ndalama ukonde. Zina - ndi ndalama kuti ayenera kupitiriza njira yopanga pano monga ma CD ndi kulongedza katundu wa katundu, komanso kusintha kwa mankhwala osiyanasiyana mu malonda.

Tikhoza kunena kuti ntchito ya bungwe lirilonse malonda Mzimuyo mlingo wa ndalama yogawa - chiŵerengero kachulukidwe ka ndalama kuti kuchuluka kwa ndalama zolowa, amene chimaonetsera kuchuluka a. Ngati ntchito Organization Trade aukonzekera bwino ndiponso mwadongosolo, mlingo wake wa mtengo adzakhala kochepa, ndi mosemphanitsa.

Kuntchito, monga ulamuliro, pali magulu awiri a ndalama, ofanana m'kagulu ndalama kugawa m'magulu awiri: pa zinthu chuma ndi zinthu mtengo.

mugawo ili ndi muyezo ndi kuvomerezedwa mwamtheradi kwa mabungwe onse malonda, kuphatikizapo zinthu izi: zopereka chikhalidwe, ndalama chuma, depreciation wa chuma mapulani ndalama ntchito ndi ndalama zina. Komabe, gulu lino salola kuti athe kuwunika ndi kutanthauzira ndalama yaikulu ndi ndalama za ulimi, choncho m'pofunika kuchititsa kusanthula mwatsatanetsatane ndi kuganizira za nkhani payekha. Izi zimathandiza kudziwa mtengo kwambiri ndi kudziwa Kapangidwe ka zinthu mtengo, ndipo walola kupereka cholinga aziona chigamulo cha zida ntchitoyi.

Zinthu zimene zingakhudzire kuchuluka ndi mlingo wa ndalama kugawa tingadziwire kuti mmodzi wa iwowa monga kapangidwe ndi buku la malonda, ndi kudza ndi kugwa kwa mitengo ritelo, zokolola ntchito ndi mphamvu ya mitengo ndi tariffs misonkhano (aya, zoyendera rents ndi etc.). Komanso tikhoza kunena motsimikiza kuti kampaniyo, monga ulamuliro, pali nkhokwe ndithu chuma ndi kulimbana ndi kusintha mawu a zolowa ndi kuchepetsa ndalama aakulu, zomwe si chifukwa kuopseza ntchito ndi solvency wa kampani.